The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 95%
The details shown below are for an investor taking out a principal, &, interest,, interest, only loan of at least $50,000 with an LVR below 60%
The details shown below are for an investor taking out a principal, &, interest,, interest, only loan of at least $50,000 with an LVR below 80%
The details shown below are for an investor taking out a principal, &, interest,, interest, only loan of at least $50,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 60% | $50,000 | |
| | Owner Occupier | Principal & Interest | 60%-90% | $50,000 | |
| | Owner Occupier | Principal & Interest | 90%-95% | $50,000 | |
| | Investor | Principal, &, Interest,, Interest, Only | < 60% | $50,000 | |
| | Investor | Principal, &, Interest,, Interest, Only | 60%-80% | $50,000 | |
| | Investor | Principal, &, Interest,, Interest, Only | 80%-90% | $50,000 |
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 60%-90%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $50,000
Investor (Principal, &, Interest,, Interest, Only)
LVR < 60%
Loan: $50,000
Investor (Principal, &, Interest,, Interest, Only)
LVR 60%-80%
Loan: $50,000
Investor (Principal, &, Interest,, Interest, Only)
LVR 80%-90%
Loan: $50,000
| 2.69% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.76% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $545.00 | |
| $450.00 | |
| $0.00 | |
| $0.00 | |
| 0% | |
| $0.00 | |
| $294.00 |
| $50,000 | |
| none | |
| none | |
| 60.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. | |
| none | |
| $1,500 cashback (an additional $500 for currently serving Police Officers) with $150k in new loans or top up of existing loans for applications by 19 Nov and funded by 31 Dec 2021. $545 Establishment fee waived for Owner Occupiers loans of $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.79% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.87% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $545.00 | |
| $450.00 | |
| $0.00 | |
| $0.00 | |
| 0% | |
| $0.00 | |
| $294.00 |
| $50,000 | |
| none | |
| 60.00% | |
| 90.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. | |
| none | |
| $1,500 cashback (an additional $500 for currently serving Police Officers) with $150k in new loans or top up of existing loans for applications by 19 Nov and funded by 31 Dec 2021. $545 Establishment fee waived for Owner Occupiers loans of $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.99% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.19% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $545.00 | |
| $450.00 | |
| $0.00 | |
| $0.00 | |
| 0% | |
| $0.00 | |
| $294.00 |
| $50,000 | |
| none | |
| 90.00% | |
| 95.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. | |
| none | |
| $1,500 cashback (an additional $500 for currently serving Police Officers) with $150k in new loans or top up of existing loans for applications by 19 Nov and funded by 31 Dec 2021. $545 Establishment fee waived for Owner Occupiers loans of $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.69% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.77% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $545.00 | |
| $450.00 | |
| $0.00 | |
| $0.00 | |
| 0% | |
| $0.00 | |
| $294.00 |
| $50,000 | |
| none | |
| none | |
| 60.00% |
| Investor | |
| Principal, &, Interest,, Interest, Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $500.00 | |
| yes | |
| yes - available for principal & interest loans | |
| Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. | |
| none | |
| $1,500 cashback (an additional $500 for currently serving Police Officers) with $150k in new loans or top up of existing loans for applications by 19 Nov and funded by 31 Dec 2021. $545 Establishment fee waived for Owner Occupiers loans of $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.79% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.87% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $545.00 | |
| $450.00 | |
| $0.00 | |
| $0.00 | |
| 0% | |
| $0.00 | |
| $294.00 |
| $50,000 | |
| none | |
| 60.00% | |
| 80.00% |
| Investor | |
| Principal, &, Interest,, Interest, Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $500.00 | |
| yes | |
| yes - available for principal & interest loans | |
| Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. | |
| none | |
| $1,500 cashback (an additional $500 for currently serving Police Officers) with $150k in new loans or top up of existing loans for applications by 19 Nov and funded by 31 Dec 2021. $545 Establishment fee waived for Owner Occupiers loans of $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.99% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.07% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $545.00 | |
| $450.00 | |
| $0.00 | |
| $0.00 | |
| 0% | |
| $0.00 | |
| $294.00 |
| $50,000 | |
| none | |
| 80.00% | |
| 90.00% |
| Investor | |
| Principal, &, Interest,, Interest, Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $500.00 | |
| yes | |
| yes - available for principal & interest loans | |
| Only available to current and retired employees of an Australian Police Force or Police organisation uniformed or civilian. | |
| none | |
| $1,500 cashback (an additional $500 for currently serving Police Officers) with $150k in new loans or top up of existing loans for applications by 19 Nov and funded by 31 Dec 2021. $545 Establishment fee waived for Owner Occupiers loans of $250k. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.59% p.a.
fixed 3 years
3.71% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.59% p.a.
fixed 3 years
3.71% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.59% p.a.
fixed 3 years
3.71% p.a.
Bank of Queensland
Fixed Rate
2.99% p.a.
fixed 3 years
3.21% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
