Community First Credit Union Basic Variable Home Loan

4.10% p.a.

4.17% p.a.

$0.00

4.45% p.a.

4.52% p.a.

$0.00

4.51% p.a.

4.58% p.a.

$0.00

4.86% p.a.

4.93% p.a.

$0.00

Currently showing

Rates

  • 4.10% p.a.

  • n/a

  • 0 Months

  • none

  • 4.17% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $390.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • no

  • none

  • Application, legal and valuation fees waived for refinances for new business only.

Rates

  • 4.45% p.a.

  • n/a

  • 0 Months

  • none

  • 4.52% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $390.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • no

  • none

  • Application, legal and valuation fees waived for refinances for new business only.

Rates

  • 4.51% p.a.

  • n/a

  • 0 Months

  • none

  • 4.58% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $390.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • $50,000

  • $1,000,000

  • 80.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • no

  • none

  • Application, legal and valuation fees waived for refinances for new business only.

Rates

  • 4.86% p.a.

  • n/a

  • 0 Months

  • none

  • 4.93% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $390.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • $50,000

  • $1,000,000

  • 80.00%

  • 95.00%

Features

  • Owner Occupier

  • Interest Only

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • no

  • none

  • Application, legal and valuation fees waived for refinances for new business only.

About Community First Credit Union

Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.

How are Community First Credit Union home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.5

Based on 4
Community First Credit Union home loans reviews

8.0 8.2 9.5 9.2 9.0

Read Community First Credit Union home loan reviews by the Mozo community

Latest reviews of Community First Credit Union Basic Variable Home Loan

Community First Credit Union

Community First Credit Union Basic Variable Home Loan (LVR<80%, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great home loan fees

Managed to pay out early. A great product.

Full review

Managed to pay out early. A great product.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Dawn (NSW), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union Basic Variable Home Loan (LVR<80%, Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Rates competitive, very flexible

I like the flexibility they offer. It's easy to move money between my offset and everyday accounts in order to pay down my loan as quickly as possible. I know they are not in business to make as much money from me as possible - they are happy to...

Full review

I like the flexibility they offer. It's easy to move money between my offset and everyday accounts in order to pay down my loan as quickly as possible. I know they are not in business to make as much money from me as possible - they are happy to help get the loan paid out as quickly as I can. Internet banking is simple and whilst you can deposit at the NAB the biggest down side is not enough branches to go in and talk to some one face to face.

    Price   -1 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Joanna (NSW), reviewed over 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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