Latitude home loan reviews

Latitude
Latitude's overall rating for home loans

(as rated by the Mozo community)

4.1 / 10

based on 16 reviews

Price

Features

Customer service

Convenience

Trust

Recent Latitude home loan reviews

Latitude

Latitude home loan review

Overall rating   8 / 10

Helpful & truthful service at all times

It is a shame GE finance don't offer home loans anymore. This is my second home I have bought with home loan through GE & I am extremely happy with my loan & its features. Being single & on a disability pension, it's nice to know they have my best...

Full review

It is a shame GE finance don't offer home loans anymore. This is my second home I have bought with home loan through GE & I am extremely happy with my loan & its features. Being single & on a disability pension, it's nice to know they have my best interests at heart

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Deborah, Victoria, reviewed over 4 years ago

Latitude

Latitude home loan review

Overall rating   0 / 10

Terrible service

We were originally on a very low interest loan with Wizard home loans, but they were sold to GE finance who placed us with Pepper. We now are stuck with a very high interest rate and cannot renegotiate due to our family financial circumstances.

Full review

We were originally on a very low interest loan with Wizard home loans, but they were sold to GE finance who placed us with Pepper. We now are stuck with a very high interest rate and cannot renegotiate due to our family financial circumstances.

    Price   0 / 10

    Features   0 / 10

    Customer service   4 / 10

    Convenience   2 / 10

    Trust   5 / 10

Less

Jill, New South Wales, reviewed over 4 years ago

Latitude

Latitude home loan review

Overall rating   1 / 10

Drive Customers to Stress

Since migrating from Wizard to GE Money with our mortgage the inflexibility of this company is painfully obvious. No allowance for Loyalty at all BUT we still cannot re-finance after 3-4 years of trying. The Federal Government should truly review...

Full review

Since migrating from Wizard to GE Money with our mortgage the inflexibility of this company is painfully obvious. No allowance for Loyalty at all BUT we still cannot re-finance after 3-4 years of trying. The Federal Government should truly review which companies set up to rip off Australians within the finance sector.

    Price   1 / 10

    Features   1 / 10

    Customer service   1 / 10

    Convenience   1 / 10

    Trust   1 / 10

Less

Carlo, New South Wales, reviewed over 6 years ago

Latitude

Latitude home loan review

Overall rating   1 / 10

They are only focused on getting your signature. After that you are on your own. There is no room to move.

Full review

They are only focused on getting your signature. After that you are on your own. There is no room to move.

    Price   1 / 10

    Features   1 / 10

    Customer service   0 / 10

    Convenience   1 / 10

    Trust   1 / 10

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Kim, New South Wales, reviewed about 8 years ago

Latitude

Latitude home loan review

Overall rating   1 / 10

Terrible customer service, could never get any information from them straight. Would not recommend.

Full review

Terrible customer service, could never get any information from them straight. Would not recommend.

    Price   7 / 10

    Features   5 / 10

    Customer service   1 / 10

    Convenience   3 / 10

    Trust   1 / 10

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Kendall, Queensland, reviewed over 8 years ago

Latitude

Latitude home loan review

Overall rating   10 / 10

very ezy to deal with & there to help you

Full review

very ezy to deal with & there to help you

    Features   8 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   9 / 10

Less

Gerda, New South Wales, reviewed over 8 years ago

Latitude

Latitude home loan review

Overall rating   1 / 10

I dislike GE Money as they do not have any empathy with Home Loan Customers that migrated from the Wizard sell off. Financial hardship doesn't interest them.

Full review

I dislike GE Money as they do not have any empathy with Home Loan Customers that migrated from the Wizard sell off. Financial hardship doesn't interest them.

    Price   2 / 10

    Features   3 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Carlo, New South Wales, reviewed over 8 years ago

Latitude

Latitude home loan review

Overall rating   2 / 10

We were sold a home loan based on the pregnancy pause being a feature of this product, now they have brought wizard out they refuse to acknowledge this feature, have classed it as a hardship and we have been struggling ever since!!!

Full review

We were sold a home loan based on the pregnancy pause being a feature of this product, now they have brought wizard out they refuse to acknowledge this feature, have classed it as a hardship and we have been struggling ever since!!!

    Price   7 / 10

    Features   5 / 10

    Customer service   1 / 10

    Convenience   3 / 10

    Trust   0 / 10

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Debby, Victoria, reviewed over 8 years ago

Latitude

Latitude home loan review

Overall rating   2 / 10

I liked my home loan with GE Money simply because they allowed me to get a mortgage with them. (Ex-husband was a gambler who when we parted had left me with the poor credit rating. However - I don't like that their rates are higher, they rarely...

Full review

I liked my home loan with GE Money simply because they allowed me to get a mortgage with them. (Ex-husband was a gambler who when we parted had left me with the poor credit rating. However - I don't like that their rates are higher, they rarely communicate with you, and I feel trapped within this loan)

    Price   3 / 10

    Features   2 / 10

    Customer service   5 / 10

    Convenience   3 / 10

    Trust   1 / 10

Less

Helen, Victoria, reviewed about 9 years ago

Latitude

Latitude home loan review

Overall rating   0 / 10

GE Money never passed on any of the rate cuts to its home loan customers. As a result we were paying 3% more than everybody else. And they wanted to charge us exit fees! Not recommended.

Full review

GE Money never passed on any of the rate cuts to its home loan customers. As a result we were paying 3% more than everybody else. And they wanted to charge us exit fees! Not recommended.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Grant, Queensland, reviewed over 9 years ago

Latitude

Latitude home loan review

Overall rating   10 / 10

GE Money were extremely helpful with our home loan. Have flexible options. Fixed rate of 9.25 at November last year now less than market rate.

Full review

GE Money were extremely helpful with our home loan. Have flexible options. Fixed rate of 9.25 at November last year now less than market rate.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Name not supplied, Northern Territory, reviewed almost 10 years ago

Latitude

Latitude home loan review

Overall rating   5 / 10

GE Money's home loan interest rates go up every other week with no prior knowledge

Full review

GE Money's home loan interest rates go up every other week with no prior knowledge

    Price   5 / 10

    Features   3 / 10

    Customer service   5 / 10

    Convenience   3 / 10

    Trust   5 / 10

Less

Name not supplied, Queensland, reviewed almost 10 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.61% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)

    State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest rate

    3.68% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    • Interest rate: 3.68% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.1

    Based on 14 State Custodians home loan reviews

    Need more information?
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    More info

  • Bank Australia Basic Home Loan Special (LVR<80%, Owner Occupier)

    Bank Australia Basic Home Loan Special (LVR<80%, Owner Occupier)

    • Special rate of 3.66% p.a. comparison rate applies to a maximum LVR of 80%
    • Redraw available. Flexible repayments
    • Loan repayment pause for eco-upgrades to your home or maternity leave

    interest rate

    3.65% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Special rate of 3.66% p.a. comparison rate applies to a maximum LVR of 80%
    • Redraw available. Flexible repayments
    • Loan repayment pause for eco-upgrades to your home or maternity leave
    • Interest rate: 3.65% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.8

    Based on 79 Bank Australia home loan reviews

    Need more information?
    Go to site

    More info

  • Well Home Loans Well Balanced (Owner Occupier, Principal & Interest, LVR <80%)

    Well Home Loans Well Balanced (Owner Occupier, Principal & Interest, LVR <80%)

    • Well Balanced home loan is a low rate home loan with free online redraw and no valuation fee.
    • Purchase, Refinance or Equity Release purposes allowed
    • Optional 100% interest offset sub-account with Visa debit card access

    interest rate

    3.49% p.a. variable

    comparison rate*

    3.53% p.a.

    upfront fees

    $600

    Go to site

    More info

    • Well Balanced home loan is a low rate home loan with free online redraw and no valuation fee.
    • Purchase, Refinance or Equity Release purposes allowed
    • Optional 100% interest offset sub-account with Visa debit card access
    • Interest rate: 3.49% p.a. variable
    • Comparison rate*: 3.53% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes - $10/month
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 503 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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