Unity Bank credit card reviews

Unity Bank
Unity Bank's overall rating for credit cards

(as rated by the Mozo community)

8.8 / 10

based on 5 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Unity Bank

Unity Bank Visa Credit Card

balance transfer rate

7.99% p.a. for 6 months and then 10.12% p.a.

purchase rate

7.99% p.a. for 6 months then 10.12% p.a.

annual fee

$60 $0 in the first year

 Contact provider or click here for more Unity Bank credit cards

Recent Unity Bank credit card reviews

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   10 / 10

Excellent

Unity bank is the best.

Full review

Unity bank is the best.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jack, South Australia, reviewed 4 months ago

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   9 / 10

Very competitive & excellent customer service

I have used this Credit Union as my sole banking facility for over 40 years. During that period, I have not had a single reason to complain. If that is not a good enough recommendation, I don't know what is!

Full review

I have used this Credit Union as my sole banking facility for over 40 years. During that period, I have not had a single reason to complain. If that is not a good enough recommendation, I don't know what is!

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   4 / 10

    Trust   10 / 10

Less

Norman, New South Wales, reviewed over 5 years ago

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   7 / 10

Better customer communication

There's not enough information about the company. I know nothing about them.

Full review

There's not enough information about the company. I know nothing about them.

    Price   0 / 10

    Features   2 / 10

    Customer service   0 / 10

    Convenience   4 / 10

    Trust   7 / 10

Less

Vanessa, New South Wales, reviewed over 5 years ago

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   9 / 10

Good rates and customer service. Better than other

Great service. Real people. No automative phone answering service. Good rates on all products.

Full review

Great service. Real people. No automative phone answering service. Good rates on all products.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

Less

Leon, Queensland, reviewed about 6 years ago

Unity Bank

Unity Bank credit card review

Overall rating   9 / 10

This card is great. I've been using it for a few years now. They have now lowered the rate which makes it really good. It's a simple card with no rewards program. Had no problems using the card.

Full review

This card is great. I've been using it for a few years now. They have now lowered the rate which makes it really good. It's a simple card with no rewards program. Had no problems using the card.

    Price   10 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

John, New South Wales, reviewed over 7 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

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    HSBC Platinum Credit Card

    HSBC Platinum Credit Card

    • 0% p.a. on balance transfers for 22 months. Conditions apply
    • Offer available to new customers who apply by 31 December 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases

    balance transfer rate

    0% p.a. for 22 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $129 Refunded when you spend over $6,000 p.a

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    • 0% p.a. on balance transfers for 22 months. Conditions apply
    • Offer available to new customers who apply by 31 December 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • Balance transfer rate: 0% p.a. for 22 months and then 21.99% p.a.
    • Annual fee: $129 Refunded when you spend over $6,000 p.a
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
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    5.6

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  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Explorer® Credit Card

    American Express Explorer® Credit Card

    • Receive 50,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

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    • Receive 50,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
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    6.6

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    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

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    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
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    6.3

    Based on 181 Woolworths credit card reviews

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  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $149 in the first year

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    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $149 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
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  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Get rewarded with up to 2.25 Qantas Points per $1 spent. Until 14 April 2019 earn an additional 0.25 Qantas Points per $1 spent on purchases, except for spend at government bodies in Australia.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    		 Go to site

    More info

    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Get rewarded with up to 2.25 Qantas Points per $1 spent. Until 14 April 2019 earn an additional 0.25 Qantas Points per $1 spent on purchases, except for spend at government bodies in Australia.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
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    Overall rating

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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