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ME Credit card reviews

Overall rating
8.0/10
Price
8.1/10
Features
6.0/10
Customer service
8.0/10
Convenience
7.4/10
Trust
8.3/10
Based on 207 reviews as rated by the Mozo community.

Recent ME credit card reviews

Sort reviews by: date | star rating
  • ME Credit Card review

    Overall rating   7 / 10
    I would recommend the ME Bank Mastercard.

    The online banking is excellent.

    Price
    8 / 10
    Customer service
    9 / 10
    Convenience
    7 / 10
    Trust
    9 / 10
    Less
    Lesley, Victoria, reviewed about 2 months ago
  • ME frank Credit Card review

    Overall rating   10 / 10
    Great.

    A+++++++++ bank.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Raquel, Western Australia, reviewed 3 months ago
  • ME Credit Card review

    Overall rating   8 / 10
    A no frills credit card with a great interest rate

    A good credit card with great interest rate, and no yearly fee. A small downside is that they have no branches, but in this day and age you don’t really need them. Very happy with ME.

    Price
    9 / 10
    Features
    0 / 10
    Customer service
    6 / 10
    Convenience
    6 / 10
    Trust
    9 / 10
    Less
    Brendan, Queensland, reviewed 4 months ago
  • ME Credit Card review

    Overall rating   6 / 10
    Great

    They answer the phone quickly.

    Price
    8 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    4 / 10
    Trust
    7 / 10
    Less
    Sharon, Victoria, reviewed over 1 year ago
  • ME Credit Card review

    Overall rating   6 / 10
    Good customer service

    You do not get any unwanted fees.

    Price
    7 / 10
    Features
    8 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    8 / 10
    Less
    Sharon, Victoria, reviewed over 1 year ago
  • ME Credit Card review

    Overall rating   10 / 10
    Great customer service

    Very helpful.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Terry, Queensland, reviewed over 1 year ago
  • ME frank Credit Card review

    Overall rating   9 / 10
    Competitive rates and great customer service!

    I dislike the interest rates, although they are very competitive they could certainly be reduced further. The app does not have all the options to do internet banking - not easy to navigate. I think that the website is a lot worse than the app. However overall - I am very satisfied with the customer service of ME bank and have found their rates to be very competitive.

    Price
    8 / 10
    Less
    Chloe, Victoria, reviewed over 2 years ago
  • ME frank Credit Card review

    Overall rating   9 / 10
    Competitive rates and fast friendly service

    Always helpful with queries, friendly and fast customer service.

    Price
    9 / 10
    Less
    Jade, Victoria, reviewed almost 3 years ago
  • ME frank Credit Card review

    Overall rating   9 / 10
    Great rate and service is the best!

    ME are really great. Lowest credit card interest rate around and fees are also very low. Online banking is super easy and the staff, if you ever need to call, are exemplary in customer service.

    Price
    10 / 10
    Features
    9 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    9 / 10
    Less
    Darren, Queensland, reviewed about 3 years ago
  • ME Credit Card review

    Overall rating   10 / 10
    Fantastic

    Been with ME over 10 years, excellent service.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Helen, New South Wales, reviewed almost 4 years ago
  • ME frank Credit Card review

    Overall rating   10 / 10
    Get the last dress left without the hefty interest

    Very low interest and no charges!

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Alishia, Western Australia, reviewed about 4 years ago
  • ME frank Credit Card review

    Overall rating   8 / 10
    Excellent

    Excellent system, easy to understand. Customer service always to high standard.

    Price
    8 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    8 / 10
    Less
    Nathan, Queensland, reviewed about 4 years ago
  • ME frank Credit Card review

    Overall rating   0 / 10
    Suspicious & poor service

    Something dodgy going on here. I have a great credit history, plenty of cashflow, very small mortgage and was flat out declined. They refused to explain. Was just trying to avoid annual fees for a low spend credit card used for internet shopping. I suspect they are not interested in anyone who will pay off their balance each month. I'll stick with the big banks thanks and pay a small fee.

    Price
    0 / 10
    Features
    0 / 10
    Customer service
    0 / 10
    Convenience
    0 / 10
    Trust
    0 / 10
    Less
    Nick, Western Australia, reviewed about 4 years ago
  • ME frank Credit Card review

    Overall rating   0 / 10
    Something very fishy

    Applied for a ME Bank credit card via an email from my super Fund CBUS. I own 2 properties worth well over 1 million $ in value, have been full time employed for the past 30 years with no debts to my name at all with a very steady income of around $90,000 per year. They have rejected my application. My current credit card is with one of the big 4 banks has a balance of $0 which when I do use it is paid off by direct debit so I never incur any interest costs. Trying to avoid the yearly fee I currently incur with my current Credit card I liked the sound of a no annual fee credit card, tried to call to discuss WHY and they would not discuss. Do they only want vulnerable people with large mortgages and poor credit history on their books?

    Price
    0 / 10
    Features
    0 / 10
    Customer service
    0 / 10
    Convenience
    0 / 10
    Trust
    0 / 10
    Less
    Neil, Victoria, reviewed about 4 years ago
  • ME frank Credit Card review

    Overall rating   6 / 10
    im very happy with them they are always willing to

    there good

    Price
    6 / 10
    Features
    6 / 10
    Customer service
    5 / 10
    Convenience
    6 / 10
    Trust
    6 / 10
    Less
    Vicky, New South Wales, reviewed over 4 years ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

    Credit card comparisons on Mozo - rates updated daily

    • Velocity Escape Card

      balance transfer rate
      0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
      purchase rate
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      annual fee
      $0

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    • Breeze Platinum Mastercard

      balance transfer rate
      0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
      purchase rate
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      annual fee
      $99 $49 in the first year

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    • Qantas Discovery Card

      balance transfer rate
      0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
      purchase rate
      20.74% p.a.
      annual fee
      $0

      Promoted
    • Low Rate Card

      balance transfer rate
      0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
      purchase rate
      0% p.a. for 6 months then 13.99% p.a.
      annual fee
      $59

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    • Qantas Ultimate Card

      balance transfer rate
      0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
      purchase rate
      20.74% p.a.
      annual fee
      $450

      Promoted

    **Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

    Want more? Compare all 227 credit cards in the Mozo comparison engine.

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    About Mozo community reviews

    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.