This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $750,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | < 80% | $50,000 | $1,000,000 |
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | $1,000,000 |
| | Owner Occupier | Interest Only | < 95% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | < 80% | $50,000 | $750,000 |
| | Investor | Interest Only | < 95% | $50,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $1,000,000
Owner Occupier (Interest Only)
LVR < 95%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $750,000
Investor (Interest Only)
LVR < 95%
Loan: $50,000 $1,000,000
3.15% p.a.
3.99% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
3.15% p.a.
3.99% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
3.15% p.a.
3.99% p.a.
$0.00
3.55% p.a.
4.31% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
3.55% p.a.
4.31% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
3.55% p.a.
4.31% p.a.
$0.00
3.45% p.a.
4.07% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
3.45% p.a.
4.07% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
3.45% p.a.
4.07% p.a.
$0.00
3.80% p.a.
4.42% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
3.80% p.a.
4.42% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
3.80% p.a.
4.42% p.a.
$0.00
3.85% p.a.
4.39% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
3.85% p.a.
4.39% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
3.85% p.a.
4.39% p.a.
$0.00
4.20% p.a.
4.74% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
4.20% p.a.
4.74% p.a.
$0.00
Community First Credit Union Fixed Rate Home Loan
4.20% p.a.
4.74% p.a.
$0.00
n/a
n/a
n/a
n/a
3.15% (4.16%*)
3.15% (4.07%*)
3.15% (3.99%*)
n/a
n/a
n/a
n/a
4.19% p.a.
$600.00
$390.00
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
95.00%
Monthly, Fortnightly, Weekly
yes - free up to $25,000 p.a.
no
yes - fees apply
$0.00
yes
yes
none
none
n/a
n/a
n/a
n/a
3.55% (4.47%*)
3.55% (4.39%*)
3.55% (4.31%*)
n/a
n/a
n/a
n/a
4.49% p.a.
$600.00
$390.00
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
80.00%
Monthly, Fortnightly, Weekly
yes - free up to $25,000 p.a.
no
yes - fees apply
$0.00
yes
yes
none
none
n/a
n/a
n/a
n/a
3.59% (4.20%*)
3.35% (4.11%*)
3.45% (4.07%*)
n/a
n/a
n/a
n/a
4.19% p.a.
$600.00
$390.00
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
95.00%
Monthly, Fortnightly, Weekly
yes - free up to $25,000 p.a.
no
yes - fees apply
$0.00
yes
yes
none
Application, legal and valuation fees waived for refinances for new business only.
n/a
n/a
n/a
n/a
3.94% (4.55%*)
3.70% (4.46%*)
3.80% (4.42%*)
n/a
n/a
n/a
n/a
4.54% p.a.
$600.00
$390.00
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
95.00%
Monthly, Fortnightly, Weekly
yes - free up to $25,000 p.a.
no
yes - fees apply
$0.00
yes
yes
none
Application, legal and valuation fees waived for refinances for new business only.
n/a
n/a
n/a
n/a
3.99% (4.51%*)
3.75% (4.43%*)
3.85% (4.39%*)
n/a
n/a
n/a
n/a
4.49% p.a.
$600.00
$390.00
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$750,000
none
80.00%
Monthly, Fortnightly, Weekly
yes - free up to $25,000 p.a.
no
yes - fees apply
$0.00
yes
yes
none
none
n/a
n/a
n/a
n/a
4.34% (4.86%*)
4.10% (4.77%*)
4.20% (4.74%*)
n/a
n/a
n/a
n/a
4.84% p.a.
$600.00
$390.00
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
95.00%
Monthly, Fortnightly, Weekly
yes - free up to $25,000 p.a.
no
yes - fees apply
$0.00
yes
yes
none
none
Great customer service
Read full review
Great customer service
Less
Peta | New South Wales
reviewed about 5 years ago
They make you feel like you are a personal friend and try their best to help you.
Read full review
They make you feel like you are a personal friend and try their best to help you.
Less
Name not supplied | New South Wales
reviewed about 6 years ago
Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.
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