Their customer service, particularly in the loans section, is second to none. The staff are extremely helpful and friendly and go out of their way to be of assistance. We have dealt with the Northern Inland Credit Union for over 20 years with everyday banking, home loan and car loans and I can honestly say, I can't fault them. We have dealt with other major big banks, in the past, but simply cannot compare them to the Credit Union. I would honestly recommend the Credit Union to anyone looking for great, personal service, reasonable rates and knowing that you are being served by very professional and efficient staff.
The Northern Inland Credit Union are reasonably competitive from the major banks, however their car loans are not as competitive as say Esanda Finance and the terms of the loan not as long.
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Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.74% would cost $33,949.23 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,377.58 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.35% would cost $34,507.61 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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