The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest, Interest Only | < 80% | $20,000 | |
| | Owner Occupier | Principal & Interest, Interest Only | 80%-90% | $20,000 | |
| | Investor | Principal & Interest, Interest Only | < 80% | $20,000 | |
| | Owner Occupier | Principal & Interest, Interest Only | 90%-95% | $20,000 | |
| | Investor | Principal & Interest, Interest Only | 80%-90% | $20,000 | |
| | Investor | Principal & Interest, Interest Only | < 80% | $20,000 | |
| | Investor | Principal & Interest, Interest Only | 80%-90% | $20,000 | |
| | Investor | Principal & Interest, Interest Only | 90%-95% | $20,000 |
Owner Occupier (Principal & Interest, Interest Only)
LVR < 80%
Loan: $20,000
Owner Occupier (Principal & Interest, Interest Only)
LVR 80%-90%
Loan: $20,000
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan: $20,000
Owner Occupier (Principal & Interest, Interest Only)
LVR 90%-95%
Loan: $20,000
Investor (Principal & Interest, Interest Only)
LVR 80%-90%
Loan: $20,000
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan: $20,000
Investor (Principal & Interest, Interest Only)
LVR 80%-90%
Loan: $20,000
Investor (Principal & Interest, Interest Only)
LVR 90%-95%
Loan: $20,000
3.19% p.a.
n/a
n/a
n/a
3.22% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$350.00
n/a
$0.00
$395.00
$20,000
none
none
80.00%
Owner Occupier
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$200.00
no
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.29% p.a.
n/a
n/a
n/a
3.32% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$350.00
n/a
$0.00
$395.00
$20,000
none
80.00%
90.00%
Owner Occupier
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$200.00
no
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.43% p.a.
n/a
n/a
n/a
3.46% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$350.00
n/a
$0.00
$395.00
$20,000
none
none
80.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$200.00
no
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.99% p.a.
n/a
n/a
n/a
4.08% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$300.00
$325.00
$275.00
$350.00
n/a
$0.00
$395.00
$20,000
none
90.00%
95.00%
Owner Occupier
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$200.00
no
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.63% p.a.
n/a
n/a
n/a
3.66% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$350.00
n/a
$0.00
$395.00
$20,000
none
80.00%
90.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$200.00
no
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.93% p.a.
n/a
n/a
n/a
3.96% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$350.00
n/a
$0.00
$395.00
$20,000
none
none
80.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$200.00
no
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.13% p.a.
n/a
n/a
n/a
4.16% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$350.00
n/a
$0.00
$395.00
$20,000
none
80.00%
90.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$200.00
no
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.33% p.a.
n/a
n/a
n/a
4.42% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$300.00
$325.00
$275.00
$350.00
n/a
$0.00
$395.00
$20,000
none
90.00%
95.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$200.00
no
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
This bank is small enough to tailor their loans to the individual borrower. I have had bank accounts with the "big four" banks, but none could provide the individual service like B&E. I walk in the door and am greeted by my name. With Westpac and NAB, every time I enter the bank, the staff are different to the last time I visited. I am not recognised, I am just a number on a computer! If I ask for something a little different to their standard product line, no-one seems to have enough authority to approve and am told to return another day when someone else will be there. At B&E the comment was "what a great idea! We can organise that straight away". The branch manager has the authority to approve deals,without having to refer to higher authority.
Read full reviewThis bank is small enough to tailor their loans to the individual borrower. I have had bank accounts with the "big four" banks, but none could provide the individual service like B&E. I walk in the door and am greeted by my name. With Westpac and NAB, every time I enter the bank, the staff are different to the last time I visited. I am not recognised, I am just a number on a computer! If I ask for something a little different to their standard product line, no-one seems to have enough authority to approve and am told to return another day when someone else will be there. At B&E the comment was "what a great idea! We can organise that straight away". The branch manager has the authority to approve deals,without having to refer to higher authority.
My local branch has the best staff and nothing is too much trouble on any enquiry we have had, I would never use one of the 4 big banks again as this is the best personal service you could receive. They even follow up a few months down the track to see if you are happy with the way things are going and if you need any further help.
Read full reviewMy local branch has the best staff and nothing is too much trouble on any enquiry we have had, I would never use one of the 4 big banks again as this is the best personal service you could receive. They even follow up a few months down the track to see if you are happy with the way things are going and if you need any further help.
great service
Read full reviewFriendly, helpful staff.
Read full reviewFriendly, helpful staff.
Excellent customer service, and they use common sense when assessing the criteria, instead of relying on a computer program. Also, when you call them they answer right away.
Read full reviewExcellent customer service, and they use common sense when assessing the criteria, instead of relying on a computer program. Also, when you call them they answer right away.
Bank of us, formerly known as B&E Personal Banking, is a Tasmanian financial institution offering a comprehensive and competitive range of banking products and services designed to meet all your personal banking needs - from term deposits and savings and internet cash management accounts through to home loans, personal loans and general insurance.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
