NAB business loans

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NAB is one of Australia's "Big Four" banks, with a history dating back to 1858. As a leading financial institution, NAB provides banking and financial services across Australia, serving both personal and business customers through a network of branches and digital platforms.

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NAB QuickBiz unsecured business loan

QuickBiz Loan

Interest rate
12.95% p.a. fixed
Upfront fee
No Upfront Fees
Funding speed
1 day
No Partner link
  • Fast decision on applications

  • No upfront or ongoing fees

  • Flexible loan terms up to 5 years

  • Speedy fund access for eligible existing customers

  • Minimum annual turnover requirement of $75,000

  • Business must be operating for at least 12 months

Our verdict

NAB's QuickBiz unsecured business loan not only has a fast online application process that can be completed in under 15 minutes, it can also be approved quickly. This means your business can potentially get fast access to funds with loan amounts ranging from $5,000 to $250,000.

One great feature of this loan is the complete absence of upfront and ongoing fees, making it easier for businesses to get a full picture of total borrowing costs. These loans come with a fixed interest rate of 12.95% p.a. And flexible loan terms of up to 5 years allowing businesses to structure their repayments in a way that suits their cash flow.

Since NAB's QuickBiz business loan is unsecured, businesses don't need to put forward physical assets as security, with approval instead based on business performance and track record.

The eligibility criteria is also relatively straightforward, though businesses need to demonstrate a minimum annual turnover of $75,000 and at least 12 months of operation under their current ABN or ACN. That means this loan is more suited to established businesses rather than startups.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more bank business loans here.
Last updated 21 December 2024 Important disclosures

NAB business loans

  • Business Overdraft

    Interest rate
    Upfront fee
    Funding speed
    10.47% p.a. variable
    Negotiable
    Varies
    No Partner link
    Details
  • Business Options

    Interest rate
    Upfront fee
    Funding speed
    7.60% p.a. variable
    Negotiable
    Varies
    No Partner link
    Details
  • QuickBiz Loan

    Interest rate
    Upfront fee
    Funding speed
    12.95% p.a. fixed
    No Upfront Fees
    1 day
    No Partner link
    Details
  • Business Vehicle & Equipment Finance

    Interest rate
    Upfront fee
    Funding speed
    7.29% p.a. fixed
    $500
    Varies
    No Partner link
    Details
  • QuickBiz Overdraft

    Interest rate
    Upfront fee
    Funding speed
    8.87% p.a. variable
    1.75% service fee on approved limit
    1 day
    No Partner link
    Details
  • Invoice Finance

    Interest rate
    Upfront fee
    Funding speed
    9.98% p.a.
    On Application
    Varies
    No Partner link
    Details
  • Flex-Flow

    Interest rate
    Upfront fee
    Funding speed
    0%
    One-time loan fee is added to the loan at inception and forms part of the balance owing.
    One busines day after signing a contract
    No Partner link
    Details
  • Portfolio Facility

    Interest rate
    Upfront fee
    Funding speed
    9.08% variable or choice of fixed options.
    $0
    Varies
    No Partner link
    Details
  • Portfolio Facility

    Interest rate
    Upfront fee
    Funding speed
    9.18% variable or choice of fixed options.
    $0
    Varies
    No Partner link
    Details
  • Portfolio Facility

    Interest rate
    Upfront fee
    Funding speed
    9.28% variable or choice of fixed options.
    $0
    Varies
    No Partner link
    Details

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Business loan quick links

How do I apply for a NAB QuickBiz loan?

You can apply online through NAB's website in under 15 minutes. You'll need:

  • Business details including ABN/ACN
  • Trust deed documents (if applicable)
  • ATO Online Services Reports
  • Personal identification documents
What are the minimum requirements for a NAB QuickBiz loan?

To qualify, you must:

  • Be a sole trader, partnership (up to 2 partners), company (up to 5 directors), or eligible trust
  • Have an annual turnover of at least $75,000
  • Be registered for GST
  • Have operated under your current ABN/ACN for over 12 months
  • Be at least 18 years old and an Australian permanent resident.
How quickly can I receive funds from NAB?

Eligible existing NAB customers can access funds quickly after approval. The application process includes an instant decision on eligibility.


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