Australia's Top Rewards Credit Cards

At Mozo, we're passionate about getting Australians a better deal on their finances and the Experts Choice Awards provide us with a platform to highlight rewards credit card products in the marketplace that we believe offer great value to Australian consumers in 2014.

Back to Experts Choice main categories

Experts choice awards fan 2014
Best Value Rewards Credit Card

We compared 119 credit cards with rewards programs from 38 providers to find Australia's best value rewards credit card for a person spending $17,000 a year, the average annual spend on a card in Australia according to RBA statistics. Check out the top 3 rewards credit cards awarded gold, silver and bronze.

We compared 119 credit cards with rewards programs from 38 Read more...

Best Value Premium Rewards Credit Card

To highlight the best rewards cards in the market for big spenders, Mozo compared rewards credit cards in our database to find the top performers for a person spending $60,000 a year. Here are the top 3 winners in our premium rewards credit card category.

To highlight the best rewards cards in the market for big Read more...

Best Value American Express Rewards Credit Card - Premium ($60,000 annual spend)

Mozo compared all American Express credit cards in our database to find the best value cards in Australia for big spenders and standard card users.

Mozo compared all American Express credit cards in our Read more...

Best Value American Express Rewards Credit Card - Standard ($17,000 annual spend)
Best Value Visa Rewards Credit Card - Premium ($60,000 annual spend)

Mozo compared all Visa credit cards with rewards programs in our database to find the best value cards in Australia for big spenders and the average card user. Here's the Gold, Silver and Bronze winners.

Mozo compared all Visa credit cards with rewards programs in Read more...

Best Value Visa Rewards Credit Card - Standard ($17,000 annual spend)
Best Value MasterCard Rewards Credit Card - Premium ($60,000 annual spend)

Check out the winning MasterCard rewards credit cards taking home gold, silver and bronze in this years Experts Choice Awards. Mozo compared all MasterCard credit cards with rewards programs in our database.

Check out the winning MasterCard rewards credit cards taking Read more...

Best Value MasterCard Rewards Credit Card - Standard ($17,000 annual spend)
Back to top

About the Mozo Experts Choice Awards

Mozo assessed 119 credit card products from 38 providers for the Mozo Experts Choice Rewards Credit Card Awards.

There are four awards classifications: Gold, Silver, Bronze and Highly Commended. The top 3 products in each category are awarded medals and the remaining Top 10% are awarded highly commended badges.

Mozo calculated the relative value of rewards earned by calculating how many points would be earned in a year for a given spend level, and then the retail value of those rewards minus annual fees. Mozo used a spend level of $17,000 per annum for the ‘standard’ awards, and a spend level of $60,000 for the ‘premium’ awards.

We did not include bonus points accumulated for using the card at specific merchants or specific categories of spend, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

Mozo has been researching and comparing financial products since 2008, and hundreds of thousands of Australians use our comparison services each month. Our research team is headed by our Research & Insights Director and our Product Data Manager who have over 50 years of financial services experience and 19 years in online financial comparison.

More information on the methodology and home loans awards criteria can be found here.

The full list of award winners can be found here.