Unity Bank credit card reviews

Unity Bank
Unity Bank's overall rating for credit cards

(as rated by the Mozo community)

8.0 / 10

based on 2 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Unity Bank

Unity Bank Visa Credit Card

balance transfer rate

7.99% p.a. for 6 months and then 10.12% p.a.

purchase rate

7.99% p.a. for 6 months then 10.12% p.a.

annual fee

$60 $0 in the first year

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Recent Unity Bank credit card reviews

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   9 / 10

Very competitive & excellent customer service

I have used this Credit Union as my sole banking facility for over 40 years. During that period, I have not had a single reason to complain. If that is not a good enough recommendation, I don't know what is!

Full review

I have used this Credit Union as my sole banking facility for over 40 years. During that period, I have not had a single reason to complain. If that is not a good enough recommendation, I don't know what is!

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   4 / 10

    Trust   10 / 10

Less

Norman (NSW), reviewed almost 5 years ago

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   7 / 10

Better customer communication

There's not enough information about the company. I know nothing about them.

Full review

There's not enough information about the company. I know nothing about them.

    Price   0 / 10

    Features   2 / 10

    Customer service   0 / 10

    Convenience   4 / 10

    Trust   7 / 10

Less

Vanessa (NSW), reviewed almost 5 years ago

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   9 / 10

Good rates and customer service. Better than other

Great service. Real people. No automative phone answering service. Good rates on all products.

Full review

Great service. Real people. No automative phone answering service. Good rates on all products.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

Less

Leon (QLD), reviewed over 5 years ago

Unity Bank

Unity Bank credit card review

Overall rating   9 / 10

This card is great. I've been using it for a few years now. They have now lowered the rate which makes it really good. It's a simple card with no rewards program. Had no problems using the card.

Full review

This card is great. I've been using it for a few years now. They have now lowered the rate which makes it really good. It's a simple card with no rewards program. Had no problems using the card.

    Price   10 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

John (NSW), reviewed about 7 years ago

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Credit card comparisons on Mozo - rates updated daily

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    • Get your life moving with 0% p.a. for 24 months on balance transfers (1.5% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)
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    • Purchase rate: 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
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    • Receive 55,000 bonus Qantas Points (T&Cs apply)
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    • Complimentary domestic and international travel insurance

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    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

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    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
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    • Redeem your credit card points for Woolworths shopping cards
    • 10% off your 1st Woolworths shop on selected dates once a month
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    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

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    • 10% off your 1st Woolworths shop on selected dates once a month
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    • Annual fee: $49 $0 in the first year
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    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
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    Suncorp Clear Options Platinum (Suncorp Rewards)

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    • 0% p.a. for 18 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
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    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    20.74% p.a.

    annual fee

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    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3.50%, min $3.50
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    Bankwest Breeze Platinum Mastercard

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    purchase rate

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    annual fee

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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