Coles Comprehensive Car Insurance

Discounts and excesses

• Monthly premiums available

  costs extra

• Choice of excess

  $400 - $2,100

• Young driver excess imposed

  $800 for drivers under 21, $450 for drivers under 25, $400 for inexperienced drivers over 25.

• Maximum no claim discount table

  (ACT)
  (VIC)
  (NT)
  (TAS)
  (WA)
  (SA)
  (NSW)
  (QLD)

• Maximum no claim discount term

  6 years

• Online discount

  10%

• Multi policy discount

  n/a

• No claim discount

  Yes

• Discounts available

  Online Discount

Service features

• Roadside assistance

  Optional Extra

• Choice of repairer

• Claims service 24 7

• Other benefits

  n/a

• Other restrictions

  n/a

Coverage summary

• Agreed or market value

  Agreed or Market

• New car if written off

  - within 3 years of original registration

• Personal property cover

  Up to $500 if damaged or stolen. Up to $250 for mobile phones or portable GPS.

• Windscreen cover

  Yes - $0 windscreen excess on first claim each year.

• Emergency repairs without assessment

  Up to $500

• Emergency options

  Reasonable towing costs. Up to $500 travel and accommodation if greater than 100 km from home (max $100 per day). Up to $250 for taxi fares.

• Rental car after theft

  - Unlimited days, max $90 per day.

• Rental car after accident

  t at fault - Yes. At fault - Yes. Unlimited days, max $90 per day.

• Rental car liability

  Yes - legal liability cover when using a substitute vehicle.

• Trailer or caravan cover

  Up to $1,000.

• Replacement keys

  Up to $1,000 if stolen.

• Baby capsule or seats

  Up to $500

• Modifications

  Covered only if agreed in writing.

• Accidental death cover for driver

  Up to $5,000 funeral expenses within 12 months of accident.