The AMP Bank Access Account gives you hassle free access to your money, and there are no domestic electronic, cheque, phone and Bank@Post fees or any monthly account keeping fee. Better yet, the AMP Bank Access Account took out a 2020 Mozo Experts Choice Award in the Small Business Exceptional Everyday Account category.
With this transaction account you’ll be able to use your linked AMP Bank Visa Debit card anywhere Visa is accepted globally and “tap and go” with the Visa payWave functionality for any contactless purchases under $100. Your card is covered under Visa’s zero liability insurance, which means you'll be protected for any unauthorised transactions (conditions apply). Other available payment options include Google Pay, Apple Pay and Samsung Pay.
Despite not having branch access with the AMP Bank Access Account, you can easily manage and review your account from any device via BankNet, mobile banking and BankPhone. You'll also have the added convenience of Bank@Post, which allows you to make deposits and withdrawals, check your account balance and pay credit card bills at Australia Post, either online or over the counter at any post offices across Australia.
Like most Australian transaction accounts, the AMP Bank Access Account doesn't have an interest rate, so if you want more bang for your buck, then you might want to keep the bulk of your money in a competitive high-interest savings account.
With no account keeping fees, the AMP Bank Access Account is a great option for Aussies wanting a solid everyday transaction account.
Keep in mind, like many bank accounts in Australia, the AMP Bank Access Account is not specifically designed for overseas purchases because the debit card comes with a hefty $5.50 overseas ATM withdrawal fee and a 2.50% foreign exchange commission fee. So, if you’re in the market for a travel-friendly piece of plastic, then head to our travel money hub instead.
Balances from $0: 0.00% p.a.
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$0.00
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Unlimited free transactions from EFTPOS, mobile app, internet, cheque and Bank@Post deposits.
$0.00
None
$0.00
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n/a
$0.00
$0.00
$0.00
$0.00
$5.50
2.50%
$0.00 monthly
$0.00
$0.00
$1,000.00
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no
yes
no
yes
yes
yes
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none
$5.50
$0.00
2.50%
$5.50
$0.00
2.50%
Apple Pay, Google Pay, Samsung Pay
I only have my savings account with AMP due to the interest rate. I wouldn't use them as my everyday account. It takes way too long for the money to clear. Not to mention transferring someone money takes hours.
Read full reviewI only have my savings account with AMP due to the interest rate. I wouldn't use them as my everyday account. It takes way too long for the money to clear. Not to mention transferring someone money takes hours.
Attracted to the 2% interest rate for 6 months, so opened saver account late June. Had online access to the account but then after a few days could no longer view the account. Rang several times, each time 'referred to IT support' but still not fixed as at 29/07. Over 10+ years I had opened 30+ accounts with various institutions for SMSF & personal accounts, and this is the first time I've had so much trouble with such a basic need as viewing an account online. So for balances, transfers etc I have to phone. Front line people very sympathetic and efficient, just the technical support/problem resolution aspect is lacking.
Read full reviewAttracted to the 2% interest rate for 6 months, so opened saver account late June. Had online access to the account but then after a few days could no longer view the account. Rang several times, each time 'referred to IT support' but still not fixed as at 29/07. Over 10+ years I had opened 30+ accounts with various institutions for SMSF & personal accounts, and this is the first time I've had so much trouble with such a basic need as viewing an account online. So for balances, transfers etc I have to phone. Front line people very sympathetic and efficient, just the technical support/problem resolution aspect is lacking.
Holding onto cash transfers for 24 to 48 hours is unacceptable and clearly a money making rort for the bank. No Osko.
Read full reviewHolding onto cash transfers for 24 to 48 hours is unacceptable and clearly a money making rort for the bank. No Osko.
The staff at the bank are always enthusiastic to help!
Read full reviewThe staff at the bank are always enthusiastic to help!
NAB offer redraw facilities, fees are average, service is good.
Read full reviewNAB offer redraw facilities, fees are average, service is good.
AMP is a leading wealth management company operating in Australia and New Zealand, with a rich evolving history spanning 150 years. Its growing banking business in Australia now includes a range of retail products such as home loans, savings accounts and term deposits.
MyState Bank
Glide Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
