My dealings with this institute has been great, whatever I requested they were there with the answer, that was easy to understand.
I had to call them twice as the first call was disconnected when the RAC lady tried to play a recording. She never called me back. When I called the second time after 30 minutes I had to go through the same process which took 30-45 minutes. Then he said I will get another call from Finance. However, luckily I managed to get a loan from Bankwest. I am fedup with RAC insurance and thinking of switching.
We have car loan with RAC they were so good to us as we are on a pension they structured the loan for us as to make the payments easy the office in Mandurah were friendly and treated us well, I also have the car insured with them.
RAC provided a seamless application service with no trouble and easy repayment options. I would definitely use them again in the future.
They were very easy to deal with and the cheque for the new car was available when requested. Their service was first class and I would easily recommend them to anyone.
Most people when thinking of a car or personal loan, typically head to a bank. I encourage people to think outside the norm and consider alternate sources, such as RAC. I found RAC was not only extremely competitive, but when I refinanced my loan, the process was easy and hassle free. The management of my loan is also easy and tailored to my needs. I would recommend RAC finance to my family and friends and if there comes another time to take out a loan, RAC will be my first choice.
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Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.74% would cost $33,949.23 including fees.
Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 4.45% would cost $33,516.53 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.35% would cost $34,507.61 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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