Yes costs extra
$500 - $2,000
$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.
15% (NT)
6 years
n/a
n/a
Protection of maximum no claim discount for 1 claim per period can be purchased with extra premium.
named driver discount, restricted driver discount,
No
Yes
No
n/a
n/a
Agreed or Market
Yes - within 2 years of original registration
Up to $1,000 if damaged or stolen.
Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.
Up to $500
Reasonable towing costs. Up to $500 transportation costs. Up to $1,000 travel and accommodation costs if greater than 100km from home.
Yes - Up to 30 days, max $100 per day.
Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.
Yes - legal liability cover when using a substitute vehicle. $2,000 contribution towards excess or security bond when using a hire car after an event.
Up to $1,000 excluding contents.
Up to $1,000 if stolen.
Up to $500
Covered only if agreed in writing.
$25,000 within 12 months of injury.
Optional Extra
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I believe TIO are a great affordable insurance choice. I’ve always found it easy and prompt to update personal details, etc. However I have not yet (thankfully) had to make a claim! I have faith in the fact they will be pleasant to deal with in this process also.
Read full reviewI believe TIO are a great affordable insurance choice. I’ve always found it easy and prompt to update personal details, etc. However I have not yet (thankfully) had to make a claim! I have faith in the fact they will be pleasant to deal with in this process also.
