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Police Bank Police Value Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $50,000

  • Owner Occupier (Principal & Interest)

    LVR 60%-90%

    Loan: $50,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $50,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $50,000

Rate
2.69% p.a.
Comparison Rate
2.76% p.a.
Service fee
$0.00
Upfront fee
$995
Rate
2.79% p.a.
Comparison Rate
2.87% p.a.
Service fee
$0.00
Upfront fee
$995
Rate
2.99% p.a.
Comparison Rate
3.19% p.a.
Service fee
$0.00
Upfront fee
$995
Rate
3.34% p.a.
Comparison Rate
3.42% p.a.
Service fee
$0.00
Upfront fee
$995

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.69% p.a.

n/a

n/a

n/a

2.76% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$545.00

$450.00

$0.00

$0.00

0%

$0.00

$294.00

Other financial bits

$50,000

none

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$500.00

yes

yes

Only available to current serving Police Officers or a Retired Police Officer(s) who are a member of a Union associated with the Police Federation of Australia.

none

$1,500 cashback (an additional $500 for currently serving Police Officers) with $150k in new loans or top up of existing loans for applications by 30 June and funded by 31 Aug 2021. $545 Establishment fee waived for Owner Occupiers loans of $250k.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.79% p.a.

n/a

n/a

n/a

2.87% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$545.00

$450.00

$0.00

$0.00

0%

$0.00

$294.00

Other financial bits

$50,000

none

60.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$500.00

yes

yes

Only available to current serving Police Officers or a Retired Police Officer(s) who are a member of a Union associated with the Police Federation of Australia.

none

$1,500 cashback (an additional $500 for currently serving Police Officers) with $150k in new loans or top up of existing loans for applications by 30 June and funded by 31 Aug 2021. $545 Establishment fee waived for Owner Occupiers loans of $250k.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.99% p.a.

n/a

n/a

n/a

3.19% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$545.00

$450.00

$0.00

$0.00

0%

$0.00

$294.00

Other financial bits

$50,000

none

90.00%

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$500.00

yes

yes

Only available to current serving Police Officers or a Retired Police Officer(s) who are a member of a Union associated with the Police Federation of Australia.

none

Receive $1,500 cashback and an additional $500 for current serving Police Officers with a minimum $150k in new loans or top up of existing loans for applications by 30 June 2021 and funded by 31 August 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.34% p.a.

n/a

n/a

n/a

3.42% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$545.00

$450.00

$0.00

$0.00

0%

$0.00

$294.00

Other financial bits

$50,000

none

none

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$500.00

yes

yes - available for principal & interest loans

Only available to current serving Police Officers or a Retired Police Officer(s) who are a member of a Union associated with the Police Federation of Australia.

none

Receive $1,500 cashback and an additional $500 for current serving Police Officers with a minimum $150k in new loans or top up of existing loans for applications by 30 June 2021 and funded by 31 August 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Police Bank home loans rated by the Mozo community?

Overall
8.5/10
Price
7.9/10
Features
7.9/10
Customer service
8.8/10
Convenience
7.0/10
Trust
8.9/10

About Police Bank

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.