Real Insurance Comprehensive Car Insurance
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The details shown below are for the Pay As You Drive Car Insurance
The details shown below are for the Comprehensive Car Insurance
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| Name | |
|---|---|
| | Pay As You Drive Car Insurance |
| | Comprehensive Car Insurance |
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Pay As You Drive Car Insurance
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Comprehensive Car Insurance
Real Insurance Comprehensive Car Insurance
Real Insurance Comprehensive Car Insurance
Mozo Review Real Insurance Comprehensive Car Insurance Review
Last updated: 16 May 2019.
What's hot:
5% online discount
5% discount for people over 25
24/7 claims service
What's not:
No multi policy discount
Mozo snapshot:
If you’re looking for insurance that’s wide-ranging and flexible, Real Comprehensive Car Insurance warrants serious consideration. Not only will your car be covered if it’s stolen, crashed, or damaged by fire or weather, you’ll also benefit from a number of features that will provide added security, such as new for old car replacement if your car is written off within two years of its registration.
Key features:
With Real Comprehensive Car Insurance, you’ll be covered in cases of theft, accidents, or if your car is damaged by fire or weather. You’ll also be insured up to $500 for property in your vehicle that’s damaged or stolen, up to $500 for damaged baby seats and prams, and up to $1,000 for stolen keys.
If you find yourself in an accident, Real offers up to $500 in emergency repairs to help get your car back up and running. And if your car needs to be towed, they’ll cover the costs, so long as they’re not too unreasonable. If by some stroke of bad luck your car winds up getting written off within two years of its registration, you can rest easy knowing Real will replace it with a brand new one.
There are also a few optional extras that are available to complement the existing features. These include 24/7 roadside assistance, excess-free windscreen cover (for an additional premium), and a 10 or 20 day hire car cover, so you won’t be without transport while your car is getting fixed.
And if you don’t drive often but still want the benefits of comprehensive cover, you can sign up for Pay As You Drive Car Insurance. This will give you the same cover at a reduced rate, so long as you drive within the agreed km range.
Who it's good for:
This policy would suit two types of drivers: those who want to protect their car against a variety of unfortunate circumstances, and those who love their car but just don’t drive it as often. Anyone over the age of 25 will also be able to take advantage of the 5% discount.
Any catches?
If you’re planning to list younger or inexperienced drivers on your policy, remember that various excesses apply and can be expensive if you ever need to make a claim.
Details
Rates and fees information correct as at 10 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Discounts and excesses
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costs extra
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$500 - $5,000
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$1,800 for listed drivers under 18, $800 for listed drivers under 22, $2,600 for unlisted drivers under 18, $1,600 for unlisted drivers under 22, $800 for learner drivers, $800 for inexperienced drivers over 24
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none (WA)
none (VIC)
none (TAS)
none (SA)
none (NSW)
none (QLD)
none (ACT)
none (NT) -
No
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5%
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n/a
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No
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Additional 5% discount for people over 25.|Pay As You Drive discount for restricting kilometres driven to an agreed range.
Service features
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Optional Extra
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-
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n/a
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n/a
Coverage summary
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Agreed or Market
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- within 2 years of original registration
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Up to $500 if damaged or stolen.
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
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Up to $500
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Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200 km from home.
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- Up to 14 days, max $70 per day.
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t at fault - Optional Extra. At fault - Optional Extra. Up to 20 days, max $70 per day.
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Yes - legal liability cover when using a substitute vehicle.
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Up to $1,000
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Up to $1,000 if stolen.
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Up to $500
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Covered only if agreed in writing.
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No
Details
Rates and fees information correct as at 10 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Discounts and excesses
-
costs extra
-
$500 - $5,000
-
$1,800 for listed drivers under 18, $800 for listed drivers under 22, $2,600 for unlisted drivers under 18, $1,600 for unlisted drivers under 22, $800 for learner drivers, $800 for inexperienced drivers over 24
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none (WA)
none (VIC)
none (TAS)
none (SA)
none (NSW)
none (QLD)
none (ACT)
none (NT) -
No
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5%
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n/a
-
No
-
Additional 5% discount for people over 25.
Service features
-
Optional Extra
-
-
-
n/a
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n/a
Coverage summary
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Agreed or Market
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- within 2 years of original registration
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Up to $500 if damaged or stolen.
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
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Up to $500
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Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200 km from home.
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- Up to 14 days, max $70 per day.
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t at fault - Optional Extra. At fault - Optional Extra. Up to 20 days, max $70 per day.
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Yes - legal liability cover when using a substitute vehicle.
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Up to $1,000
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Up to $1,000 if stolen.
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Up to $500
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Covered only if agreed in writing.
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No
Customer Reviews
How are Real Insurance car insurance rated by the Mozo community?
Latest reviews of Real Insurance Comprehensive Car Insurance
- Overall7/10
Expensive
You get nothing for car insurance and it increases every single year. There’s no such thing as...
Read full review
You get nothing for car insurance and it increases every single year. There’s no such thing as value for money with car insurance.
Value for money2/10Policy coverage7/10Customer service9/10Claims handling9/10Trust5/10Less
Rachel | New South Wales
reviewed about 2 months ago
- Overall10/10
Excellent place to do all my transactions
Never have a problem with my banking, everything always explained so that I understand what I'm...
Read full review
Never have a problem with my banking, everything always explained so that I understand what I'm doing.
Value for money10/10Policy coverage10/10Customer service10/10Claims handling10/10Trust10/10Less
Nannette | New South Wales
reviewed almost 2 years ago
- Overall8/10
Competitive prices, good customer service
Good value and service, polite and reasonably fast response to issues.
Read full review
Good value and service, polite and reasonably fast response to issues.
Value for money9/10Policy coverage-Customer service-Claims handling-Trust-Less
Sharon | New South Wales
reviewed over 2 years ago
- Overall10/10
Best car insurer, I receive 10% on premium refunds
i love my car insurer. have two cars insured and we love the 10% premium refunds.
Read full review
i love my car insurer. have two cars insured and we love the 10% premium refunds.
Value for money10/10Policy coverage-Customer service-Claims handling-Trust-Less
Katie | New South Wales
reviewed over 2 years ago
- Overall10/10
Always look after their customer first
Great company, never had any trouble when claiming for a total of five accidents. When they said...
Read full review
Great company, never had any trouble when claiming for a total of five accidents. When they said they would probably write my car off because of the thousands of dollars it would cost to do repairs, they still did the repairs and I still have my lovely car.
Value for money10/10Policy coverage-Customer service-Claims handling-Trust-Less
Nannette | New South Wales
reviewed over 2 years ago
