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ME Credit card reviews

Overall rating
8.0/10
Price
8.1/10
Features
6.0/10
Customer service
8.0/10
Convenience
7.5/10
Trust
8.3/10
Based on 208 reviews as rated by the Mozo community.

Featured credit card from ME

frank Credit Card

Purchase rate
11.99% p.a.
Balance transfer rate
No current offer
Annual fee
$0
Rewards program

Promoted

Recent ME credit card reviews

Sort reviews by: date | star rating
  • ME frank Credit Card review

    Overall rating   10 / 10
    Lowest rate ever and the best credit card.

    I got this ME Credit card soon after my heart operation. I never expected to get a limit of $9400, however I used it to go on my life long dream to USA for the first time in 55 years of life, I am thankful for that for ME Bank and the best news is I am still on 9,99% into charge. Now I do have transferred my super to Hostplus who is part of ME Bank.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Pulahinge, Queensland, reviewed 3 months ago
  • ME Credit Card review

    Overall rating   7 / 10
    I would recommend the ME Bank Mastercard.

    The online banking is excellent.

    Price
    8 / 10
    Customer service
    9 / 10
    Convenience
    7 / 10
    Trust
    9 / 10
    Less
    Lesley, Victoria, reviewed 10 months ago
  • ME frank Credit Card review

    Overall rating   10 / 10
    Great.

    A+++++++++ bank.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Raquel, Western Australia, reviewed 11 months ago
  • ME Credit Card review

    Overall rating   8 / 10
    A no frills credit card with a great interest rate

    A good credit card with great interest rate, and no yearly fee. A small downside is that they have no branches, but in this day and age you don’t really need them. Very happy with ME.

    Price
    9 / 10
    Features
    0 / 10
    Customer service
    6 / 10
    Convenience
    6 / 10
    Trust
    9 / 10
    Less
    Brendan, Queensland, reviewed 12 months ago
  • ME Credit Card review

    Overall rating   6 / 10
    Great

    They answer the phone quickly.

    Price
    8 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    4 / 10
    Trust
    7 / 10
    Less
    Sharon, Victoria, reviewed almost 2 years ago
  • ME Credit Card review

    Overall rating   6 / 10
    Good customer service

    You do not get any unwanted fees.

    Price
    7 / 10
    Features
    8 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    8 / 10
    Less
    Sharon, Victoria, reviewed almost 2 years ago
  • ME Credit Card review

    Overall rating   10 / 10
    Great customer service

    Very helpful.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Terry, Queensland, reviewed almost 2 years ago
  • ME frank Credit Card review

    Overall rating   9 / 10
    Competitive rates and great customer service!

    I dislike the interest rates, although they are very competitive they could certainly be reduced further. The app does not have all the options to do internet banking - not easy to navigate. I think that the website is a lot worse than the app. However overall - I am very satisfied with the customer service of ME bank and have found their rates to be very competitive.

    Price
    8 / 10
    Less
    Chloe, Victoria, reviewed about 3 years ago
  • ME frank Credit Card review

    Overall rating   9 / 10
    Competitive rates and fast friendly service

    Always helpful with queries, friendly and fast customer service.

    Price
    9 / 10
    Less
    Jade, Victoria, reviewed over 3 years ago
  • ME frank Credit Card review

    Overall rating   9 / 10
    Great rate and service is the best!

    ME are really great. Lowest credit card interest rate around and fees are also very low. Online banking is super easy and the staff, if you ever need to call, are exemplary in customer service.

    Price
    10 / 10
    Features
    9 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    9 / 10
    Less
    Darren, Queensland, reviewed almost 4 years ago
  • ME Credit Card review

    Overall rating   10 / 10
    Fantastic

    Been with ME over 10 years, excellent service.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Helen, New South Wales, reviewed over 4 years ago
  • ME frank Credit Card review

    Overall rating   10 / 10
    Get the last dress left without the hefty interest

    Very low interest and no charges!

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Alishia, Western Australia, reviewed almost 5 years ago
  • ME frank Credit Card review

    Overall rating   8 / 10
    Excellent

    Excellent system, easy to understand. Customer service always to high standard.

    Price
    8 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    8 / 10
    Less
    Nathan, Queensland, reviewed over 4 years ago
  • ME frank Credit Card review

    Overall rating   0 / 10
    Suspicious & poor service

    Something dodgy going on here. I have a great credit history, plenty of cashflow, very small mortgage and was flat out declined. They refused to explain. Was just trying to avoid annual fees for a low spend credit card used for internet shopping. I suspect they are not interested in anyone who will pay off their balance each month. I'll stick with the big banks thanks and pay a small fee.

    Price
    0 / 10
    Features
    0 / 10
    Customer service
    0 / 10
    Convenience
    0 / 10
    Trust
    0 / 10
    Less
    Nick, Western Australia, reviewed over 4 years ago
  • ME frank Credit Card review

    Overall rating   0 / 10
    Something very fishy

    Applied for a ME Bank credit card via an email from my super Fund CBUS. I own 2 properties worth well over 1 million $ in value, have been full time employed for the past 30 years with no debts to my name at all with a very steady income of around $90,000 per year. They have rejected my application. My current credit card is with one of the big 4 banks has a balance of $0 which when I do use it is paid off by direct debit so I never incur any interest costs. Trying to avoid the yearly fee I currently incur with my current Credit card I liked the sound of a no annual fee credit card, tried to call to discuss WHY and they would not discuss. Do they only want vulnerable people with large mortgages and poor credit history on their books?

    Price
    0 / 10
    Features
    0 / 10
    Customer service
    0 / 10
    Convenience
    0 / 10
    Trust
    0 / 10
    Less
    Neil, Victoria, reviewed almost 5 years ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

    Credit card comparisons on Mozo - rates updated daily

    • Low Rate Credit Card

      Purchase rate
      11.99% p.a.
      Balance transfer rate
      0% p.a. for 13 months and then 21.74% p.a.
      Annual fee
      $49 $0 in the first year
      Rewards program

      Promoted
    • Vertigo

      Purchase rate
      0% p.a. for 7 months then 13.99% p.a.
      Balance transfer rate
      0% p.a. for 22 months and then 21.49% p.a. (1.50% balance transfer fee)
      Annual fee
      $55 $0 in the first year
      Rewards program

      Promoted
    • Zero Platinum Mastercard

      Purchase rate
      17.99% p.a.
      Balance transfer rate
      2.99% p.a. for 9 months and then 17.99% p.a.
      Annual fee
      $0
      Rewards program

      Promoted
    • Low Rate

      Purchase rate
      13.74% p.a.
      Balance transfer rate
      0% p.a. for 20 months and then 21.49% p.a. (1.00% balance transfer fee)
      Annual fee
      $59
      Rewards program

      Promoted
    • frank Credit Card

      Purchase rate
      11.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $0
      Rewards program

      Promoted

    **Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

    Want more? Compare all 211 credit cards in the Mozo comparison engine.

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    About Mozo community reviews

    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.