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Australia Post Contents Insurance

Advertiser disclosure
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review Australia Post Contents Insurance

Last updated: 24 March 2021.

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What's hot
  • Electrical motor burnout cover
  • Insurance when moving house
  • Flood cover included as standard
What's not
  • No underinsurance protection
Mozo snapshot

The contents insurance policy from Australia Post offers broad coverage in a wide range of circumstances – including flood cover as standard – for your belongings. There are generous specified cover limits for certain items, and other useful optional extras such as portable contents cover and accident insurance. 

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Key features

If you’re looking for an insurance policy to protect your belongings in case of disasters or accidents, you’ve come to the right place. 

Australia Post’s contents insurance provides cover in a wide range of events including fire, theft, water damage and weather events, with flood cover included as standard. Unlike some contents insurance policies, this also includes storm surges and tsunamis as standard.

Some items come with coverage limits, but some of these can be increased optionally for a premium bump. When you take out a standard policy, jewellery is insured for up to $2,500 per item or set, artworks, rugs and antiques have a $20,000 limit for each piece or set, and cash is covered for up to $800. Make sure you read the relevant product disclosure statement (PDS) to know all of the coverage limits.

While accidental glass breakage is also included, you’ll need to pay extra for further accident cover as an optional extra and covers accidental breakages or loss of other belongings. And although your belongings are covered at both addresses when you’re moving house, you’ll need to include portable contents cover as an optional extra if you want items insured when they’re not at your address.

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Who is it good for

This broad coverage contents insurance policy could be perfect for renters wanting to make sure their belongings are taken care of in an accident or emergency.

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Any catches

There isn’t any underinsurance included in this policy, which means if you’ve listed your belongings at a lower value than what they’re worth, you’ll need to cover the difference when replacing them. So, it’s important to have your items valued properly. 

Details

Rates and fees information correct as at 16 April 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $800

  • No

  • Up to $1,000

  • Up to $1,000

  • No

  • No

  • Yes

  • Up to $20,000 per item, set or pair

  • Up to $2,500 per item, set or pair

  • Up to $800

  • Up to $800

  • No

  • Optional Extra

  • Up to $5,000

  • No

  • Yes

Other cover
  • No

  • No

  • Up to $2,500

  • No

  • No

  • Yes

  • No

  • No

  • Yes

  • Up to 60 days

  • Yes

Policy and service features
  • 90

  • No

  • Yes

  • $100

  • true

  • no

  • 15% online discount

  • Yes

  • Yes

  • Optional Extra

  • Up to $30,000,000

  • none

  • none

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes, up to 10 years old

  • Yes

  • Yes

  • Yes

  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Australia Post home insurance rated by the Mozo community?

Overall
10.0/10
Value for money
8.5/10
Policy coverage
9.0/10
Customer service
9.5/10
Claims handling
9.5/10
Trust
10.0/10
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About Australia Post

See Australia Post home insurance