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Rural Bank - a Division of Bendigo and Adelaide , offers a range of personal and business banking products to Australians in regional and country areas as well metropolitan centres. Rural Bank provides everyday banking solutions to its customers including savings accounts, term deposits, Visa Debit Cards, chequebooks, access to ATM and EFTPOS networks.
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Last updated 21 December 2024
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Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Rural Bank bank accounts
Everyday Account
Account fee
$6.00
$0 monthly account fee if you maintain min. balance of $2,000 in the month
Payment options
PayID
Interest rate
0.00
%
p.a.
No Partner link
Standard interest rate
Balances from $0: 0.00% p.a. Balances from $500: 0.00% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$6.00
$0 monthly account fee if you maintain min. balance of $2,000 in the month
Payment options
PayID
What kind of card?
Visa Debit
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access, Bank@Post
ATM networks
Rural Bank, Bendigo Bank
Network ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$0.00
EFTPOS fee
$0.00
Phone fee
$0.00
Internet fee
$0.00
Overseas ATM fee
-
Overseas purchase fee
$0.00
Foreign exchange commission
2.00%
Branch access
yes
BPAY
yes
Australia Post banking
yes
Other restrictions
4 free Bank@Post deposits or withdrawals then $2.20, staff assisted transfers to another Rural Bank account $1.50, Periodical payment to another bank $4.00, staff assisted transfers to another bank $5.00.
Other benefits
-
Fee free transactions
unlimited free transactions from eftpos, own-bank ATM, phone, internet, cheque and other electronic transactions.
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
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