
Contents Insurance Basic
- Main events covered
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Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
Yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
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n/a
- Contents cover
-
- Fire
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Yes
- Theft or burglary
-
Yes
- Storm
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Yes
- Flood
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Yes
- Lightning
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Yes
- Earthquake
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Yes
- Storm surge
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No
- Fusion
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Up to $2,000
- Power surge
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No
- Accidental loss and damage
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No
- Accidental breakage of glass
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Yes
- Death and injury cover
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$5,000 for death
- Monthly payments cost extra
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Yes
- General contents
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Yes
- Contents while moving
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Up to 60 days
- Antiques and valuables
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Up to $5,000 per item up to $10,000 combined with handwoven carpets
- Cash
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Up to 1% of sum insured up to $500
- Cd dvd and electronic files
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Up to $3,000
- Computer software and hardware
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Up to $5,000
- Camera and accessories
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Up to $1,500
- Carpets
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Yes
- Home office contents
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Yes
- Identity theft
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No
- Jewellery
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Up to $1,500 per item up to $7,500
- Personal medical equipment
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No
- Replacement of documents
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Up to $500 per item up to $1,500
- Tools of trade
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Up to $1,500
- Lock replacement
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Up to $500
- Emergency storage
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No
- Temporary accommodation
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Up to 12 months, up to 10% for sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
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Up to 12 months, up to 10% for sum insured combined with temporary accommodation
- Temporary repairs
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Yes
- Buildings and structural improvements
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No
- Building materials
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No
- Demolition cost
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No
- Debris removal
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No
- Landscaping
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Up to $1,000
- Gates and fences
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Yes
- Legal liability cover
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Up to $30,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
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-
- Other benefits
-
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.