The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $750,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | $1,000,000 |
| | Owner Occupier | Interest Only | < 95% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | < 80% | $50,000 | $750,000 |
| | Investor | Interest Only | < 95% | $50,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $1,000,000
Owner Occupier (Interest Only)
LVR < 95%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $750,000
Investor (Interest Only)
LVR < 95%
Loan: $50,000 $1,000,000
n/a
n/a
n/a
n/a
2.49% (3.76%*)
2.49% (3.65%*)
2.49% (3.54%*)
n/a
n/a
n/a
n/a
3.84% p.a.
$600.00
n/a
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
95.00%
Monthly, Fortnightly, Weekly
yes - free up to $25,000 p.a.
no
yes - fees apply
$0.00
yes
yes
Legal fee payable at cost.
none
none
n/a
n/a
n/a
n/a
2.79% (3.79%*)
2.79% (3.70%*)
2.79% (3.62%*)
n/a
n/a
n/a
n/a
3.84% p.a.
$600.00
n/a
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
95.00%
Monthly, Fortnightly, Weekly
yes - free up to $25,000 p.a.
no
yes - fees apply
$0.00
yes
yes
Legal fee payable at cost.
none
none
n/a
n/a
n/a
n/a
2.79% (4.06%*)
2.79% (3.94%*)
2.79% (3.84%*)
n/a
n/a
n/a
n/a
4.14% p.a.
$600.00
n/a
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$750,000
none
80.00%
Monthly, Fortnightly, Weekly
yes - free up to $25,000 p.a.
no
yes - fees apply
$0.00
yes
yes
Legal fee payable at cost.
none
none
n/a
n/a
n/a
n/a
3.09% (4.09%*)
3.09% (4.00%*)
3.09% (3.91%*)
n/a
n/a
n/a
n/a
4.14% p.a.
$600.00
n/a
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
95.00%
Monthly, Fortnightly, Weekly
yes - free up to $25,000 p.a.
no
yes - fees apply
$0.00
yes
yes
Legal fee payable at cost.
none
none
Great customer service
Read full reviewGreat customer service
They make you feel like you are a personal friend and try their best to help you.
Read full reviewThey make you feel like you are a personal friend and try their best to help you.
Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.
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