Huddle home insurance customer reviews and comparisons for 2024

Basic Building Insurance

Main events covered

Monthly payments cost extra: yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Details Close

Underinsurance protection: No

New for old: Yes

Building cover

Contents cover: n/a

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Yes

Lightning: Yes

Earthquake: Yes

Storm surge: No

Fusion: No

Power surge: No

Accidental loss and damage: No

Accidental breakage of glass: Yes

Death and injury cover: Up to $7,500

Monthly payments cost extra: yes

General contents: No

Contents while moving: No

Antiques and valuables: No

Cash: No

Cd dvd and electronic files: No

Computer software and hardware: No

Camera and accessories: No

Carpets: No

Home office contents: No

Identity theft: No

Jewellery: No

Personal medical equipment: No

Replacement of documents: No

Tools of trade: No

Lock replacement: Up to $750

Emergency storage: No

Temporary accommodation: Up to 12 months, up to 10% of home sum insured

Temporary accommodation for pets: No

Temporary repairs: No

Buildings and structural improvements: Yes

Building materials: No

Demolition cost: Up to 10% of sum insured combined with debris removal cost

Debris removal: Up to 10% of sum insured combined with demolition cost

Landscaping: Up to $750

Gates and fences: Yes

Legal liability cover: 20000000

Days unoccupied until cover stops: 100

Other restrictions: -

Other benefits: -

Everyday Comprehensive Building Insurance

Main events covered

Monthly payments cost extra: yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Details Close

Underinsurance protection: No

New for old: Yes

Building cover

Contents cover: n/a

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Yes

Lightning: Yes

Earthquake: Yes

Storm surge: No

Fusion: No

Power surge: No

Accidental loss and damage: Yes

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000

Monthly payments cost extra: yes

General contents: No

Contents while moving: No

Antiques and valuables: No

Cash: No

Cd dvd and electronic files: No

Computer software and hardware: No

Camera and accessories: No

Carpets: No

Home office contents: No

Identity theft: No

Jewellery: No

Personal medical equipment: No

Replacement of documents: No

Tools of trade: No

Lock replacement: Up to $1,500

Emergency storage: No

Temporary accommodation: Up to 12 months, up to 10% of home sum insured

Temporary accommodation for pets: No

Temporary repairs: No

Buildings and structural improvements: Yes

Building materials: No

Demolition cost: Up to 10% of sum insured combined with debris removal cost

Debris removal: Up to 10% of sum insured combined with demolition cost

Landscaping: Up to $1,500

Gates and fences: Yes

Legal liability cover: 20000000

Days unoccupied until cover stops: 100

Other restrictions: -

Other benefits: -

Black Building Insurance

Main events covered

Monthly payments cost extra: yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Details Close

Underinsurance protection: No

New for old: Yes

Building cover

Contents cover: n/a

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Yes

Lightning: Yes

Earthquake: Yes

Storm surge: No

Fusion: No

Power surge: No

Accidental loss and damage: Yes

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000

Monthly payments cost extra: yes

General contents: No

Contents while moving: No

Antiques and valuables: No

Cash: No

Cd dvd and electronic files: No

Computer software and hardware: No

Camera and accessories: No

Carpets: No

Home office contents: No

Identity theft: No

Jewellery: No

Personal medical equipment: No

Replacement of documents: No

Tools of trade: No

Lock replacement: Up to $1,500

Emergency storage: No

Temporary accommodation: Up to 20% of sum insured

Temporary accommodation for pets: No

Temporary repairs: No

Buildings and structural improvements: Yes

Building materials: No

Demolition cost: Up to 20% of sum insured combined with debris removal cost

Debris removal: Up to 20% of sum insured combined with demolition cost

Landscaping: Up to $5,000

Gates and fences: Yes

Legal liability cover: 30000000

Days unoccupied until cover stops: 100

Other restrictions: -

Other benefits: -

Basic Contents Insurance

Main events covered

Monthly payments cost extra: yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Details Close

Underinsurance protection: No

New for old: Yes

Building cover: n/a

Contents cover

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Yes

Lightning: Yes

Earthquake: Yes

Storm surge: No

Fusion: No

Power surge: No

Accidental loss and damage: No

Accidental breakage of glass: Yes

Death and injury cover: Up to $7,500

Monthly payments cost extra: yes

General contents: Yes

Contents while moving: Up to 20% of sum insured

Antiques and valuables: $1,000 per item, up to $2,500 per collection

Cash: Up to $250

Cd dvd and electronic files: $1000 per item, up to $2,500 per collection

Computer software and hardware: $1000 per item, up to $2,500 per collection

Camera and accessories: Yes

Carpets: Yes

Home office contents: Up to $2,500

Identity theft: No

Jewellery: $1,000 per item,. up to $2,500 per collection

Personal medical equipment: Yes

Replacement of documents: Up to $500

Tools of trade: Only Home Office contents, up to $2,500

Lock replacement: Up to $750

Emergency storage: Up to 10% of sum insured

Temporary accommodation: No

Temporary accommodation for pets: No

Temporary repairs: No

Buildings and structural improvements: No

Building materials: Yes

Demolition cost: Up to 10% of sum insured combined with debris removal cost

Debris removal: Up to 10% of sum insured combined with demolition cost

Landscaping: No

Gates and fences: No

Legal liability cover: 20000000

Days unoccupied until cover stops: 100

Other restrictions: -

Other benefits: -

Everyday Comprehensive Contents Insurance

Main events covered

Monthly payments cost extra: yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Details Close

Underinsurance protection: No

New for old: Yes

Building cover: n/a

Contents cover

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Yes

Lightning: Yes

Earthquake: Yes

Storm surge: No

Fusion: No

Power surge: No

Accidental loss and damage: Yes

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000

Monthly payments cost extra: yes

General contents: Yes

Contents while moving: Yes

Antiques and valuables: $1,000 per item,. up to $5,000 per collection

Cash: Up to $500

Cd dvd and electronic files: $1,000 per item, up to $5,000 per collection

Computer software and hardware: $1,000 per item, up to $5,000 per collection

Camera and accessories: Yes

Carpets: Yes

Home office contents: Up to $5,000

Identity theft: No

Jewellery: $1,000 per item,. up to $5,000 per collection

Personal medical equipment: Yes

Replacement of documents: Up to $1,000

Tools of trade: Only Home Office contents, up to $5,000

Lock replacement: Up to $1,500

Emergency storage: Up to 15% of sum insured

Temporary accommodation: No

Temporary accommodation for pets: No

Temporary repairs: No

Buildings and structural improvements: No

Building materials: Yes

Demolition cost: Up to 10% of sum insured combined with debris removal cost

Debris removal: Up to 10% of sum insured combined with demolition cost

Landscaping: No

Gates and fences: No

Legal liability cover: 20000000

Days unoccupied until cover stops: 100

Other restrictions: -

Other benefits: -

Black Contents Insurance

Main events covered

Monthly payments cost extra: yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Details Close

Underinsurance protection: No

New for old: Yes

Building cover: n/a

Contents cover

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Yes

Lightning: Yes

Earthquake: Yes

Storm surge: No

Fusion: Up to $2,000, if <10 years old

Power surge: No

Accidental loss and damage: Yes

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000

Monthly payments cost extra: yes

General contents: Yes

Contents while moving: Yes

Antiques and valuables: $10,000 per item, pair or set up to 20% of your contents sum insured

Cash: Up to $1,000

Cd dvd and electronic files: $2,000 per item, up to $5,000 per collection

Computer software and hardware: $2,000 per item, up to $5,000 per collection

Camera and accessories: Yes

Carpets: Yes

Home office contents: Up to $10,000

Identity theft: No

Jewellery: $10,000 per item, pair or set up to 20% of your contents sum insured

Personal medical equipment: Yes

Replacement of documents: Up to $1,000

Tools of trade: Only Home Office contents, up to $10,000

Lock replacement: Up to $1,500

Emergency storage: Up to 15% of sum insured

Temporary accommodation: No

Temporary accommodation for pets: No

Temporary repairs: No

Buildings and structural improvements: No

Building materials: Yes

Demolition cost: Up to 20% of sum insured combined with debris removal cost

Debris removal: Up to 20% of sum insured combined with demolition cost

Landscaping: No

Gates and fences: No

Legal liability cover: 30000000

Days unoccupied until cover stops: 100

Other restrictions: -

Other benefits: -

Basic Home and Contents Insurance

Main events covered

Monthly payments cost extra: yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Details Close

Underinsurance protection: No

New for old: Yes

Building cover

Contents cover

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Yes

Lightning: Yes

Earthquake: Yes

Storm surge: No

Fusion: No

Power surge: No

Accidental loss and damage: No

Accidental breakage of glass: Yes

Death and injury cover: Up to $7,500

Monthly payments cost extra: yes

General contents: Yes

Contents while moving: Up to 20% of sum insured

Antiques and valuables: $1,000 per item, up to $2,500 per collection

Cash: Up to $250

Cd dvd and electronic files: $1000 per item, up to $2,500 per collection

Computer software and hardware: $1000 per item, up to $2,500 per collection

Camera and accessories: Yes

Carpets: Yes

Home office contents: Up to $2,500

Identity theft: No

Jewellery: $1,000 per item,. up to $2,500 per collection

Personal medical equipment: Yes

Replacement of documents: Up to $500

Tools of trade: Only Home Office contents, up to $2,500

Lock replacement: Up to $750

Emergency storage: Up to 10% of sum insured

Temporary accommodation: Up to 12 months, up to 10% of home sum insured

Temporary accommodation for pets: No

Temporary repairs: No

Buildings and structural improvements: Yes

Building materials: Yes

Demolition cost: Up to 10% of sum insured combined with debris removal cost

Debris removal: Up to 10% of sum insured combined with demolition cost

Landscaping: Up to $750

Gates and fences: Yes

Legal liability cover: 20000000

Days unoccupied until cover stops: 100

Other restrictions: -

Other benefits: -

Everyday Comprehensive Home and Contents Insurance

Main events covered

Monthly payments cost extra: yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Details Close

Underinsurance protection: No

New for old: Yes

Building cover

Contents cover

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Yes

Lightning: Yes

Earthquake: Yes

Storm surge: No

Fusion: No

Power surge: No

Accidental loss and damage: Yes

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000

Monthly payments cost extra: yes

General contents: Yes

Contents while moving: Yes

Antiques and valuables: $1,000 per item,. up to $5,000 per collection

Cash: Up to $500

Cd dvd and electronic files: $1,000 per item, up to $5,000 per collection

Computer software and hardware: $1,000 per item, up to $5,000 per collection

Camera and accessories: Yes

Carpets: Yes

Home office contents: Up to $5,000

Identity theft: No

Jewellery: $1,000 per item,. up to $5,000 per collection

Personal medical equipment: Yes

Replacement of documents: Up to $1,000

Tools of trade: Only Home Office contents, up to $5,000

Lock replacement: Up to $1,500

Emergency storage: Up to 15% of sum insured

Temporary accommodation: Up to 12 months, up to 10% of home sum insured

Temporary accommodation for pets: No

Temporary repairs: No

Buildings and structural improvements: Yes

Building materials: Yes

Demolition cost: Up to 10% of sum insured combined with debris removal cost

Debris removal: Up to 10% of sum insured combined with demolition cost

Landscaping: Up to $1,500

Gates and fences: Yes

Legal liability cover: 20000000

Days unoccupied until cover stops: 100

Other restrictions: -

Other benefits: -

Black Home and Contents Insurance

Main events covered

Monthly payments cost extra: yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Details Close

Underinsurance protection: No

New for old: Yes

Building cover

Contents cover

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Yes

Lightning: Yes

Earthquake: Yes

Storm surge: No

Fusion: Up to $2,000, if <10 years old

Power surge: No

Accidental loss and damage: Yes

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000

Monthly payments cost extra: yes

General contents: Yes

Contents while moving: Yes

Antiques and valuables: $10,000 per item, pair or set up to 20% of your contents sum insured

Cash: Up to $1,000

Cd dvd and electronic files: $2,000 per item, up to $5,000 per collection

Computer software and hardware: $2,000 per item, up to $5,000 per collection

Camera and accessories: Yes

Carpets: Yes

Home office contents: Up to $10,000

Identity theft: No

Jewellery: $10,000 per item, pair or set up to 20% of your contents sum insured

Personal medical equipment: Yes

Replacement of documents: Up to $1,000

Tools of trade: Only Home Office contents, up to $10,000

Lock replacement: Up to $1,500

Emergency storage: Up to 15% of sum insured

Temporary accommodation: Up to 20% of home sum insured

Temporary accommodation for pets: No

Temporary repairs: No

Buildings and structural improvements: Yes

Building materials: Yes

Demolition cost: Up to 20% of sum insured combined with debris removal cost

Debris removal: Up to 20% of sum insured combined with demolition cost

Landscaping: Up to $5,000

Gates and fences: Yes

Legal liability cover: 30000000

Days unoccupied until cover stops: 100

Other restrictions: -

Other benefits: -

Huddle home insurance

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Important disclosures

Huddle home insurance

Basic Building Insurance

Everyday Comprehensive Building Insurance

Black Building Insurance

Basic Contents Insurance

Everyday Comprehensive Contents Insurance

Black Contents Insurance

Basic Home and Contents Insurance

Everyday Comprehensive Home and Contents Insurance

Black Home and Contents Insurance

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Huddle home insurance

Navigate to:

Important disclosures

Huddle home insurance

Basic Building Insurance

Everyday Comprehensive Building Insurance

Black Building Insurance

Basic Contents Insurance

Everyday Comprehensive Contents Insurance

Black Contents Insurance

Basic Home and Contents Insurance

Everyday Comprehensive Home and Contents Insurance

Black Home and Contents Insurance

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Customer reviews

Huddle products

Home insurance quick links

Today's home insurance deals

Disclaimer

Who we are and how we get paid

Disclaimer

Important information on terms, conditions and sub-limits