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Last updated 22 December 2024
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Australian Seniors car insurance
Seniors Comprehensive Car Insurance
Monthly premiums
Yes costs extra
Choice of repairer
No
Choice of excess
$500 - $5,000
Agreed or market value
Agreed or Market
Available discounts
5% for seniors card holders
No Partner link
Details Close
Monthly premiums available
Yes costs extra
Choice of repairer
No
Choice of excess
$500 - $5,000
Agreed or market value
Agreed or Market
Discounts available
5% for seniors card holders
Quote time
-
States where offered
SA VIC NT TAS NSW ACT QLD WA
Roadside assistance
Optional Service
Genuine parts
Yes - If car is under manufacturers standard new car warranty period.
New car if written off
Yes - within 2 years of original registration
Windscreen cover
Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
Personal property cover
Up to $500 if damaged or stolen.
Replacement key cover
Up to $1,000 if stolen.
Baby capsule or child seat cover
Up to $500
Trailer or caravan cover
Up to $1,000.
Modifications
Covered only if agreed in writing.
Emergency repairs
Up to $500
Emergency options
Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200 km from home.
Rental car after theft
Yes - Up to 14 days, max $50 per day.
Rental car after accident
Optional Extra - Up to 14 days, max $50 per day.
Rental car liability
Yes - legal liability cover when using a substitute vehicle.
Legal liability cover
$20,000,000
Accidental death of driver
No
Young driver excess imposed
$1,200 for listed drivers under 21, $800 for listed drivers between 21 and 25, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers between 21 and 25, $800 for inexperienced drivers over 25, $800 for learner drivers.
Rideshare cover
No
Other restrictions
-
Other benefits
-
Online discount
n/a
Multi-policy discount
-
No claim discount
No
Low km discount
true
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Overall customer rating for Australian Seniors car insurance
3.8
Price
3.7
Features
3.8
Customer service
3.9
Convenience
4.1
Trust
3.9
Based on 10 product reviews.
Customer reviews
Important disclosures
Important disclosures
Important information about the Mozo customer ratings
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. More about the Mozo customer ratings.
I
Ian
Victoria -
Product name: Seniors Comprehensive Car Insurance
4.0
Australian Seniors were very good with car repair
I had to make a claim for a No Fault accident, where I was struck from the rear. After supplying all the necessary information the claim was approved and they provided me with details of the repairer to use.
It took a little time before they were able to find me a suitable date to repair the car, but as it was still fully usable I just waited until the date assigned.
The car was repaired to my satisfaction and I was not out of pocket at all.
I was very happy with the communications from Australian Seniors during the claim/repair.
Price
3.5
Features
4.0
Service
4.5
Convenience
4.0
Trust
4.5
J
Janet
Queensland -
Product name: Seniors Comprehensive Car Insurance
3.5
Very happy and will renew policy with this company
Despite it taking a while to plough through all aspects of taking out cover I found the staff patient, knowledgeable and very obliging with all the detail. I was grateful for the fact they rated the policy on prospect of yearly mileage and 4 months later I upt it and it didn’t cost much more. Definitely cheaper than other companies I canvassed. I will always use Seniors.
*
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Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.