Bankwest Home & Contents Insurance

Bankwest Home & Contents Insurance

Mozo Review   Bankwest Home & Contents Insurance Review

Last updated: 5 September 2018.

What's hot:
  • 2017 Mozo Experts Choice winner

  • 10% online discount, 5% combined policy discount

  • New for old replacement

  • Underinsurance protection

What's not:
  • Monthly payment fee

Mozo snapshot:

Bankwest’s Home and Contents Insurance is definitely an insurance policy worth considering for the cover it provides, especially with handy features like new for old replacement and underinsurance protection. And if you want save some money too, you’ll get a 10% discount for applying online, which can be bumped up another 5% if you combine policies.

Key features:

Bankwest’s Home and Contents Insurance has it all. You’ll be covered for fire, lightning, storm, flood, earthquake, fusion, power surge, explosion, escape of liquid, impact damage, theft or burglary, vandalism and riots or civil commotion as well as any accidental loss or damage to your home and/or contents. Keep in mind though, you will not be covered if there’s a storm surge or if any important documents, uncut gems, inventory, trade tools, home office contents are lost, stolen or damaged.

But if you’re a tech fanatic, Bankwest’s Home and Contents Insurance is the policy for you, as you can get cover for your camera and its accessories, CDs, DVDs, electronic devices and computer software hardware up to the sum insured amount. If you like your home decor, you can also get cover for any handwoven or regular carpets or antiques and valuables. Bankwest haven’t forgotten travel addicts either by providing away from home cover for up to 120 days on your portable devices, like your laptop or tablet.

Homeowners with pets can also rest easy, knowing that their best mates will be covered for any veterinary expenses or temporary accommodation, plus emergency storage for their favourite items in the event of an accident.

Who it's good for:

With a 120 year history, Bankwest’s Home and Contents Insurance is a suitable option for everyday homeowners looking to give their home and contents the highest level of cover around.


Any catches?

While you’ll have the option to pay your premium monthly just keep in mind that you’ll have to pay extra for this.


Details

Rates and fees information correct as at 12 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $0

  • 10% online discount, 5% combined policy discount

  • Up to 120 days, up to 20% of sum insured

  • Up to 10% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Optional extra

  • Up to 10 years old

Buildings
  • Up to sum insured

Contents
  • Up to $500

  • Up to $5,000

  • Yes, excluding electronic files

  • Yes, hardware only

  • Up to 25% of sum insured

  • Yes, passports and title deeds

Other cover
  • Up to $1,000

  • Up to 52 weeks

  • Up to $3,000

  • Reasonable cost up to 120 days

  • Up to 14 days

  • Up to 20% of sum insured

Customer Reviews

How are Bankwest home insurance rated by the Mozo community?

Overall customer rating
7.5/10
Value for money
7.9/10
Policy coverage
7.5/10
Customer service
7.3/10
Claims handling
6.5/10
Trust
8.0/10

Latest reviews of Bankwest Home & Contents Insurance

  • Overall
    8/10
    Very good assistance

    Very good.

    Very good.

    Value for money
    8/10
    Policy coverage
    7/10
    Customer service
    9/10
    Claims handling
    7/10
    Trust
    10/10

    Shane | Western Australia

    reviewed about 4 years ago

  • Overall
    6/10
    Competitive rates, nohassle paying account on time

    Been with them for quite sometime and very happy.

    Been with them for quite sometime and very happy.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    5/10
    Claims handling
    7/10
    Trust
    5/10

    Darrel | Western Australia

    reviewed over 4 years ago

  • Overall
    5/10
    Average

    Decent insurance. You get what you pay for, just needs better customer service.

    Decent insurance. You get what you pay for, just needs better customer service.

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    5/10
    Trust
    5/10

    Lisa |

    reviewed over 5 years ago

Bankwest

About Bankwest

See Bankwest home insurance