Unity Bank credit card reviews

Unity Bank
Unity Bank's overall rating for credit cards

(as rated by the Mozo community)

8.8 / 10

based on 5 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Unity Bank

Unity Bank Visa Credit Card

balance transfer rate

7.99% p.a. for 6 months and then 10.12% p.a.

purchase rate

7.99% p.a. for 6 months then 10.12% p.a.

annual fee

$60 $0 in the first year

 Contact provider or click here for more Unity Bank credit cards

Recent Unity Bank credit card reviews

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   10 / 10

Excellent

Unity bank is the best.

Full review

Unity bank is the best.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jack, South Australia, reviewed 6 months ago

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   9 / 10

Very competitive & excellent customer service

I have used this Credit Union as my sole banking facility for over 40 years. During that period, I have not had a single reason to complain. If that is not a good enough recommendation, I don't know what is!

Full review

I have used this Credit Union as my sole banking facility for over 40 years. During that period, I have not had a single reason to complain. If that is not a good enough recommendation, I don't know what is!

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   4 / 10

    Trust   10 / 10

Less

Norman, New South Wales, reviewed over 5 years ago

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   7 / 10

Better customer communication

There's not enough information about the company. I know nothing about them.

Full review

There's not enough information about the company. I know nothing about them.

    Price   0 / 10

    Features   2 / 10

    Customer service   0 / 10

    Convenience   4 / 10

    Trust   7 / 10

Less

Vanessa, New South Wales, reviewed over 5 years ago

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   9 / 10

Good rates and customer service. Better than other

Great service. Real people. No automative phone answering service. Good rates on all products.

Full review

Great service. Real people. No automative phone answering service. Good rates on all products.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

Less

Leon, Queensland, reviewed over 6 years ago

Unity Bank

Unity Bank credit card review

Overall rating   9 / 10

This card is great. I've been using it for a few years now. They have now lowered the rate which makes it really good. It's a simple card with no rewards program. Had no problems using the card.

Full review

This card is great. I've been using it for a few years now. They have now lowered the rate which makes it really good. It's a simple card with no rewards program. Had no problems using the card.

    Price   10 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

John, New South Wales, reviewed over 7 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

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    annual fee

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    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
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    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
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  • ME frank Credit Card

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    purchase rate

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    annual fee

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    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate: No current offer
    • Annual fee: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
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    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

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    • $50 Woolies eGift Card when you spend $150 a month for 3 months
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    • Interest free days: 55
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    balance transfer rate

    0% p.a. for 9 months and then 21.99% p.a.

    purchase rate

    0% p.a. for 9 months then 19.99% p.a.

    annual fee

    $49

    		 Go to site

    More info

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    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
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    • Annual fee: $49
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    • Interest free days: 55
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    balance transfer rate

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    purchase rate

    20.74% p.a.

    annual fee

    $450

    		 Go to site

    More info

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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