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Real Insurance Comprehensive Car Insurance

Advertiser disclosure

The details shown below are for the Pay As You Drive Car Insurance

The details shown below are for the Comprehensive Car Insurance

Choose the version of this product that suits you best

  • Pay As You Drive Car Insurance

  • Comprehensive Car Insurance

Important information on terms, conditions and sub-limits
Monthly premiums available
Yes costs extra
Maximum no claim discount
Not Published
Online discount
5%
Choice of repairer
No
Monthly premiums available
Yes costs extra
Maximum no claim discount
Not Published
Online discount
5%
Choice of repairer
No

Mozo editorial review Real Insurance Comprehensive Car Insurance - last updated: 8 September 2021

binocular icon
What's hot
  • 5% online discount
  • 5% discount for people over 25
  • 24/7 claims service
What's not
  • No multi policy discount
Mozo snapshot

If you’re looking for insurance that’s wide-ranging and flexible, Real Comprehensive Car Insurance warrants serious consideration. Not only will your car be covered if it is stolen, crashed, or damaged by fire or weather, you’ll also benefit from a number of features that will provide added security, such as new for old car replacement if your car is written off within two years of its registration.

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Key features

With Real Comprehensive Car Insurance, you’ll be covered in cases of theft, accidents, or if your car is damaged by fire or weather. You’ll also be insured up to $500 for property in your vehicle that’s damaged or stolen, up to $500 for damaged baby seats and prams, and up to $1,000 for stolen keys.

If you find yourself in an accident, Real offers up to $500 in emergency repairs and towing to help get your car back up and running. If by some stroke of bad luck your car winds up getting written off within two years of its registration, you can rest easy knowing Real will replace it with a new one of comparable value.

There are also a few optional extras that are available to complement the existing features. These include 24/7 roadside assistance, excess-free windscreen cover, and a 14 day hire car cover, so you won’t be without transport while your car is getting fixed (remember extras come at an additional premium). 

And if you don’t drive often but still want the benefits of comprehensive cover, you can sign up for Pay As You Drive Car Insurance. This will give you the same cover at a reduced rate, so long as you drive within the agreed km range.

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Who is it good for

This policy would suit two types of drivers: those who want to protect their car against a variety of unfortunate circumstances, and those who love their car but just don’t drive it as often. Anyone over the age of 25 will also be able to take advantage of the 5% online application discount.

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Any catches

If you’re planning to list younger or inexperienced drivers on your policy, remember that various excesses apply and can be expensive if you ever need to make a claim.

Details

Rates and fees information correct as at 17 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses

Yes costs extra

$500 - $5,000

$1,200 for listed drivers under 21, $800 for listed drivers between 21 and 25, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers between 21 and 25, $800 for inexperienced drivers over 25, $800 for learner drivers.

none (WA)
none (VIC)
none (TAS)
none (SA)
none (NSW)
none (QLD)
none (ACT)
none (NT)

No

5%

n/a

No

Additional 5% discount for people over 25.|Pay As You Drive discount for restricting kilometres driven to an agreed range.

Service features

Optional Service

No

Yes

n/a

End odometer reading can increase by no more than 15,000km per period of insurance.

Coverage summary

Agreed or Market

Yes - within 2 years of original registration

Up to $500 if damaged or stolen.

Yes - standard excess. Option to reduce excess for first front windscreen claim each year to $0 for an additional premium.

Up to $500

Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200 km from home.

Yes - Up to 14 days, max $50 per day.

Optional Extra. Up to 14 days, max $50 per day.

No

Up to $1,000

Up to $1,000 if stolen.

Up to $500

Covered only if agreed in writing.

No

No

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 17 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses

Yes costs extra

$500 - $5,000

$1,200 for listed drivers under 21, $800 for listed drivers between 21 and 25, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers between 21 and 25, $800 for inexperienced drivers over 25, $800 for learner drivers.

none (WA)
none (VIC)
none (TAS)
none (SA)
none (NSW)
none (QLD)
none (ACT)
none (NT)

No

5%

n/a

No

Additional 5% discount for people over 25.

Service features

Optional Service

No

Yes

n/a

n/a

Coverage summary

Agreed or Market

Yes - within 2 years of original registration

Up to $500 if damaged or stolen.

Yes - standard excess. Option to reduce excess for first front windscreen claim each year to $0 for an additional premium.

Up to $500

Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200 km from home.

Yes - Up to 14 days, max $50 per day.

Optional Extra. Up to 14 days, max $50 per day.

No

Up to $1,000

Up to $1,000 if stolen.

Up to $500

Covered only if agreed in writing.

No

No

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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