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Pacific Mortgage Group Fixed Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan up to $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan up to $5,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $5,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $5,000,000

Fixed 3 year rate
2.19% p.a.
Comparison Rate
2.25% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
2.49% p.a.
Comparison Rate
2.73% p.a.
Service fee
$0.00
Upfront fee
$0

Mozo editorial review Pacific Mortgage Group Fixed Home Loan

Last updated: 26 October 2020.

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What's hot
  • 2.19% p.a. fixed three year rate (2.25% comparison rate*)
  • Fee-free extra repayments and redraws
  • Weekly, fortnightly or monthly repayments options
  • 2020 Mozo Experts Choice Awards winner
What's not
  • No repayment holidays
  • No offset account
Mozo snapshot

Lock in a fabulous rate across one, two and three year terms with the Pacific Mortgage Group Fixed Home Loan. Taking out a win in the Mozo Experts Choice Home Loan Awards, this fixed rate home loan offers the security of fixed payments alongside more flexible features, such as free extra repayments and a redraw facility. 

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Key features

Fixed rates for the Pacific Mortgage Fixed Rate Home Loan vary depending on whether you're looking to lock in your rate for one, two or three years:

  • 1.99% (2.37% comparison rate*) for one year terms
  • 2.14% (2.24% comparison rate*) for two year terms
  • 2.19% (2.25% comparison rate*) for three year terms

After the fixed period ends, you’ll be pleased to know that the loan reverts to the low rate Pacific Mortgage Standard Variable home loan, which currently has a super low rate of 2.25% (2.25% comparison rate*). 

Find more unusual flexibility for a fixed home loan. The option to pay in weekly, fortnightly or monthly instalments allows you to choose the most suitable option for your income frequency and budget, while fee-free extra repayments and redraws (without a minimum amount) provide further potential savings and flexibility. Investor customers gain the same benefits at a three year fixed rate of 2.49% p.a. with a 2.73% comparison rate. 

Both investors and owner occupiers will be paying the loan principal and interest with this deal, and can borrow up to 80% of the property value with no minimum loan amount.

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Who is it good for

The Pacific Mortgage Group Fixed Home Loan is a great option for investors or home buyers looking for a secure repayment schedule and savings down the line. It's an online lender, so you'll need to be comfortable with tech-based banking.

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Any catches

You’ll have access to many money-saving features across the life of this loan, but an offset account isn’t included.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 1.99% (2.37%*)

  • 2.14% (2.24%*)

  • 2.19% (2.25%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.25% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits
  • none

  • $5,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.44% (2.77%*)

  • 2.49% (2.75%*)

  • 2.49% (2.73%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.74% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits
  • none

  • $5,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

This product is not currently reviewed.

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.