The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 85%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 85%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 85%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $500,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 85%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $50,000 | $2,000,000 |
|
|
Owner Occupier | Interest Only | 80%-85% | $50,000 | $2,000,000 |
|
|
Owner Occupier | Interest Only | < 80% | $50,000 | $2,000,000 |
|
|
Owner Occupier | Interest Only | 85%-95% | $50,000 | $2,000,000 |
|
|
Owner Occupier | Principal & Interest | 80%-85% | $50,000 | $2,000,000 |
|
|
Owner Occupier | Principal & Interest | 85%-95% | $50,000 | $2,000,000 |
|
|
Investor | Principal & Interest | < 80% | $500,000 | $2,000,000 |
|
|
Investor | Principal & Interest | < 80% | $50,000 | $2,000,000 |
|
|
Investor | Principal & Interest | 80%-85% | $50,000 | $2,000,000 |
|
|
Investor | Principal & Interest | 85%-90% | $50,000 | $2,000,000 |
|
|
Investor | Interest Only | < 80% | $500,000 | $2,000,000 |
|
|
Investor | Interest Only | < 80% | $50,000 | $2,000,000 |
|
|
Investor | Interest Only | 85%-90% | $50,000 | $2,000,000 |
|
|
Investor | Interest Only | 80%-85% | $50,000 | $2,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $50,000 $2,000,000
Owner Occupier (Interest Only)
LVR 80%-85%
Loan: $50,000 $2,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $50,000 $2,000,000
Owner Occupier (Interest Only)
LVR 85%-95%
Loan: $50,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR 80%-85%
Loan: $50,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR 85%-95%
Loan: $50,000 $2,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $500,000 $2,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $2,000,000
Investor (Principal & Interest)
LVR 80%-85%
Loan: $50,000 $2,000,000
Investor (Principal & Interest)
LVR 85%-90%
Loan: $50,000 $2,000,000
Investor (Interest Only)
LVR < 80%
Loan: $500,000 $2,000,000
Investor (Interest Only)
LVR < 80%
Loan: $50,000 $2,000,000
Investor (Interest Only)
LVR 85%-90%
Loan: $50,000 $2,000,000
Investor (Interest Only)
LVR 80%-85%
Loan: $50,000 $2,000,000
The Gateway Bank Low Rate Essentials Home Loan could be a low rate, low fee home loan option fit for everyone from first home buyers trying to break into the market to investors ready to acquire their next property. The loan features variable rates starting from a competitive 2.54% (2.57% comparison rate*), plus there are no application or ongoing service fees to worry about.
Whether you’re after your first home or have your eyes on your next investment, the Gateway Bank Low Rate Home Loan could offer great value through competitive rates and handy features. The loan features variable rates starting from 2.54% (2.57% comparison rate*) for owner occupiers and 3.00% (3.03% comparison rate*) for investors, plus there’s no application, settlement or service fees, but there is a $275 legal fee and a $300 discharge fee.
With a maximum LVR of 95% for owner occupiers, first home buyers with a lower deposit will also be able to access the Low Rate Home Loan. However, higher LVRs do come with higher interest rates rate attached, plus low deposit borrowers may also be required to take out lenders mortgage insurance (LMI).
If you happen to fall into some extra cash, you’ll be able to make extra repayments towards your loan for free. And if you ever need any of those extra contributions back, there’s also a free redraw facility attached to this loan - just be aware that the minimum amount you can redraw is $500. There’ no offset account attached with this loan though.
The Gateway Bank Low Rate Essentials Home Loan could be a great choice for first home buyers or investors looking for relatively low cost option, especially if they aren't fussed about having access to an offset account.
While borrowers won't be hit by any ongoing service fees, they will need to budget for one-off costs such as the $275 legal fee and $300 discharge fee.
|
2.54% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
2.57% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.76% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.78% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
80.00% |
|
|
85.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
2.90% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
2.93% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.16% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.18% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
85.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.19% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.22% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
80.00% |
|
|
85.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.76% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
85.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.00% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.03% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$500,000 |
|
|
$2,000,000 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.10% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.13% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.65% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.67% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
80.00% |
|
|
85.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.85% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.87% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
85.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.00% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.03% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$500,000 |
|
|
$2,000,000 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.00% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.03% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.68% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.70% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
85.00% |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.28% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.30% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$275.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
80.00% |
|
|
85.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
They have a low interest rate. It does not cost anything to revert to a fixed interest rate. They have great customer service. They're not big and arrogant.
Read full reviewThey have a low interest rate. It does not cost anything to revert to a fixed interest rate. They have great customer service. They're not big and arrogant.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a. variable
2.46% p.a.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a. variable
2.46% p.a.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a.
2.46% p.a.
Qudos Bank
Fixed Rate Home Loan
4.19% p.a.
fixed 3 years
3.11% p.a.
Heritage Bank
Fixed Rate Loan (Home Advantage)
4.49% p.a.
fixed 3 years
3.50% p.a.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a.
2.46% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
