Bank of Sydney home loans

2.8
Based on 6 Bank of Sydney home loan product reviews.
Fact Checked

Bank of Sydney has been operating under a full licence since 2001. It has branches in Sydney, Melbourne and Adelaide, and is committed to making you feel like a VIP with personal service, relationship banking and competitive products and services. 

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 427 home loans using the filters.
Last updated 22 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • BOSBasic Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<60%
    Interest rate
    6.04 % p.a.
    Variable
    Comparison rate
    6.08 % p.a.
    Initial monthly repayment
    $3,011
    No Partner link

  • BOSBasic Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<50%
    Interest rate
    6.04 % p.a.
    Variable
    Comparison rate
    6.08 % p.a.
    Initial monthly repayment
    $3,011
    No Partner link

  • BOSBasic Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<80%
    Interest rate
    6.14 % p.a.
    Variable
    Comparison rate
    6.18 % p.a.
    Initial monthly repayment
    $3,043
    No Partner link

  • Expect More Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<60%
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.39 % p.a.
    Initial monthly repayment
    $3,075
    No Partner link

  • BOSBasic Home Loan

    • Investment
    • Principal & Interest
    • LVR<60%
    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.33 % p.a.
    Initial monthly repayment
    $3,092
    No Partner link

  • BOSBasic Home Loan

    • Investment
    • Principal & Interest
    • LVR<50%
    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.33 % p.a.
    Initial monthly repayment
    $3,092
    No Partner link

  • BOSBasic Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<90%
    Interest rate
    6.39 % p.a.
    Variable
    Comparison rate
    6.43 % p.a.
    Initial monthly repayment
    $3,124
    No Partner link

  • BOSBasic Home Loan

    • Investment
    • Principal & Interest
    • LVR<80%
    Interest rate
    6.44 % p.a.
    Variable
    Comparison rate
    6.48 % p.a.
    Initial monthly repayment
    $3,141
    No Partner link

  • BOSBasic Home Loan

    • Investment
    • Principal & Interest
    • LVR<70%
    Interest rate
    6.44 % p.a.
    Variable
    Comparison rate
    6.48 % p.a.
    Initial monthly repayment
    $3,141
    No Partner link

  • Expect More Home Loan

    • Investment
    • Principal & Interest
    • LVR<60%
    Interest rate
    6.49 % p.a.
    Variable
    Comparison rate
    6.64 % p.a.
    Initial monthly repayment
    $3,157
    No Partner link

  • Expect More Home Loan

    • Owner Occupier
    • Interest Only Variable 1 Year Rate
    • LVR<60%
    Interest rate
    6.74 % p.a.
    Variable
    Comparison rate
    6.44 % p.a.
    Initial monthly repayment
    $3,240
    No Partner link

  • BOSBasic Home Loan

    • Investment
    • Principal & Interest
    • LVR<90%
    Interest rate
    6.74 % p.a.
    Variable
    Comparison rate
    6.78 % p.a.
    Initial monthly repayment
    $3,240
    No Partner link

  • BOSBasic Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<95%
    Interest rate
    6.84 % p.a.
    Variable
    Comparison rate
    6.88 % p.a.
    Initial monthly repayment
    $3,273
    No Partner link

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Bank of Sydney home loan ratings

Overall customer rating for Bank of Sydney home loans

2.8
Based on 6 product reviews.

Customer reviews

Important disclosures

Bank of Sydney products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

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