Australia's Top Home Loans

At Mozo, we're passionate about getting Australians a better deal on their finances and the Experts Choice Awards provide us with a platform to highlight products in the marketplace that we believe offer great value to Australian consumers in 2014.

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Experts choice awards fan 2014
Best Value Variable Home Loan

We compared 245 variable rate home loans in our database from 76 lenders to find Australia's lowest cost variable rate home loans. Check out the top 3 home loans awarded gold, silver and bronze.

We compared 245 variable rate home loans in our database Read more...

* Cost over a 5 year period by totalling the minimum monthly repayments (principal and interest) and all mandatory upfront, ongoing and discharge fees on a $350,000 home loan over 25 years.

Best Value Variable Home Loan - Big 4 Bank

We compared all variable rate home loans from ANZ, Commonwealth Bank, NAB and Westpac to find the lowest cost variable rate home loan from a Big 4 Bank.

We compared all variable rate home loans from ANZ, Read more...

* Cost over a 5 year period by totalling the minimum monthly repayments (principal and interest) and all mandatory upfront, ongoing and discharge fees on a $350,000 home loan over 25 years.

Best Value Full Feature Variable Home Loan

To find Australia's best value full featured home loan we compared variable rate loans in our database with the following features: 100% offset account, redraw facility and the ability to split between variable and fixed rate options. Check out the top 3 winning home loans awarded gold, silver and bronze.

To find Australia's best value full featured home loan we Read more...

* Cost over a 5 year period by totalling the minimum monthly repayments (principal and interest) and all mandatory upfront, ongoing and discharge fees on a $350,000 home loan over 25 years.

Best Value Full Feature Variable Home Loan - Big 4 Bank

We compared all variable rate loans in our database from ANZ, Commonwealth Bank, NAB and Westpac to find the best value full featured loan from a Big 4 Bank.

We compared all variable rate loans in our database from Read more...

* Cost over a 5 year period by totalling the minimum monthly repayments (principal and interest) and all mandatory upfront, ongoing and discharge fees on a $350,000 home loan over 25 years.

Best Value Variable First Home Buyers Loan

To find Australia's best value home loan for first home buyers we compared all variable rate loans in our database which allow a loan to value ratio of 90% or above. Check out the winning home loans awarded gold, silver and bronze.

To find Australia's best value home loan for first home Read more...

* Cost over a 5 year period by totalling the minimum monthly repayments (principal and interest) and all mandatory upfront, ongoing and discharge fees on a $350,000 home loan over 25 years.

Best Value Variable First Home Buyers Loan - Big 4 Bank

We compared all variable rate loans in our database from ANZ, Commonwealth Bank, NAB and Westpac to find the best value first home buyers home loan from a Big 4 Bank. Here's the winning home loans for first time buyers.

We compared all variable rate loans in our database from Read more...

* Cost over a 5 year period by totalling the minimum monthly repayments (principal and interest) and all mandatory upfront, ongoing and discharge fees on a $350,000 home loan over 25 years.

Best Value 1 Year Fixed Rate Home Loan

We compared 123 loans from 69 lenders in our database to find Australia's best value 1 year fixed rate home loan. Check out the top 3 home loans and gold, silver and bronze winners. For a full overview of awards criteria and methodology see here.

We compared 123 loans from 69 lenders in our database to Read more...

Best Value 2 Year Fixed Rate Home Loan

Of the 123 fixed rate loans in our database, here's the one's that topped the list for best value over a 2 year fixed rate period, winning gold, silver and bronze awards. For a full overview of awards criteria and methodology see here.

Of the 123 fixed rate loans in our database, here's the Read more...

Best Value 3 Year Fixed Rate Home Loan

Check out the top 3 home loan winners which deliver the best value for home borrowers looking to lock in rates for a 3 year fixed period. Gold, silver and bronze go to... ;For a full overview of awards criteria and methodology see here.

Check out the top 3 home loan winners which deliver the best Read more...

Best Value 5 Year Fixed Rate Home Loan

Which lenders have the best value home loans over a 5 year fixed term? Top marks go to the gold, silver and bronze Experts Choice winners. For a full overview of awards criteria and methodology see here.

Which lenders have the best value home loans over a 5 year Read more...

Best Value Fixed Rate Home Loans - Big 4 Banks

Mozo compared all fixed rate loans from Australia's Big 4 Banks - ANZ, Commonwealth Bank, NAB and Westpac - to find the best value home loans 1, 2, 3 and 5 year fixed terms. For a full overview of awards criteria and methodology see here.

Mozo compared all fixed rate loans from Australia's Big 4 Read more...

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About the Mozo Experts Choice Awards

Mozo assessed 368 home loans products from 75 lenders for the Mozo Experts Choice Home Loan Awards.

The rates and fees used to calculate the awards is current as at 14th July, 2014. Some rates and fees may have changed. To view current rates and fees please click on the product's 'more info' link.

There are four awards classifications: Gold, Silver, Bronze and Highly Commended. The top 3 products in each category are awarded medals and the remaining Top 10% are awarded highly commended badges. For the Big Bank category only Gold is awarded, and in the Fixed rate categories there are no Highly Commended awards.

Mozo has been researching and comparing financial products since 2008, and hundreds of thousands of Australians use our comparison services each month. Our research team is headed by our Research & Insights Director and our Product Data Manager who have over 50 years of financial services experience and 19 years in online financial comparison.

More information on the methodology and home loans awards criteria can be found here.

The full list of award winners can be found here.