Bankwest logo

Bankwest Home & Contents Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover

Mozo editorial review Bankwest Home & Contents Insurance - last updated: 14 December 2020

binocular icon
What's hot
  • 2020 Mozo Experts Choice Award winner
  • New for old replacement
  • Underinsurance protection
  • 15% combined policy discount
What's not
  • Monthly payment fee
Mozo snapshot

Bankwest’s Home and Contents Insurance is definitely an insurance policy worth considering for the cover it provides, especially with handy features like new for old replacement and underinsurance protection. And if you want to save a little, you'll be happy to hear that you can get a 15% discount for bundling your home and contents insurance. 

Need more convincing? It was picked by the Mozo Expert Choice Award judges as an Exceptional Quality Home & Contents Insurance winner in 2020. 

key icon
Key features

Bankwest’s Home and Contents Insurance has it all. You’ll be covered for fire, lightning, storm, flood, earthquake, fusion, power surge, explosion, escape of liquid, impact damage, theft or burglary, vandalism and riots or civil commotion as well as any accidental loss or damage to your home and/or contents. Keep in mind though, you will not be covered if there’s a storm surge or if any important documents, uncut gems, inventory, trade tools or home office contents are lost, stolen or damaged.

But if you’re a tech fanatic, Bankwest’s Home and Contents Insurance is the policy for you, as you can get cover for your camera and its accessories, CDs, DVDs, electronic devices and computer software hardware up to the sum insured amount. If you like your home decor, you can also get cover for any handwoven or regular carpets or antiques and valuables. Bankwest haven’t forgotten travel addicts either, as it provides 'away from home cover' for up to 120 days on your portable devices, like your laptop or tablet.

Homeowners with pets can also rest easy, knowing that their best mates will be covered for any veterinary expenses or temporary accommodation, plus emergency storage for their favourite items in the event of an accident.

snapshot
Who is it good for

Bankwest’s Home and Contents Insurance is a suitable option for everyday homeowners looking to give their home and contents the highest level of cover around.


question icon
Any catches

While you’ll have the option to pay your premium monthly, just keep in mind that you’ll have to pay extra for this service.


Details

Rates and fees information correct as at 17 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

60

Yes - Up to 25% of sum insured

Yes

$100

true

yes

10% online discount, 5% combined policy discount

Yes

Up to 120 days, up to 20% of sum insured

Up to 10% of sum insured

Up to $20,000,000

$0 excess option available to Residential Home Package customers aged 50 years and over.

n/a

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

Yes

Yes

Yes

No

Yes

Yes

Yes

Yes

Buildings

Yes

No

No

Up to sum insured

Contents

Up to $500

Up to $5,000

Yes, excluding electronic files

Yes, hardware only

Yes

Yes

Yes

Yes

Up to 25% of sum insured

No

Yes, passports and title deeds

No

Yes

No

No

No

Other cover

No

Up to $1,000

Yes

Up to 52 weeks

Up to $3,000

Reasonable cost up to 120 days

Yes

Yes

No

Up to 14 days

Up to 20% of sum insured

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are Bankwest home insurance rated by the Mozo community?

Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

Latest reviews of Bankwest Home & Contents Insurance Home Insurance

About Bankwest