Your selected home loans
Your selected home loans
Our interest is absurdly high.
I like the app and mobile banking , i don't like the fact they have no branches. The pricing is great and the fact they are online only and part of commonwealth bank is good.
App is easy to use. No physical banks to have a face to face conversation however easy to contact online. Competitive rates without all the lights and buzzes that you don’t use.
Bankwest has a good home loan with reasonable interest rate,
Bankwest is always stable and never loses us money or screws us over like I've heard a lot of other banks have done
Been long-term customers, had very helpful loan specialist advise, don't like no physical stores, they need to maintain prime online/phone access.
We like the bank due to our mortgage rate However one issue is no longer having branches
Every contact I have had with BankWest has been easy. I would recommend
BankWest have been great to deal with in terms of customer service. The downside to using them is their lack of physical branches, meaning it can be tricky to deposit money free of charge. The wait time on phone lines is quite average (usually around 20-30 mins) but the customer care team are very friendly and happy to help.
Bankwest offers user-friendly digital services, competitive rates, and helpful customer support, making banking convenient. However, some may find limited branch locations a drawback. Be aware of potential fees and ensure their product offerings match your financial needs before committing. Overall, it's a solid choice for tech-savvy users.
Technically you can apply for a Bankwest home loan with a deposit as low as 2% of the property value. However, lower deposits usually translate to higher interest rates, which can present a bigger barrier to entry for some.
It can take one to two weeks for Bankwest to assess your application and conduct a property valuation before giving you unconditional approval for a home loan.
To apply for a Bankwest home loan, you’ll need these details handy:
If you are new to Bankwest and applying for a home loan in person, you’ll need to bring along a few forms of identification such as a passport, driver’s licence and birth certificate. You'll also be able to apply online with Bankwest's electronic ID check.
Once you’re ready for full approval, you may need to provide these documents depending on your situation:
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
^See information about the Mozo Experts Choice Home Loan Awards
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