All well and good when you are putting a wage in every week or fortnight, but when you are only having a pension put in all of a sudden there is not much in the way of loans, overdrafts etc available.
Walk into any branch and you feel like a very valued customer, no matter how much you have deposited there, they are soooo friendly and sooooo helpful. Nothing is too much trouble. Love them.
There are no cons that I can think of. From savings accounts to business accounts and insurance needs, all provided by a top team.
Peoples Choice are essentially reliable and trustworthy. Most of my businesss is done online or at atm's since they have few and far between branches and not many ATMs conveniently located. Their debit card is very useful and convenient however and overall I rate them highly, a B+ or A- at best.
We have been with this credit union since 1984. Have had nothing but great service from them. They are so reliable and the staff are so friendly. Loans and insurance are very competitive.
Applied for an overdraft between $5k and $10k for 6 months. When information was inputted into the computer, I was advised that I was not a viable risk being on a disability pension by the legal department, even though I already have a loan with People's Choice which payments come out on a fortnightly basis. I unfortunately had to access my super which I didn't really want to do. SO when my payouts for 2 motor vehicle accidents come due, one in 4 months and the other in 12 months, I will be looking for another financial institution or going back to either National Bank or Police Credit Union.
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