I believe TIO's internet transfer processing system take an extremely long time to be processed, that's why I have my saving's and every day account's with another firm. My other firm allows me to transfer funds and pay bill's via the internet or phone banking and generally the funds hit the payee's account the next day not 2-3 days down the track.
unfortunately TIO has no links to other ATM networks other than their own in the NT. Unfortunately as we reside interstate now we are hit with ATM fees ans have to try to rely on getting cash out via EFTPOS only.
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