Real Insurance Comprehensive Car Insurance

The details shown below are for the Pay As You Drive Car Insurance

The details shown below are for the Comprehensive Car Insurance

Choose the version of this loan that suits you best

  • Pay As You Drive Car Insurance

  • Comprehensive Car Insurance

costs extra

Not Published

5%

Real Insurance Comprehensive Car Insurance

costs extra

Not Published

5%

costs extra

Not Published

5%

Real Insurance Comprehensive Car Insurance

costs extra

Not Published

5%

Mozo Review   Real Insurance Comprehensive Car Insurance Review

Last updated: 16 May 2019.

What's hot:
  • 5% online discount

  • 5% discount for people over 25

  • 24/7 claims service

What's not:
  • No multi policy discount

Mozo snapshot:

If you’re looking for insurance that’s wide-ranging and flexible, Real Comprehensive Car Insurance warrants serious consideration. Not only will your car be covered if it’s stolen, crashed, or damaged by fire or weather, you’ll also benefit from a number of features that will provide added security, such as new for old car replacement if your car is written off within two years of its registration.

Key features:

With Real Comprehensive Car Insurance, you’ll be covered in cases of theft, accidents, or if your car is damaged by fire or weather. You’ll also be insured up to $500 for property in your vehicle that’s damaged or stolen, up to $500 for damaged baby seats and prams, and up to $1,000 for stolen keys.

If you find yourself in an accident, Real offers up to $500 in emergency repairs to help get your car back up and running. And if your car needs to be towed, they’ll cover the costs, so long as they’re not too unreasonable. If by some stroke of bad luck your car winds up getting written off within two years of its registration, you can rest easy knowing Real will replace it with a brand new one.

There are also a few optional extras that are available to complement the existing features. These include 24/7 roadside assistance, excess-free windscreen cover (for an additional premium), and a 10 or 20 day hire car cover, so you won’t be without transport while your car is getting fixed.

And if you don’t drive often but still want the benefits of comprehensive cover, you can sign up for Pay As You Drive Car Insurance. This will give you the same cover at a reduced rate, so long as you drive within the agreed km range.

Who it's good for:

This policy would suit two types of drivers: those who want to protect their car against a variety of unfortunate circumstances, and those who love their car but just don’t drive it as often. Anyone over the age of 25 will also be able to take advantage of the 5% discount.

Any catches?

If you’re planning to list younger or inexperienced drivers on your policy, remember that various excesses apply and can be expensive if you ever need to make a claim.

Details

Rates and fees information correct as at 16 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $500 - $5,000

  • $1,200 for listed drivers under 21, $800 for listed drivers under 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers under 24, $800 for inexperienced drivers over 24, $800 for learner drivers.

  • none (WA)
    none (VIC)
    none (TAS)
    none (SA)
    none (NSW)
    none (QLD)
    none (ACT)
    none (NT)

  • No

  • 5%

  • none

  • No

  • Additional 5% discount for people over 25.|Pay As You Drive discount for restricting kilometres driven to an agreed range.

Service features
  • Optional Extra

  • none

  • none

Coverage summary
  • Agreed or Market

  • - within 2 years of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200 km from home.

  • - Up to 14 days, max $70 per day.

  • Optional Extra - Up to 20 days, max $70 per day.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $1,000 excluding contents.

  • Up to $1,000 if stolen.

  • Up to $500

  • Covered only if agreed in writing.

(*as voted by the Mozo community)

Details

Rates and fees information correct as at 16 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $500 - $5,000

  • $1,200 for listed drivers under 21, $800 for listed drivers under 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers under 24, $800 for inexperienced drivers over 24, $800 for learner drivers.

  • none (WA)
    none (VIC)
    none (TAS)
    none (SA)
    none (NSW)
    none (QLD)
    none (ACT)
    none (NT)

  • No

  • 5%

  • none

  • No

  • Additional 5% discount for people over 25.

Service features
  • Optional Extra

  • none

  • none

Coverage summary
  • Agreed or Market

  • - within 2 years of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200 km from home.

  • - Up to 14 days, max $70 per day.

  • Optional Extra - Up to 20 days, max $70 per day.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $1,000 excluding contents.

  • Up to $1,000 if stolen.

  • Up to $500

  • Covered only if agreed in writing.

(*as voted by the Mozo community)

Customer Reviews

How are Real Insurance car insurance rated by the Mozo community?

Overall customer rating
8.2/10
Value for money
8.2/10
Policy coverage
7.9/10
Customer service
8.1/10
Claims handling
7.7/10
Trust
7.9/10

Latest reviews of Real Insurance Comprehensive Car Insurance

  • Overall
    10/10
    Excellent place to do all my transactions

    Never have a problem with my banking, everything always explained so that I understand what I'm...

    Never have a problem with my banking, everything always explained so that I understand what I'm doing.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Nannette | New South Wales

    reviewed over 1 year ago

  • Overall
    8/10
    Competitive prices, good customer service

    Good value and service, polite and reasonably fast response to issues.

    Good value and service, polite and reasonably fast response to issues.

    Value for money
    9/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Sharon | New South Wales

    reviewed almost 2 years ago

  • Overall
    10/10
    Best car insurer, I receive 10% on premium refunds

    i love my car insurer. have two cars insured and we love the 10% premium refunds.

    i love my car insurer. have two cars insured and we love the 10% premium refunds.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Katie | New South Wales

    reviewed almost 2 years ago

  • Overall
    10/10
    Always look after their customer first

    Great company, never had any trouble when claiming for a total of five accidents. When they said...

    Great company, never had any trouble when claiming for a total of five accidents. When they said they would probably write my car off because of the thousands of dollars it would cost to do repairs, they still did the repairs and I still have my lovely car.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Nannette | New South Wales

    reviewed almost 2 years ago

  • Overall
    6/10
    Satisfied customer

    Real Insurance is a low cost and reliable business. We have saved a lot by transferring to Real...

    Real Insurance is a low cost and reliable business. We have saved a lot by transferring to Real Insurance.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Angelica | New South Wales

    reviewed almost 2 years ago

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