Rabobank Notice Saver
This product is available in different versions. Pick the right version for you here.
The details shown below are for the 31 Day Notice Saver
The details shown below are for the 60 Day Notice Saver
The details shown below are for the 90 Day Notice Saver
Choose the version of this loan that suits you best
| Name | |
|---|---|
|
|
31 Day Notice Saver |
|
|
60 Day Notice Saver |
|
|
90 Day Notice Saver |
-
31 Day Notice Saver
-
60 Day Notice Saver
-
90 Day Notice Saver
0% p.a.(for $0 and over)
1.50% p.a. (for $0 to $250,001)
Rabobank Notice Saver
0% p.a.(for $0 and over)
1.50% p.a. (for $0 to $250,001)
Rabobank Notice Saver
0% p.a.(for $0 and over)
1.50% p.a. (for $0 to $250,001)
0% p.a.(for $0 and over)
1.55% p.a. (for $0 to $250,001)
Rabobank Notice Saver
0% p.a.(for $0 and over)
1.55% p.a. (for $0 to $250,001)
Rabobank Notice Saver
0% p.a.(for $0 and over)
1.55% p.a. (for $0 to $250,001)
0% p.a.(for $0 and over)
1.70% p.a. (for $0 to $250,001)
Rabobank Notice Saver
0% p.a.(for $0 and over)
1.70% p.a. (for $0 to $250,001)
Rabobank Notice Saver
0% p.a.(for $0 and over)
1.70% p.a. (for $0 to $250,001)
Mozo Review Rabobank Notice Saver Review
Last updated: 10 March 2020.
What's hot:
Australia's only hybrid savings term account
1.70% variable interest rate (90 day notice period)
Totally fee-free
What's not:
Rates drop for deposits of $250,000 or more
Can't withdraw funds without giving notice (this could also be a plus!)
Mozo snapshot:
Want to put your savings at arms length but don't like the commitment of locking your money away in a fixed term deposit? We have some good news for you. Savings specialist Rabobank's 90 Day Notice Saver is part savings account, part term deposit. The Notice Saver has a solid variable interest rate of 1.70% for 90 days, no fees, and you can add funds at any time and withdraw them, but you'll need to give notice.
Key features:
Like most online savings accounts, the Notice Saver has a variable interest rate and no fees. The rate is tiered depending on the notice period and the account balance. There are three notice period options: 31, 60 and 90 day but the best rates are for the 90 day notice at 1.70% p.a. for balances up to $250,000.
The 31 day notice account has a rate of 1.55% p.a., and the 60 day is 1.50% p.a. for balances up to $250,000 which fall under the Government guarantee on deposits.
For balances between $250,000 and $2 million the interest rate is 1.40% for 31 day notice, 1.50% for 60 days notice and 1.65% for 90 days notice. For balances over $2M, the 31 and 60 day Notice Saver accounts have a 0.90% variable interest rate, or 1.10% for the 90 day Notice Saver.
The beauty of the Notice Saver is that, unlike a term deposit you can keep adding money to the account whenever you like. And unlike a savings account, you can't access your money at a whim. You can withdraw funds at anytime but you need to give notice. Your notice period will depend on what notice period you select when you open the account (31, 60, 90 days).
Who it's good for:
There is no minimum balance requirements so the Notice Saver is a great account if you are trying to build up your savings over a period of time and want to avoid the temptation of mid-year sales and other impulse buys.
It is also a good savings
account for people with self-managed super funds (SMSF) or sole traders who
need to put away cash for GST instalments but don't want a fixed term
investment for their money (Different rates apply).
You must also be an Australian resident over the age of 18 to open a Notice Saver account.
Any catches?
Impulse buyers beware. If you don't provide Rabobank with the minimum notice period you won't be able to get your money. This could be seen as a plus if you're trying to kick the spending habit, but it is recommended that you keep a small stash in an at-call high interest savings account just in case you need some money in a hurry.
Details
Rates and fees information correct as at 4 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Balances from $0: 0.00% p.a.
-
Balances from $0: 1.50% p.a.
Balances from $250,001: 1.40% p.a.
Balances from $2,000,000: 0.90% p.a. -
The notice period is the amount of time you have to wait before you can withdraw your planned transfers from your Notice Saver account.
Fees
-
$0.00
-
n/a
-
Unlimited free transactions from internet.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
$0.00
-
n/a
Other financial bits
-
$1.00
-
$0.00
-
Monthly
Features
-
no
-
none
-
no
-
no
-
no
-
no
-
no
-
no
-
yes
-
no
-
no
-
Funds cannot be withdrawn without serving the minimum notice period.
-
none
-
none
Details
Rates and fees information correct as at 4 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Balances from $0: 0.00% p.a.
-
Balances from $0: 1.55% p.a.
Balances from $250,001: 1.50% p.a.
Balances from $2,000,000: 0.90% p.a. -
The notice period is the amount of time you have to wait before you can withdraw your planned transfers from your Notice Saver account.
Fees
-
$0.00
-
n/a
-
Unlimited free transactions from internet.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
$0.00
-
n/a
Other financial bits
-
$1.00
-
$0.00
-
Monthly
Features
-
no
-
none
-
no
-
no
-
no
-
no
-
no
-
no
-
yes
-
no
-
no
-
Funds cannot be withdrawn without serving the minimum notice period.
-
none
-
none
Details
Rates and fees information correct as at 4 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Balances from $0: 0.00% p.a.
-
Balances from $0: 1.70% p.a.
Balances from $250,001: 1.65% p.a.
Balances from $2,000,000: 1.10% p.a. -
The notice period is the amount of time you have to wait before you can withdraw your planned transfers from your Notice Saver account.
Fees
-
$0.00
-
n/a
-
Unlimited free transactions from internet.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
$0.00
-
n/a
Other financial bits
-
$1.00
-
$0.00
-
Monthly
Features
-
no
-
none
-
no
-
no
-
no
-
no
-
no
-
no
-
yes
-
no
-
no
-
Funds cannot be withdrawn without serving the minimum notice period.
-
none
-
none
Customer Reviews
How are Rabobank savings accounts rated by the Mozo community?
Latest reviews of Rabobank Notice Saver
-
Great
Great
Read full review -
Excellent interest rates
Rabo direct is amazing as it gives us the best interest rates which helps us reach our family goals quicker! They also have excellent and easy customer service.
Read full reviewRabo direct is amazing as it gives us the best interest rates which helps us reach our family goals quicker! They also have excellent and easy customer service.
Price8/10Features8/10Customer service7/10Convenience7/10LessTrust7/10 -
Safe and a great way to save
I really like Rabo Bank. I feel safe with the security, as you are given a little device that is coded to your password and you get other codes through it. The notice saver is a great way to save as you have to give 31 days notice to get your money.
Read full reviewI really like Rabo Bank. I feel safe with the security, as you are given a little device that is coded to your password and you get other codes through it. The notice saver is a great way to save as you have to give 31 days notice to get your money.
Price10/10Features9/10Customer service10/10Convenience10/10LessTrust10/10
About Rabobank
Rabobank has created a suite of savings accounts that work together to give you flexibility and choice. Open one account and you automatically get access to the whole set, with no fees and without the hassle of multiple applications. As an 100% online savings account provider Rabobank takes security seriously, protecting customers with its Digipass security device, plus balances up to $250,000 are guaranteed by the Australian Government.
Promoted
Rabobank
High Interest Savings Account
0.80% p.a.(for $0 to $250,001)
2.25% p.a. (for $0 to $250,001)
Promoted
Macquarie
Savings Account
2.65% p.a. (for $0 to $250,000)
1.35% p.a.(for $0 to $25,000)
$0.00
Promoted
MyState Bank
Bonus Saver Account
2.00% p.a. (for $0 to $250,000)
0.30% p.a.(for $0 and over)
$0.00
Promoted
IMB Bank
Reward Saver Account
1.75% p.a. (for $5,000 and over)
0% p.a.(for $0 and over)
$0.00
Promoted
Suncorp
Growth Saver Account
1.90% p.a. (for $0 and over)
0.20% p.a.(for $0 and over)
$0.00
Promoted
Bank of Queensland
Fast Track Saver Account
2.00% p.a. (for $1 to $250,000)
0.20% p.a.(for $1 and over)
$0.00
Promoted
Defence Bank
iSaver
1.70% p.a. (for $0 to $1,000,000)
0.05% p.a.(for $0 to $1,000,000)
$0.00
Promoted
Heritage Bank
Online Saver
2.20% p.a. (for $1 to $100,000)
0.80% p.a.(for $1 to $250,000)
$0.00
Promoted
HSBC
Serious Saver
1.85% p.a. (for $0 to $1,000,000)
0% p.a.(for $0 and over)
$0.00
Promoted
Macquarie
Savings Account
2.65% p.a. (for $0 to $250,000)
1.35% p.a.(for $0 to $25,000)
$0.00
Promoted
MyState Bank
Bonus Saver Account
2.00% p.a. (for $0 to $250,000)
0.30% p.a.(for $0 and over)
$0.00
Promoted
Bank of Queensland
Fast Track Saver Account
2.00% p.a. (for $1 to $250,000)
0.20% p.a.(for $1 and over)
$0.00
Promoted
Suncorp
Growth Saver Account
1.90% p.a. (for $0 and over)
0.20% p.a.(for $0 and over)
$0.00
Promoted
IMB Bank
Reward Saver Account
1.75% p.a. (for $5,000 and over)
0% p.a.(for $0 and over)
$0.00
Promoted
Defence Bank
iSaver
1.70% p.a. (for $0 to $1,000,000)
0.05% p.a.(for $0 to $1,000,000)
$0.00
Promoted
Heritage Bank
Online Saver
2.20% p.a. (for $1 to $100,000)
0.80% p.a.(for $1 to $250,000)
$0.00
Promoted
UBank
USaver with Ultra Transaction Account
1.85% p.a. (for $0 to $200,000)
0.79% p.a.(for $0 to $5,000,000)
$0.00
