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Bank of us Flexichoice Home Loan

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan: $20,000

  • Investor (Principal & Interest, Interest Only)

    LVR 80%-90%

    Loan: $20,000

  • Investor (Principal & Interest, Interest Only)

    LVR 90%-95%

    Loan: $20,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan: $20,000

  • Investor (Principal & Interest, Interest Only)

    LVR 80%-90%

    Loan: $20,000

  • Investor (Principal & Interest, Interest Only)

    LVR 90%-95%

    Loan: $20,000

Rate
3.03% p.a.
Comparison Rate*
3.20% p.a.
Service fee
$10.00 monthly
Upfront fee
$350
Rate
3.32% p.a.
Comparison Rate*
3.50% p.a.
Service fee
$10.00 monthly
Upfront fee
$625
Rate
3.45% p.a.
Comparison Rate*
3.65% p.a.
Service fee
$10.00 monthly
Upfront fee
$1,250
Rate
5.06% p.a.
Comparison Rate*
5.22% p.a.
Service fee
$10.00 monthly
Upfront fee
$625
Rate
5.06% p.a.
Comparison Rate*
5.22% p.a.
Service fee
$10.00 monthly
Upfront fee
$625
Rate
5.06% p.a.
Comparison Rate*
5.27% p.a.
Service fee
$10.00 monthly
Upfront fee
$1,250

Details

Rates and fees information correct as at 24 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.03% p.a.

  • n/a

  • n/a

  • n/a

  • 3.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.32% p.a.

  • n/a

  • n/a

  • n/a

  • 3.50% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $275.00

  • $350.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.45% p.a.

  • n/a

  • n/a

  • n/a

  • 3.65% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $325.00

  • $275.00

  • $350.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • 90.00%

  • 95.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.06% p.a.

  • n/a

  • n/a

  • n/a

  • 5.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $275.00

  • $350.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.06% p.a.

  • n/a

  • n/a

  • n/a

  • 5.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $275.00

  • $350.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.06% p.a.

  • n/a

  • n/a

  • n/a

  • 5.27% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $325.00

  • $275.00

  • $350.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • 90.00%

  • 95.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of us home loans rated by the Mozo community?

Overall
8.7/10
Price
8.0/10
Features
7.6/10
Customer service
9.1/10
Convenience
8.4/10
Trust
9.0/10
Bank of us

About Bank of us

Bank of us, formerly known as B&E Personal Banking, is a Tasmanian financial institution offering a comprehensive and competitive range of banking products and services designed to meet all your personal banking needs - from term deposits and savings and internet cash management accounts through to home loans, personal loans and general insurance.

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