The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 95%
The details shown below are for an investor taking out a principal, &, interest,, interest, only loan of at least $50,000 with an LVR below 60%
The details shown below are for an investor taking out a principal, &, interest,, interest, only loan of at least $50,000 with an LVR below 80%
The details shown below are for an investor taking out a principal, &, interest,, interest, only loan of at least $50,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 60% | $50,000 | |
|
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Owner Occupier | Principal & Interest | 60%-90% | $50,000 | |
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Owner Occupier | Principal & Interest | 90%-95% | $50,000 | |
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Investor | Principal, &, Interest,, Interest, Only | < 60% | $50,000 | |
|
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Investor | Principal, &, Interest,, Interest, Only | 60%-80% | $50,000 | |
|
|
Investor | Principal, &, Interest,, Interest, Only | 80%-90% | $50,000 |
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 60%-90%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $50,000
Investor (Principal, &, Interest,, Interest, Only)
LVR < 60%
Loan: $50,000
Investor (Principal, &, Interest,, Interest, Only)
LVR 60%-80%
Loan: $50,000
Investor (Principal, &, Interest,, Interest, Only)
LVR 80%-90%
Loan: $50,000
|
3.69% p.a. |
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n/a |
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n/a |
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n/a |
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3.97% p.a. |
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n/a |
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n/a |
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n/a |
|
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$545.00 |
|
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$450.00 |
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$0.00 |
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$0.00 |
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0% |
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$0.00 |
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$294.00 |
|
$50,000 |
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none |
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none |
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60.00% |
|
Owner Occupier |
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|
Principal & Interest |
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Weekly, Fortnightly, Monthly |
|
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yes - free |
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no |
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yes - free |
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|
$500.00 |
|
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yes |
|
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yes |
|
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Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. |
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none |
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$1,500 cashback for loans $300k > $499,999, $3,000 cash back for loans from $500k > $749,999 and $4,000 for larger loans. for Loans must be approved by 30/9/22 and settled within 90 days. $545 Establishment fee waived for Owner Occupier loans > $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.79% p.a. |
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n/a |
|
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n/a |
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n/a |
|
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4.07% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
|
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n/a |
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n/a |
|
$545.00 |
|
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$450.00 |
|
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$0.00 |
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$0.00 |
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0% |
|
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$0.00 |
|
|
$294.00 |
|
$50,000 |
|
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none |
|
|
60.00% |
|
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90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
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yes - free |
|
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no |
|
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yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. |
|
|
none |
|
|
$1,500 cashback for loans $300k > $499,999, $3,000 cash back for loans from $500k > $749,999 and $4,000 for larger loans. for Loans must be approved by 30/9/22 and settled within 90 days. $545 Establishment fee waived for Owner Occupier loans > $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.19% p.a. |
|
|
n/a |
|
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n/a |
|
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n/a |
|
|
4.27% p.a. |
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|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$545.00 |
|
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$450.00 |
|
|
$0.00 |
|
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$0.00 |
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0% |
|
|
$0.00 |
|
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$294.00 |
|
$50,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. |
|
|
none |
|
|
$1,500 cashback for loans $300k > $499,999, $3,000 cash back for loans from $500k > $749,999 and $4,000 for larger loans. for Loans must be approved by 30/9/22 and settled within 90 days. $545 Establishment fee waived for Owner Occupier loans > $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.97% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$545.00 |
|
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
0% |
|
|
$0.00 |
|
|
$294.00 |
|
$50,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Principal, &, Interest,, Interest, Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes - available for principal & interest loans |
|
|
Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. |
|
|
none |
|
|
$1,500 cashback for loans $300k > $499,999, $3,000 cash back for loans from $500k > $749,999 and $4,000 for larger loans. for Loans must be approved by 30/9/22 and settled within 90 days. $545 Establishment fee waived for Owner Occupier loans > $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.07% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$545.00 |
|
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
0% |
|
|
$0.00 |
|
|
$294.00 |
|
$50,000 |
|
|
none |
|
|
60.00% |
|
|
80.00% |
|
Investor |
|
|
Principal, &, Interest,, Interest, Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes - available for principal & interest loans |
|
|
Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. |
|
|
none |
|
|
$1,500 cashback for loans $300k > $499,999, $3,000 cash back for loans from $500k > $749,999 and $4,000 for larger loans. for Loans must be approved by 30/9/22 and settled within 90 days. $545 Establishment fee waived for Owner Occupier loans > $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.19% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.27% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$545.00 |
|
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
0% |
|
|
$0.00 |
|
|
$294.00 |
|
$50,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal, &, Interest,, Interest, Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes - available for principal & interest loans |
|
|
Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. |
|
|
none |
|
|
$1,500 cashback for loans $300k > $499,999, $3,000 cash back for loans from $500k > $749,999 and $4,000 for larger loans. for Loans must be approved by 30/9/22 and settled within 90 days. $545 Establishment fee waived for Owner Occupier loans > $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
Bank of Queensland
Economy
3.69% p.a. variable
3.85% p.a.
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3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
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3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
Qudos Bank
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3.49% p.a. variable
3.49% p.a.
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Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a.
4.22% p.a.
Qudos Bank
No Frills Home Loan
3.49% p.a.
3.49% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
$0.00
Qudos Bank
No Frills Home Loan
3.49% p.a.
3.49% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
