Real Insurance Comprehensive Car Insurance

Discounts and excesses

• Monthly premiums available

  costs extra

• Choice of excess

  $500 - $5,000

• Young driver excess imposed

  $1,200 for listed drivers under 21, $800 for listed drivers under 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers under 24, $800 for inexperienced drivers over 24, $800 for learner drivers.

• Maximum no claim discount table

  none (WA)
  none (VIC)
  none (TAS)
  none (SA)
  none (NSW)
  none (QLD)
  none (ACT)
  none (NT)

• Maximum no claim discount term

  No

• Online discount

  5%

• Multi policy discount

  none

• No claim discount

  No

• Discounts available

  Additional 5% discount for people over 25.|Pay As You Drive discount for restricting kilometres driven to an agreed range.

Service features

• Roadside assistance

  Optional Extra

• Choice of repairer

• Claims service 24 7

• Other benefits

  none

• Other restrictions

  none

Coverage summary

• Agreed or market value

  Agreed or Market

• New car if written off

  - within 2 years of original registration

• Personal property cover

  Up to $500 if damaged or stolen.

• Windscreen cover

  Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

• Emergency repairs without assessment

  Up to $500

• Emergency options

  Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200 km from home.

• Rental car after theft

  - Up to 14 days, max $70 per day.

• Rental car after accident

  Optional Extra - Up to 20 days, max $70 per day.

• Rental car liability

  Yes - legal liability cover when using a substitute vehicle.

• Trailer or caravan cover

  Up to $1,000 excluding contents.

• Replacement keys

  Up to $1,000 if stolen.

• Baby capsule or seats

  Up to $500

• Modifications

  Covered only if agreed in writing.

• Accidental death cover for driver