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ME credit card reviews

ME
ME's overall rating for credit cards

(as rated by the Mozo community)

8.0 / 10

based on 206 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from ME

Recent ME credit card reviews

ME

ME frank Credit Card frank Credit Card review

Overall rating   10 / 10

Great.

A+++++++++ bank.

Full review

A+++++++++ bank.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Raquel, Western Australia, reviewed 13 days ago

ME

ME Credit Card review

Overall rating   8 / 10

A no frills credit card with a great interest rate

A good credit card with great interest rate, and no yearly fee. A small downside is that they have no branches, but in this day and age you don’t really need them. Very happy with ME.

Full review

A good credit card with great interest rate, and no yearly fee. A small downside is that they have no branches, but in this day and age you don’t really need them. Very happy with ME.

    Price   9 / 10

    Features   0 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   9 / 10

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Brendan, Queensland, reviewed about 2 months ago

ME

ME Credit Card review

Overall rating   6 / 10

Great

They answer the phone quickly.

Full review

They answer the phone quickly.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   7 / 10

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Sharon, Victoria, reviewed about 1 year ago

ME

ME Credit Card review

Overall rating   6 / 10

Good customer service

You do not get any unwanted fees.

Full review

You do not get any unwanted fees.

    Price   7 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Sharon, Victoria, reviewed about 1 year ago

ME

ME Credit Card review

Overall rating   10 / 10

Great customer service

Very helpful.

Full review

Very helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Terry, Queensland, reviewed about 1 year ago

ME

ME frank Credit Card frank Credit Card review

Overall rating   9 / 10

Competitive rates and great customer service!

I dislike the interest rates, although they are very competitive they could certainly be reduced further. The app does not have all the options to do internet banking - not easy to navigate. I think that the website is a lot worse than the app....

Full review

I dislike the interest rates, although they are very competitive they could certainly be reduced further. The app does not have all the options to do internet banking - not easy to navigate. I think that the website is a lot worse than the app. However overall - I am very satisfied with the customer service of ME bank and have found their rates to be very competitive.

    Price   8 / 10

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Chloe, Victoria, reviewed over 2 years ago

ME

ME frank Credit Card frank Credit Card review

Overall rating   9 / 10

Competitive rates and fast friendly service

Always helpful with queries, friendly and fast customer service.

Full review

Always helpful with queries, friendly and fast customer service.

    Price   9 / 10

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Jade, Victoria, reviewed over 2 years ago

ME

ME frank Credit Card frank Credit Card review

Overall rating   9 / 10

Great rate and service is the best!

ME are really great. Lowest credit card interest rate around and fees are also very low. Online banking is super easy and the staff, if you ever need to call, are exemplary in customer service.

Full review

ME are really great. Lowest credit card interest rate around and fees are also very low. Online banking is super easy and the staff, if you ever need to call, are exemplary in customer service.

    Price   10 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Darren, Queensland, reviewed about 3 years ago

ME

ME Credit Card review

Overall rating   10 / 10

Fantastic

Been with ME over 10 years, excellent service.

Full review

Been with ME over 10 years, excellent service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Helen, New South Wales, reviewed over 3 years ago

ME

ME frank Credit Card frank Credit Card review

Overall rating   0 / 10

Suspicious & poor service

Something dodgy going on here. I have a great credit history, plenty of cashflow, very small mortgage and was flat out declined. They refused to explain. Was just trying to avoid annual fees for a low spend credit card used for internet shopping....

Full review

Something dodgy going on here. I have a great credit history, plenty of cashflow, very small mortgage and was flat out declined. They refused to explain. Was just trying to avoid annual fees for a low spend credit card used for internet shopping. I suspect they are not interested in anyone who will pay off their balance each month. I'll stick with the big banks thanks and pay a small fee.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

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Nick, Western Australia, reviewed almost 4 years ago

ME

ME frank Credit Card frank Credit Card review

Overall rating   8 / 10

Excellent

Excellent system, easy to understand. Customer service always to high standard.

Full review

Excellent system, easy to understand. Customer service always to high standard.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Nathan, Queensland, reviewed almost 4 years ago

ME

ME frank Credit Card frank Credit Card review

Overall rating   10 / 10

Get the last dress left without the hefty interest

Very low interest and no charges!

Full review

Very low interest and no charges!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Alishia, Western Australia, reviewed almost 4 years ago

ME

ME frank Credit Card frank Credit Card review

Overall rating   0 / 10

Something very fishy

Applied for a ME Bank credit card via an email from my super Fund CBUS. I own 2 properties worth well over 1 million $ in value, have been full time employed for the past 30 years with no debts to my name at all with a very steady income of around...

Full review

Applied for a ME Bank credit card via an email from my super Fund CBUS. I own 2 properties worth well over 1 million $ in value, have been full time employed for the past 30 years with no debts to my name at all with a very steady income of around $90,000 per year. They have rejected my application. My current credit card is with one of the big 4 banks has a balance of $0 which when I do use it is paid off by direct debit so I never incur any interest costs. Trying to avoid the yearly fee I currently incur with my current Credit card I liked the sound of a no annual fee credit card, tried to call to discuss WHY and they would not discuss. Do they only want vulnerable people with large mortgages and poor credit history on their books?

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Neil, Victoria, reviewed about 4 years ago

ME

ME frank Credit Card frank Credit Card review

Overall rating   6 / 10

im very happy with them they are always willing to

there good

Full review

there good

    Price   6 / 10

    Features   6 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Vicky, New South Wales, reviewed about 4 years ago

ME

ME frank Credit Card frank Credit Card review

Overall rating   10 / 10

Good products at great prices

Friendly, efficient telephone service. Quick to respond to needs. Always changing products to meet demand. Basic products with good value. Unfortunately no branch network.

Full review

Friendly, efficient telephone service. Quick to respond to needs. Always changing products to meet demand. Basic products with good value. Unfortunately no branch network.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Claude, Victoria, reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Citi Platinum - Balance Transfer Offer

    Citi Platinum - Balance Transfer Offer

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $199 $0 in the first year

    Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $199 $0 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1258 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    Go to site

    More info

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6096 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Velocity Escape Card

    American Express Velocity Escape Card

    • No annual fees
    • 0% p.a. on balance transfer for the first 12 months
    • Earn up to 1.75 Velocity Points

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $0

    Go to site

    More info

    • No annual fees
    • 0% p.a. on balance transfer for the first 12 months
    • Earn up to 1.75 Velocity Points
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    6.6

    Based on 868 American Express credit card reviews

    Need more information?
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    More info

  • Latitude Low Rate Mastercard

    Latitude Low Rate Mastercard

    balance transfer rate

    No current offer

    purchase rate

    9.89% p.a.

    annual fee

    $69

    Go to site

    More info

    • Balance transfer rate: No current offer
    • Annual fee: $69
    • Purchase rate: 9.89% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 18.89% p.a.
    • Fee for cash withdrawals: 3%, Min $1.95
    • Rewards description:
    Overall rating

    4.7

    Based on 592 Latitude credit card reviews

    Need more information?
    Go to site

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  • Citi Signature

    Citi Signature

    • Up to 300,000 bonus points (conditions apply)
    • 0% p.a. for 12 months – no balance transfer fee
    • 1.5 points per $1 spent on eligible domestic spend (T&C's Apply)

    balance transfer rate

    0% p.a. for 15 months and then 22.24% p.a. (1.00% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $395 $199 in the first year

    Go to site

    More info

    • Up to 300,000 bonus points (conditions apply)
    • 0% p.a. for 12 months – no balance transfer fee
    • 1.5 points per $1 spent on eligible domestic spend (T&C's Apply)
    • Balance transfer rate: 0% p.a. for 15 months and then 22.24% p.a. (1.00% balance transfer fee)
    • Annual fee: $395 $199 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1258 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 225 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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