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Bank of us Flexichoice Home Loan

Advertiser disclosure
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 95%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Investor Principal & Interest, Interest Only < 80% $20,000
Investor Principal & Interest, Interest Only 80%-90% $20,000
Investor Principal & Interest, Interest Only 90%-95% $20,000
  • Investor (Principal & Interest, Interest Only)
    LVR < 80%
    Loan: $20,000
  • Investor (Principal & Interest, Interest Only)
    LVR 80%-90%
    Loan: $20,000
  • Investor (Principal & Interest, Interest Only)
    LVR 90%-95%
    Loan: $20,000
Rate
6.34% p.a.
Comparison Rate
6.48% p.a.
Service fee
$10.00 monthly
Upfront fee
$350
Rate
6.84% p.a.
Comparison Rate
6.98% p.a.
Service fee
$10.00 monthly
Upfront fee
$350
Rate
7.34% p.a.
Comparison Rate
7.54% p.a.
Service fee
$10.00 monthly
Upfront fee
$1,250

Details

Rates and fees information correct as at 27 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.48% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$350.00

n/a

$10.00 monthly

$350.00

Other financial bits

$20,000

none

none

80.00%

Features

Investor

Principal & Interest, Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - fees apply

$200.00

yes

yes

none

none

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.84% p.a.

n/a

n/a

n/a

6.98% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$350.00

n/a

$10.00 monthly

$350.00

Other financial bits

$20,000

none

80.00%

90.00%

Features

Investor

Principal & Interest, Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - fees apply

$200.00

yes

yes

none

none

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.34% p.a.

n/a

n/a

n/a

7.54% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$325.00

$275.00

$350.00

n/a

$10.00 monthly

$350.00

Other financial bits

$20,000

none

90.00%

95.00%

Features

Investor

Principal & Interest, Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - fees apply

$200.00

yes

yes

none

none

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of us home loans rated by the Mozo community?

Overall
8.6/10
Price
8.0/10
Features
7.7/10
Customer service
9.1/10
Convenience
8.5/10
Trust
9.0/10
Based on 27 Bank of us home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest review of Bank of us Flexichoice Home Loan

About Bank of us

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5.99% p.a. variable

5.90% p.a.

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Greater Bank

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6.04% p.a. variable

6.06% p.a.

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Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

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6.14% p.a. variable

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6.29% p.a. variable

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5.99% p.a. variable

6.02% p.a.

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Macquarie

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6.14% p.a. variable

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.04% p.a. variable

6.06% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan

6.19% p.a. variable

6.43% p.a.

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Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

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South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a. variable

6.02% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.04% p.a.

6.06% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.02% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for South West Slopes Bank
South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan

6.09% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.04% p.a.

6.06% p.a.

$0.00

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.14% p.a.

6.14% p.a.

$0.00

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a.

6.20% p.a.

$0.00

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.02% p.a.

$0.00

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

$0.00

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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