Velocity Escape Card card image
Mini meca 2023

American Express Velocity Escape Card

Advertiser disclosure
Purchase rate
23.99% p.a.
Balance transfer rate
No current offer
Annual fees
$0
Interest free days on purchases
55
Go to site

Mozo editorial review American Express Velocity Escape Card - last updated: 23 May 2024

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What's hot
  • $0 annual fee
  • Up to 55 interest-free days
What's not
  • 23.99% p.a. purchase rate
Mozo snapshot

The American Express Velocity Escape Card is all about giving you the rewards you want faster, so that you can escape sooner. It comes with a $0 annual fee and up to 55 interest-free days. 

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Key features
The American Express Velocity Escape Card has a $0 annual fee, as well as a high 23.99% p.a. interest rate but if you pay off your card in full each month you'll get 55 interest free days. 

You'll get the usual American Express perks like card refund cover and card purchase cover and access to American Express travel assistance no matter where you are in the world, but watch out for the 3% foreign currency margin if you do make any purchases overseas with the card.

What's more, points never expire so you can save them up for a big escape or use them for weekend escape essentials like car hire or hotels.


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Who is it good for

Anyone who wants to get great value for their rewards spend and wants to fly with Virgin or its partner airlines. It comes with up to four additional cards at no extra cost, so the Velocity Escape card is particularly good for couples who want to combine their points earnings to get rewards fast.

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Any catches

You'll need to be earning over $40,000 to be eligible for the Velocity Escape card (along with some other eligibility criteria). Also be aware that if you're late in your payments, there is a $30 fee. 

Rewards program details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

119,600 points

Fly Sydney to Melbourne one-way

7,800 points

$100 Giftcard

19,500 points

$100 Cash

-

Points earning

0.75 points per dollar on Amex, uncapped

Rewards scheme

Points automatically transferred to your Velocity account.

Redeem Velocity Points with Virgin, Air New Zealand, Etihad Airways, Singapore Airlines and other partners.

Earn 0.5 Velocity Points per $1 spent at government bodies, earn 1.75 Velocity Points per $1 spend on selected Virgin Australia products and services.

Value of rewards points

Spend $26,000 (Amex)

Spend $10,400 (Amex)

Spend $159,467 (Amex)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

23.99% p.a.

none

No current offer

no

none

55

Fees

$0.00

none

none

none

$30.00

2%, min $2.50

3.00%

$10.00

$7.00

$0.00

Features

$30.00

2.5

up to 4

none

Payment options

Apple Pay, Google Wallet, Samsung Pay

Rewards privileges

Account alerts by SMS,
Card Purchase Cover

Customer Reviews

How are American Express credit cards rated by the Mozo community?

Overall
6.6/10
Price
5.5/10
Features
6.8/10
Customer service
6.7/10
Convenience
5.8/10
Trust
6.9/10
Based on 926 American Express credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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