Are you looking for a home insurance that can take care of your home as well as the contents in it? Well, then Kogan home and contents insurance policy might just be the one for you. It covers you against damage or loss caused by storm, fire, theft, flood, and provides emergency temporary repairs. In fact, Kogan also guarantees home repairs that are done by its repairers. If you have the contents cover in place, Kogan will cover damage to your contents at both your current and new place of residence, from the day you start moving up to 60 days. As an added bonus, Kogan Insurance has been recognised as a multi-award winner of the 2023 Mozo Experts Choice Award.
Kogan home and contents insurance offers a lot of features to choose from. Some of the key ones are listed below:
60 days contents cover when relocating to a new house
Damage cover due to government emergency services
Environmental upgrades for both contents and buildings
Improved security available in contents cover for up to $500 incase of a burglary.
Spoiled food or medicine (that require refrigeration) will be paid off under contents cover incase of power failure but only once per period of insurance.
Other than these, there are a range of excess options for you as an insurance holder to choose from. Plus, $10 monthly Kogan.com credit for every month for policy is active. T&Cs apply.
Kogan home and contents insurance is specifically designed for home owners who live in the same property, to cover both their house and the contents within.
You will need to upgrade in case you want to add accidental damage cover or portable contents cover.
Also, as is the case with most of the home insurance policies generally, your policy might be voided if you start a business in your home. So as a policy holder, be sure to check and mention if there is any change/addition to your property. Forgetting to mention this can lead to your policy getting cancelled.
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n/a |
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Optional Extra - up to 30% of building sum insured |
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Yes |
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750 |
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true |
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no |
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Save 16% on new combined online buildings and contents insurance. $5 Kogan.com credit when a quote is completed (T&Cs apply). Plus, $10 monthly Kogan.com credit for every month for policy is active. |
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Yes |
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Optional Extra |
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Yes |
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Optional Extra - up to $30,000,000 |
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n/a |
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Additional excess applies to claims after 90 days of the property address being unoccupied without prior notification. |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes - up to 10 years old |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes - environmental upgrades up to $2,500 |
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Up to $2,000 |
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No |
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Yes |
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Up to $800 |
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No |
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Up to $1,000 combined with software |
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Up to $1,000 software, combined with lost data |
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Yes |
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Yes |
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Up to $20,000 per item, set or pair, with option to increase limit |
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Up to $20,000 per item, set or pair, with option to increase limit |
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Up to $2,500 per item, set or pair, with option to increase limit |
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Up to $800 |
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Up to $800 (conditions apply) |
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No |
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Yes |
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Up to $5,000 |
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No |
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Yes |
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No |
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No |
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Up to $2,500 |
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Yes - up to 24 months or 20% of buildings sum insured |
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Yes - up to 24 months or 20% of buildings sum insured |
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Yes - up to 24 months or 20% of contents sum insured |
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Yes |
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Yes |
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Yes |
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Up to 60 days |
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Yes |
^See information about the Mozo Expert Choice Home Insurance Awards
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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