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TIO Comprehensive Car Insurance

Monthly premiums available
Yes costs extra
Maximum no claim discount
up to 15%
Online discount
Choice of repairer


Rates and fees information correct as at 2 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • Yes costs extra

  • $500 - $2,000

  • $600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

  • 15% (NT)

  • 6 years

  • n/a

  • n/a

  • Protection of maximum no claim discount for 1 claim per period can be purchased with extra premium.

  • named driver discount, restricted driver discount,

Service features
  • No

  • Yes

  • No

  • n/a

  • n/a

Coverage summary
  • Agreed or Market

  • Yes - within 2 years of original registration

  • Up to $1,000 if damaged or stolen.

  • Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $500 transportation costs. Up to $1,000 travel and accommodation costs if greater than 100km from home.

  • Yes - Up to 30 days, max $100 per day.

  • Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

  • Yes - legal liability cover when using a substitute vehicle. $2,000 contribution towards excess or security bond when using a hire car after an event.

  • Up to $1,000 excluding contents.

  • Up to $1,000 if stolen.

  • Up to $500

  • Covered only if agreed in writing.

  • $25,000 within 90 days of accident.

  • Optional Extra

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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About TIO

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