| RAMS | RAMS Saver Account | special rate* 2.55% p.a. (for $200 to $500,000) | standard interest rate 1.15% p.a.(for $0 to $5,000,000) | account fee per month $0.00 | Contact provider or click here for more RAMS savings accounts |
This account was my mortgage offset account and while I have now paid out my mortgage and it is still a great account with interest. Does everything I need.
This account was my mortgage offset account and while I have now paid out my mortgage and it is still a great account with interest. Does everything I need.
Helen, New South Wales, reviewed 10 months ago
Henry, South Australia, reviewed about 3 years ago
It was really easy to set up the saver account and it has a great bonus interest rate. The only downside that I can see is that you only get the bonus interest if you have no withdrawals during the month. It would be more useful if you had, say, 2...
It was really easy to set up the saver account and it has a great bonus interest rate. The only downside that I can see is that you only get the bonus interest if you have no withdrawals during the month. It would be more useful if you had, say, 2 free withdrawals each month that didn't affect the bonus interest rate.
Steven, New South Wales, reviewed over 3 years ago
Rates keep dropping frequently, not what I expected when I signed up to save money.
Rates keep dropping frequently, not what I expected when I signed up to save money.
Ben, New South Wales, reviewed over 3 years ago
Great interest rate!
Great interest rate!
Alishia, Western Australia, reviewed over 3 years ago
I don't know what other peoples problems are - but this is dead easy to setup and get money into! Don't need branches for heavens sake. Sure, if you withdraw you forgo bonus interest, who cares! It's not a saving account! Very happy.
I don't know what other peoples problems are - but this is dead easy to setup and get money into! Don't need branches for heavens sake. Sure, if you withdraw you forgo bonus interest, who cares! It's not a saving account! Very happy.
Christopher, New South Wales, reviewed almost 4 years ago
Highest interest rate return on savings account. There is no flexibility to withdraw funds in the month in order to earn additional interest.
Highest interest rate return on savings account. There is no flexibility to withdraw funds in the month in order to earn additional interest.
Ms, New South Wales, reviewed almost 4 years ago
Offers best ongoing interest rate around...
Offers best ongoing interest rate around...
Rachael, New South Wales, reviewed almost 4 years ago
Offer highest interest rate that I could find. Online banking is simple and easy to understand.
Offer highest interest rate that I could find. Online banking is simple and easy to understand.
Peter, New South Wales, reviewed almost 4 years ago
Rates are the most competitive, great features i.e. easy withdrawal process, maximises savings without feeling trapped.
Rates are the most competitive, great features i.e. easy withdrawal process, maximises savings without feeling trapped.
Sarah, Victoria, reviewed about 4 years ago
Main problem is that they do not have a physical branch. None of the RAMS branches have anything to do with the savings account. If you have any problems, you're done for because you will be talking to someone in India, etc. You know what it...
Main problem is that they do not have a physical branch. None of the RAMS branches have anything to do with the savings account. If you have any problems, you're done for because you will be talking to someone in India, etc. You know what it is like trying to fix a problem with a company overseas? Same thing with RAMS. No one is responsible just voices who say," we'll get back to you." Tried to open an account and to make it quicker, so I thought, I physically went to their designated bank (St George) to present my IDs - passport, Medicare Card, Superannuation Statement with my address. Bank takes the details, all good. I call twice, they say that they're still working on it. On the third call, two weeks later, there has been no news so I call and I am told, "...can you bring a letter from the ATO confirming your address?" I say to the person on the line, mate, I am not trying to borrow money. I am trying to lend RAMS some money. If you want to entrust your money with this outfit, you've been forewarned.
Lerner, New South Wales, reviewed about 4 years ago
Great rates, beats my other favourite bank at the moment. Shame you can only get this great rate by depositing, only once you withdraw you lose it. Unlike my other savings account which I can withdraw without penalties. Just isn't the highest rate...
Great rates, beats my other favourite bank at the moment. Shame you can only get this great rate by depositing, only once you withdraw you lose it. Unlike my other savings account which I can withdraw without penalties. Just isn't the highest rate anymore so now using Rams for its great rate for the cash I do not need to touch. So far so good.
Jean, Queensland, reviewed about 4 years ago
An excellent account for those who rarely need to make a withdrawal. Should a withdrawal be necessary, then one must withdraw virtually the entire balance at the start of a month to avoid loss of interest. This aspect is quite a disadvantage,...
An excellent account for those who rarely need to make a withdrawal. Should a withdrawal be necessary, then one must withdraw virtually the entire balance at the start of a month to avoid loss of interest. This aspect is quite a disadvantage, nevertheless the very competitive rate largely makes up for it. I have found the customer service to be fine.
John, Victoria, reviewed over 4 years ago
Linda, Western Australia, reviewed over 4 years ago
It's easy to setup on auto deposits and claim the additional interest.
It's easy to setup on auto deposits and claim the additional interest.
Lucy, Queensland, reviewed over 4 years ago
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