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Bank of us Flexichoice Home Loan (Fixed)

Advertiser disclosure
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 95%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Investor Principal & Interest, Interest Only < 80% $20,000
Investor Principal & Interest, Interest Only 80%-90% $20,000
Investor Principal & Interest, Interest Only 90%-95% $20,000
  • Investor (Principal & Interest, Interest Only)
    LVR < 80%
    Loan: $20,000
  • Investor (Principal & Interest, Interest Only)
    LVR 80%-90%
    Loan: $20,000
  • Investor (Principal & Interest, Interest Only)
    LVR 90%-95%
    Loan: $20,000
Fixed 3 year rate
6.29% p.a.
Comparison Rate
6.46% p.a.
Service fee
$10.00 monthly
Upfront fee
$350
Fixed 3 year rate
6.49% p.a.
Comparison Rate
6.87% p.a.
Service fee
$10.00 monthly
Upfront fee
$350
Fixed 3 year rate
6.69% p.a.
Comparison Rate
7.35% p.a.
Service fee
$10.00 monthly
Upfront fee
$1,250

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (6.51%*)

6.39% (6.49%*)

6.29% (6.46%*)

6.89% (6.68%*)

6.89% (6.72%*)

n/a

n/a

6.34% p.a.

Fees

$0.00

$0.00

$0.00

$350.00

n/a

$10.00 monthly

$350.00

Other financial bits

$20,000

none

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a. during fixed period

no

yes - fees apply

$200.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.79% (6.97%*)

6.59% (6.92%*)

6.49% (6.87%*)

6.99% (7.03%*)

6.99% (7.04%*)

n/a

n/a

6.84% p.a.

Fees

$0.00

$0.00

$0.00

$350.00

n/a

$10.00 monthly

$350.00

Other financial bits

$20,000

none

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a. during fixed period

no

yes - fees apply

$200.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.99% (7.50%*)

6.79% (7.43%*)

6.69% (7.35%*)

7.19% (7.48%*)

7.19% (7.47%*)

n/a

n/a

7.34% p.a.

Fees

$300.00

$325.00

$275.00

$350.00

n/a

$10.00 monthly

$350.00

Other financial bits

$20,000

none

90.00%

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a. during fixed period

no

yes - fees apply

$200.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of us home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

About Bank of us

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Macquarie

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6.15% p.a. variable

6.40% p.a.

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Express Home Loan

6.01% p.a. variable

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Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a. variable

6.17% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

p.a.

6.30% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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