Building Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
Optional Extra - up to 30% of building sum insured
-
New for old replacement
-
Yes
- Underinsurance protection
-
Optional Extra - up to 30% of building sum insured
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
Yes
- Fusion
-
Yes - up to 10 years old
- Power surge
-
Yes
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
yes
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
Up to $1,000 combined with software
- Computer software and hardware
-
Up to $1,000 software, combined with lost data
- Camera and accessories
-
No
- Carpets
-
Yes
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
Yes
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $2,500
- Emergency storage
-
No
- Temporary accommodation
-
Yes - up to 24 months or 20% of buildings sum insured
- Temporary accommodation for pets
-
Yes - up to 24 months or 20% of buildings sum insured
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes - environmental upgrades up to $2,500
- Building materials
-
Up to $2,000
- Demolition cost
-
Yes
- Debris removal
-
Yes
- Landscaping
-
No
- Gates and fences
-
Yes
- Legal liability cover
-
Optional Extra - up to $30,000,000
- Days unoccupied until cover stops
-
?
- Other restrictions
-
Additional excess applies to claims after 90 days of the property address being unoccupied without prior notification.
- Other benefits
-
-
Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
Yes
- Fusion
-
Yes - up to 10 years old
- Power surge
-
Yes
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
Up to $20,000 per item, set or pair, with option to increase limit
- Cash
-
Up to $800
- Cd dvd and electronic files
-
Up to $1,000 combined with software
- Computer software and hardware
-
Up to $1,000 software, combined with lost data
- Camera and accessories
-
Yes
- Carpets
-
No
- Home office contents
-
Yes
- Identity theft
-
No
- Jewellery
-
Up to $2,500 per item, set or pair, with option to increase limit
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $800 (conditions apply)
- Tools of trade
-
Up to $5,000
- Lock replacement
-
Up to $2,500
- Emergency storage
-
Yes - up to 24 months or 20% of contents sum insured
- Temporary accommodation
-
No
- Temporary accommodation for pets
-
No
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
No
- Building materials
-
No
- Demolition cost
-
No
- Debris removal
-
No
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Optional Extra - up to $30,000,000
- Days unoccupied until cover stops
-
?
- Other restrictions
-
Additional excess applies to claims after 90 days of the property address being unoccupied without prior notification.
- Other benefits
-
-
Building and Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
Optional Extra - up to 30% of building sum insured
-
New for old replacement
-
Yes
- Underinsurance protection
-
Optional Extra - up to 30% of building sum insured
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
Yes
- Fusion
-
Yes - up to 10 years old
- Power surge
-
Yes
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
Up to $20,000 per item, set or pair, with option to increase limit
- Cash
-
Up to $800
- Cd dvd and electronic files
-
Up to $1,000 combined with software
- Computer software and hardware
-
Up to $1,000 software, combined with lost data
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Yes
- Identity theft
-
No
- Jewellery
-
Up to $2,500 per item, set or pair, with option to increase limit
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $800 (conditions apply)
- Tools of trade
-
Up to $5,000
- Lock replacement
-
Up to $2,500
- Emergency storage
-
Yes - up to 24 months or 20% of contents sum insured
- Temporary accommodation
-
Yes - up to 24 months or 20% of buildings sum insured
- Temporary accommodation for pets
-
Yes - up to 24 months or 20% of buildings sum insured
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes - environmental upgrades up to $2,500
- Building materials
-
Up to $2,000
- Demolition cost
-
Yes
- Debris removal
-
Yes
- Landscaping
-
No
- Gates and fences
-
Yes
- Legal liability cover
-
Optional Extra - up to $30,000,000
- Days unoccupied until cover stops
-
?
- Other restrictions
-
Additional excess applies to claims after 90 days of the property address being unoccupied without prior notification.
- Other benefits
-
-
Your selected home insurance
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