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Defence Bank Essentials Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $50,000 and $1,500,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $1,500,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $1,500,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $50,000 $1,500,000

Rate
3.72% p.a.
Comparison Rate*
3.88% p.a.
Service fee
$8.00 monthly
Upfront fee
$901
Rate
3.72% p.a.
Comparison Rate*
3.88% p.a.
Service fee
$8.00 monthly
Upfront fee
$901
Rate
3.93% p.a.
Comparison Rate*
4.09% p.a.
Service fee
$8.00 monthly
Upfront fee
$901

Details

Rates and fees information correct as at 27 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.72% p.a.

  • n/a

  • n/a

  • n/a

  • 3.88% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $420.25

  • $205.25

  • $275.00

  • n/a

  • $8.00 monthly

  • $250.00

Other financial bits

  • $50,000

  • $1,500,000

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.72% p.a.

  • n/a

  • n/a

  • n/a

  • 3.88% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $420.25

  • $205.25

  • $275.00

  • n/a

  • $8.00 monthly

  • $250.00

Other financial bits

  • $50,000

  • $1,500,000

  • none

  • 95.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.93% p.a.

  • n/a

  • n/a

  • n/a

  • 4.09% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $420.25

  • $205.25

  • $275.00

  • n/a

  • $8.00 monthly

  • $250.00

Other financial bits

  • $50,000

  • $1,500,000

  • none

  • 95.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $100.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Defence Bank home loans rated by the Mozo community?

Overall
7.8/10

Based on 26 Defence Bank home loan reviews

Price
7.6/10
Features
7.3/10
Customer service
8.6/10
Convenience
7.8/10
Trust
8.0/10
Defence Bank

About Defence Bank

Defence Bank was originally set up to provide financial products and services to members of the Defence force and their families. Now catering to the defence community and general public, Defence Bank offer services in savings and investment accounts, personal loans, home loans, credit cards, debit cards, term deposits and car insurance.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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