Rural Bank Gold Cash Management

Rates

• Rates

  Balances from $0: 0.00% p.a.
  Balances from $5,000: 0.10% p.a.
  Balances from $20,000: 0.55% p.a.
  Balances from $50,000: 1.25% p.a.
  Balances from $250,000: 1.50% p.a.

• Special Rates

  none

• Special rate conditions

  n/a

Fees

• Account fee

  $5.00

• Account fee waiver

  If balance stays over $5000 at all times during calendar month

• Free transactions per month

  Unlimited free transactions from EFTPOS, Visa purchases, ATM withdrawals; 4 free transactions via internet, phone, BPay; 2 free transactions from cheque, staff assisted internal transfers.

• Network ATM fee

  $0.00

• ATM networks

  Rural Bank, Bendigo Bank

• Other bank ATM fee

  $0.00

• Over the counter deposit fee

  $0.00

• Over the counter withdrawal fee

  none

• Eftpos fee

  $0.00

• Phone fee

  $0.30

• Internet fee

  $0.30

• Cheque fee

  $1.50

Other financial bits

• Minimum opening deposit

  $5,000.00

• Minimum balance

  $0.00

• Interest paid

  Monthly

Features

• Atm access

  yes

• Daily atm withdrawal limit

  $1,000.00

• Eftpos card

  no

• Mastercard debit card

  no

• Visa debit card

  yes

• Branch access

  yes

• Cheque book

  yes

• Phone banking

  yes

• Internet banking

  yes

• Bpay

  yes

• Australia post banking

  yes

• Other restrictions

  Bank@Post deposits $2 and withdrawals $2.50, external periodical payment $4, staff assisted transfer fee $5.

• Other benefits

  none

• Kids ages

  none