The details shown below are for an owner occupier taking out a principal & interest loan up to $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan up to $5,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $5,000,000 | |
| | Investor | Principal & Interest | < 80% | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $5,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $5,000,000
Lock in a fabulous rate across one, two and three year terms with the Pacific Mortgage Group Fixed Home Loan. Taking out two medals in the Mozo Experts Choice Home Loan Awards, this fixed rate home loan offers the security of fixed payments alongside more flexible features, such as free extra repayments and a redraw facility.
Fixed rates for the Pacific Mortgage Fixed Rate Home Loan vary depending on whether you're looking to lock in your rate for one, two or three years:
After the fixed period ends, you’ll be pleased to know that the loan reverts to the low rate Pacific Mortgage Standard Variable home loan, which currently has a super low rate of 2.25% (2.25% comparison rate*).
Find more unusual flexibility for a fixed home loan. The option to pay in weekly, fortnightly or monthly instalments allows you to choose the most suitable option for your income frequency and budget, while fee-free extra repayments and redraws (without a minimum amount) provide further potential savings and flexibility. Investor customers gain the same benefits at a three year fixed rate of 2.39% p.a. with a 2.68% comparison rate.
Both investors and owner occupiers will be paying the loan principal and interest with this deal, and can borrow up to 80% of the property value with no minimum loan amount.
The Pacific Mortgage Group Fixed Home Loan is a great option for investors or home buyers looking for a secure repayment schedule and savings down the line. It's an online lender, so you'll need to be comfortable with tech-based banking.
You’ll have access to many money-saving features across the life of this loan, but an offset account isn’t included.
n/a
n/a
n/a
n/a
1.99% (2.37%*)
2.14% (2.24%*)
2.19% (2.25%*)
n/a
n/a
n/a
n/a
2.25% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
none
$5,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
none
yes
no
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.39% (2.72%*)
2.39% (2.70%*)
2.39% (2.68%*)
n/a
n/a
n/a
n/a
2.74% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
none
$5,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
none
yes
no
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
This product is not currently reviewed.
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1.94% p.a.
fixed 3 years
2.97% p.a.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
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Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
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1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
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1.79% p.a.
1.84% p.a.
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Variable Home Loan Special
2.09% p.a.
2.12% p.a.
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Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
Homestar
Star Classic Fixed Home Loan
n/a
n/a
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.89% p.a.
fixed 3 years
3.03% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
