Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
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Owner Occupier | Principal & Interest | < 90% | $50,000 | $2,000,000 |
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Owner Occupier | Interest Only | < 90% | $50,000 | $2,000,000 |
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Investor | Principal & Interest | < 90% | $50,000 | $2,000,000 |
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Investor | Interest Only | < 90% | $50,000 | $2,000,000 |
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5.94% p.a. |
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n/a |
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n/a |
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n/a |
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5.95% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$325.00 |
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$50,000 |
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$2,000,000 |
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none |
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90.00% |
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Owner Occupier |
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Principal & Interest |
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Weekly, Fortnightly, Monthly |
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yes - free |
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no |
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yes - free |
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none |
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no |
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Optional - $10 per month |
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PEXA service fee of approximately $60 may be payable for online settlement, or approximately $80-$200 for paper settlement if required. |
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none |
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none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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7.09% p.a. |
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n/a |
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n/a |
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n/a |
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6.47% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$325.00 |
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$50,000 |
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$2,000,000 |
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none |
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90.00% |
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Owner Occupier |
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Interest Only |
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Weekly, Fortnightly, Monthly |
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yes - free |
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no |
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yes - free |
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none |
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no |
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Optional - $10 per month |
|
|
PEXA service fee of approximately $60 may be payable for online settlement, or approximately $80-$200 for paper settlement if required. |
|
|
none |
|
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none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.29% p.a. |
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n/a |
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n/a |
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n/a |
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6.29% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$325.00 |
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$50,000 |
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$2,000,000 |
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none |
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90.00% |
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Investor |
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Principal & Interest |
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Weekly, Fortnightly, Monthly |
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yes - free |
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no |
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yes - free |
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none |
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no |
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Optional - $10 per month |
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|
PEXA service fee of approximately $60 may be payable for online settlement, or approximately $80-$200 for paper settlement if required. |
|
|
none |
|
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.54% p.a. |
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n/a |
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n/a |
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n/a |
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6.50% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$325.00 |
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$50,000 |
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$2,000,000 |
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none |
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90.00% |
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Investor |
|
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Interest Only |
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Weekly, Fortnightly, Monthly |
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yes - free |
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no |
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yes - free |
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none |
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no |
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Optional - $10 per month |
|
|
PEXA service fee of approximately $60 may be payable for online settlement, or approximately $80-$200 for paper settlement if required. |
|
|
none |
|
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
We moved our home loan to Tiimely from ING a few years ago. It was a very easy process to transfer and they were very helpful throughout. I've contacted them a handful of times over the years and they have always provided excellent customer service. And their rates are pretty good too.
Read full reviewWe moved our home loan to Tiimely from ING a few years ago. It was a very easy process to transfer and they were very helpful throughout. I've contacted them a handful of times over the years and they have always provided excellent customer service. And their rates are pretty good too.
Interest rate is really competitive. Lowest I know for both variable and fixed rate home loans that includes an offset account. This even when they have increased my rate 0.10 higher that RBA increase. Their website however is very basic, but pretty much enough features for a loan. Only concern for me is it is lacking 2FA. I also hope they would provide a mobile app. Applying for loan was very smooth and have nothing negative to say about it.
Read full reviewInterest rate is really competitive. Lowest I know for both variable and fixed rate home loans that includes an offset account. This even when they have increased my rate 0.10 higher that RBA increase. Their website however is very basic, but pretty much enough features for a loan. Only concern for me is it is lacking 2FA. I also hope they would provide a mobile app. Applying for loan was very smooth and have nothing negative to say about it.
They had exactly what I was looking for in a home loan, redraw and offset. They are easy to communicate with and very helpful when ever I call. They also work with me to lower my rate with out trying to make me resign
Read full reviewThey had exactly what I was looking for in a home loan, redraw and offset. They are easy to communicate with and very helpful when ever I call. They also work with me to lower my rate with out trying to make me resign
Customer service has been good. Since the loan is backed by Bendigo and Adelaide bank, the online banking uses the same system as Adelaide Bank which works well, and on par with other banks like NAB/Commsec online banking which I also use. The rates are pretty unbeatable and the reason I re-financed to Tic Toc. No regrets. The extra $10 for the offset account is a no brainer for me. So far I've found the company to be pretty reasonable, honest and transparent. Unlike my previous lender, I haven't had any mysterious rate increases due to "increased running costs".
Read full reviewCustomer service has been good. Since the loan is backed by Bendigo and Adelaide bank, the online banking uses the same system as Adelaide Bank which works well, and on par with other banks like NAB/Commsec online banking which I also use. The rates are pretty unbeatable and the reason I re-financed to Tic Toc. No regrets. The extra $10 for the offset account is a no brainer for me. So far I've found the company to be pretty reasonable, honest and transparent. Unlike my previous lender, I haven't had any mysterious rate increases due to "increased running costs".
The services, processes and the rate is pretty competitive. However, as an online lender, they don't support government support funds such as first home buyers benefits sort of things. You have to deal with it by yourself and they did not seem very knowledgeable about that, especially local state government supports. If you are good at that, tic toc is good.
Read full reviewThe services, processes and the rate is pretty competitive. However, as an online lender, they don't support government support funds such as first home buyers benefits sort of things. You have to deal with it by yourself and they did not seem very knowledgeable about that, especially local state government supports. If you are good at that, tic toc is good.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
