Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
|
Owner Occupier | Interest Only | < 80% | $10,000 | $5,000,000 |
|
Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
|
Investor | Interest Only | < 80% | $10,000 | $5,000,000 |
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.29% (6.28%*) |
|
6.29% (6.30%*) |
|
6.29% (6.31%*) |
|
6.39% (6.37%*) |
|
6.39% (6.39%*) |
|
n/a |
|
n/a |
|
6.09% p.a. |
$299.00 |
|
$0.00 |
|
n/a |
|
$199.00 |
|
n/a |
|
$15.00 monthly |
|
$325.00 |
$10,000 |
|
$5,000,000 |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $20,000 p.a. |
|
no |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
Extra repayment up to $20,000 p.a. Valuation fee on application. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.79% (6.36%*) |
|
6.79% (6.42%*) |
|
6.79% (6.48%*) |
|
6.79% (6.53%*) |
|
6.79% (6.58%*) |
|
n/a |
|
n/a |
|
6.09% p.a. |
$299.00 |
|
$0.00 |
|
n/a |
|
$199.00 |
|
n/a |
|
$15.00 monthly |
|
$325.00 |
$10,000 |
|
$5,000,000 |
|
none |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $20,000 p.a. |
|
no |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
Extra repayment up to $20,000 p.a. Valuation fee on application. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.49% (6.64%*) |
|
6.49% (6.64%*) |
|
6.49% (6.65%*) |
|
6.59% (6.69%*) |
|
6.59% (6.70%*) |
|
n/a |
|
n/a |
|
6.43% p.a. |
$299.00 |
|
$0.00 |
|
n/a |
|
$199.00 |
|
n/a |
|
$15.00 monthly |
|
$325.00 |
$10,000 |
|
$5,000,000 |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $20,000 p.a. |
|
no |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
Extra repayment up to $20,000 p.a. Valuation fee on application. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.59% (6.64%*) |
|
6.59% (6.66%*) |
|
6.64% (6.68%*) |
|
6.74% (6.73%*) |
|
6.74% (6.75%*) |
|
n/a |
|
n/a |
|
6.43% p.a. |
$299.00 |
|
$0.00 |
|
n/a |
|
$199.00 |
|
n/a |
|
$15.00 monthly |
|
$325.00 |
$10,000 |
|
$5,000,000 |
|
none |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $20,000 p.a. |
|
no |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
Extra repayment up to $20,000 p.a. Valuation fee on application. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
The account setups was a disaster and confusing not to mentioned staffs themselves were not able to assist us on a numerous occasions, the rates charged was way too high, staff members were rude and not friendly. We’re now in the process of looking to refinance with another lender, I wouldn’t recommend Mortgage House or Adelaide Bank to anybody who is buying a house preferably big bank a lot better as I would rather pay more and get a better customer service and get treated rudely.
Read full reviewThe account setups was a disaster and confusing not to mentioned staffs themselves were not able to assist us on a numerous occasions, the rates charged was way too high, staff members were rude and not friendly. We’re now in the process of looking to refinance with another lender, I wouldn’t recommend Mortgage House or Adelaide Bank to anybody who is buying a house preferably big bank a lot better as I would rather pay more and get a better customer service and get treated rudely.
Have never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone
Read full reviewHave never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone
Overall I'm getting a good interest rate from this bank and I'm happy with the services over the phone because there are no branches in Brisbane.
Read full reviewOverall I'm getting a good interest rate from this bank and I'm happy with the services over the phone because there are no branches in Brisbane.
As there are no branches, there is no personal service, no ATM etc. No real problems but am nervous about their time in the market and will be looking to move. Think l can do better.
Read full reviewAs there are no branches, there is no personal service, no ATM etc. No real problems but am nervous about their time in the market and will be looking to move. Think l can do better.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.