The Bankwest More Mastercard low annual fee, convenient balance transfer term and fantastic and unique rewards program combine to create a card that would put a smile on anyone's face.
The Bankwest More Mastercard offers a great rewards program without the hefty annual fee or over the top purchase rate. Customers earn 1.5 rewards points for every dollar spent.
Points can be redeemed for over 3,000 different products such as cashback and gift cards through Bankwest's More Rewards program.
If you have existing debt from another card, the Bankwest More Mastercard offers customers a 0% balance transfer rate for 6 months (1% BT fee applies). And there's no need to stress - unlike some other cards, after the six months any remaining balance will roll over to the 19.99% purchase rate, and not the super-high cash advance rate.
Bankwest is also allowing customers to pay off purchases with their easy instalment purchase plan.
The Bankwest More Mastercard would suit someone who is looking for a rewards card that won't break the bank.
Avoid late repayments - they will incur a $25 late fee. To help you, remember to set up Bankwest "Easy Alerts" in your app.
Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
675,000 points
58,050 points
45,000 points
45,000 points
1.5 points per dollar on Mastercard, up to 150000 points per year
Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
Rewards are redeemed via Flight Centre vouchers.
Bonus points available from selected partner merchants.
See Bankwest site for full Terms and Conditions.
Spend $30,000 (Mastercard)
Spend $30,000 (Mastercard)
Spend $38,700 (Mastercard)
Spend $450,000 (Mastercard)
at 150,000 points yearly
36 months
19.99% p.a. |
|
none |
|
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee) |
|
no |
|
21.99% p.a. |
|
44 |
$100.00 |
|
none |
|
none |
|
none |
|
$25.00 |
|
3%, Min $4 |
|
2.95% |
|
$1.25 |
|
$0.00 |
|
$0.00 |
$20.00 |
|
2.0 |
|
3 |
|
none |
Apple Pay, Google Wallet
Set up Easy Instalments purchase plans to spread the cost of up to 5 eligible purchases over 4 monthly instalments at 0% p.a.
Earn reward points when using. Points can be redeemed for a variety of products or gift cards. Interest is fairly high, so really only works of you keep the card paid up fully, so no interest is charged. If using the card as above the reward points are well worth it.
Read full reviewEarn reward points when using. Points can be redeemed for a variety of products or gift cards. Interest is fairly high, so really only works of you keep the card paid up fully, so no interest is charged. If using the card as above the reward points are well worth it.
Staff on the phone and also in-branch have wonderful customer service. They are polite, always knowledgeable and helpful.
Read full reviewStaff on the phone and also in-branch have wonderful customer service. They are polite, always knowledgeable and helpful.
Interest rates are high.
Read full reviewInterest rates are high.
Not a bad credit card provider just don’t contact them much. Have had very few problems with them.
Read full reviewNot a bad credit card provider just don’t contact them much. Have had very few problems with them.
They are one of the best bank providers because of their efficiency, professionalism, intelligence and their will to help customers
Read full reviewThey are one of the best bank providers because of their efficiency, professionalism, intelligence and their will to help customers
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Altitude Black
Altitude Rewards
$295 $150 in the first year
150,000
1.25 points uncapped
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing