Athena wins 2021 Mozo Experts Choice Award for Home Loan Innovation again!

couple moving into new house bought with athena home loan

Athena has done it again in 2021!  

For the second year running, the online lender has snapped up a Mozo Experts Choice Award for Home Loan Innovation. 

And this time around it's for the AcceleRATES home loan that was introduced last year. 

“Athena has proven again that it is an innovative lender as it continues to offer competitive rates to customers in new ways,” said Mozo Expert Judge, Peter Marshall. 

“As judges, we were impressed by the AcceleRATES feature which automatically decreases the variable rate on the loan as the balance is paid down and a customer’s loan-to-value ratio lessens.” 

Marshall explains that what stood out to the experts this year was the fact that as customers pay down their debt, Athena ensures that they are offering the home loan lowest rate available from the lender. 

“This is a well-deserved win by Athena for the second year in a row. Unlike some other lenders that reserve their top rates for new customers only, AcceleRATES means existing customers also benefit from lowering their LVR and staying loyal.” 

On top of the Home Loan Innovation Award, Athena also took home two additional 2021 Mozo Experts Choice Awards in the Low Cost Loan and Investor Loan categories. 

Meet Athena’s multi award-winning loan 

If you want to know how this exciting home loan option works, check out the quick rundown below!

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Last updated 21 July 2024 Important disclosures and comparison rate warning*
Athena AcceleRATES Home Loan
  • 2021 Mozo Experts Choice Award for Home Loan Innovation
  • Offers rates as low as 2.19% (2.19% comparison rate*)
  • Automatic discount on interest rate as loan is paid off
Find out more

Athena’s AcceleRATES home loan is an innovative mortgage product that gives automatic interest rate discounts to borrowers as they pay down their loan. Depending on you loan-to-value ratio (LVR), you could receive a rate as low as 2.19% (2.19% comparison rate*) - rates start at 2.29% (2.23% comparison rate*) for LVRs between 70% and 80%. Plus, on top of these killer rates there are no application or ongoing fees to worry about as well as handy repayment features like free extra repayments and a redraw facility.

Learn more about the 2021 Mozo Experts Choice Awards 

In 2021, Mozo’s expert judges compare 560 home loans from 99 lenders to unveil the best home loan options out there for customers right now. 

Categories range from best Low Cost Home Loans, best Offset Home Loans, best First Home Buyer Home Loan to best Green Home Loan and more! 

So whether you are an investor or an owner occupier looking for a sweet home loan deal, the right choice for you might just be amongst this year’s winners. 

To take a look at the full list of who came out on top, jump over to our 2021 Mozo Experts Choice Awards homepage.

* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

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