Choose the version of this product that suits you best
| Name | |
|---|---|
|
|
Home Plus Buildings Insurance |
|
|
Home Buildings Insurance |
|
Yes |
|
|
Up to $5,000 |
|
|
Up to $2,000 for plants |
|
|
Yes |
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Up to 15 years old |
|
|
No |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
60 |
|
|
Yes - Up to 25% of sum insured |
|
|
Yes |
|
|
$100 |
|
|
true |
|
|
no |
|
|
Multipolicy, combined policy, loyalty, no claim bonus. |
|
|
Yes |
|
|
Up to $20,000,000 |
|
|
Policy holders who are 50 years or older have the option of a $0 basic excess. Save up to 10% on your first years premium. |
|
|
none |
|
Up to $10,000 for funeral |
|
|
Yes |
|
|
Up to 24 months |
|
|
Up to 24 months |
|
|
Yes |
|
|
Yes |
|
|
Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
|
Yes |
|
|
Up to $1,000 |
|
|
No |
|
|
Yes |
|
Optional Extra |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Optional Extra - up to 15 years |
|
|
No |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
60 |
|
|
No |
|
|
Yes |
|
|
$100 |
|
|
true |
|
|
no |
|
|
Multipolicy, combined policy, loyalty, no claim bonus. |
|
|
Yes |
|
|
Up to $20,000,000 |
|
|
Policy holders who are 50 years or older have the option of a $0 basic excess. Save up to 10% on your first years premium. |
|
|
none |
|
Up to $10,000 for funeral |
|
|
Yes |
|
|
Up to 12 months |
|
|
Up to 12 months |
|
|
Yes |
|
|
Yes |
|
|
Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
They seem to have strict conditions for a claim to be accepted. We had several claims knocked back since they were considered maintenance issues. For example, we had extensive leaking in one room which was caused by a waterproofing failure under the floorboards of a verandah. They considered it a maintenance issue. I guess we could tear up the floorboard every other year to check the waterproofing!
Read full reviewThey seem to have strict conditions for a claim to be accepted. We had several claims knocked back since they were considered maintenance issues. For example, we had extensive leaking in one room which was caused by a waterproofing failure under the floorboards of a verandah. They considered it a maintenance issue. I guess we could tear up the floorboard every other year to check the waterproofing!
We lost our home in a house fire. My husband has chronic and severe illness and we were all distraught and depressed after the fire. The company kept contacting us for a list of all the antiques that we lost and for reports on the expected cost of replacing the home that was lost. When they learned from investigators that there were no suspicious circumstances, and in view of the fact that we were struggling to cope, they contacted us by phone to let us know that they were happy to pay us out for the full amount of both the buildings and contents insurance. The staff were so empathetic and considerate of our needs, and this minimised our stress.
Read full reviewWe lost our home in a house fire. My husband has chronic and severe illness and we were all distraught and depressed after the fire. The company kept contacting us for a list of all the antiques that we lost and for reports on the expected cost of replacing the home that was lost. When they learned from investigators that there were no suspicious circumstances, and in view of the fact that we were struggling to cope, they contacted us by phone to let us know that they were happy to pay us out for the full amount of both the buildings and contents insurance. The staff were so empathetic and considerate of our needs, and this minimised our stress.
NRMA does not cover most incidents related to damage to homes. I have had claims rejected caused by water leakage ("seepage" is not covered.) by neglect by tenants, and by leaking bathroom floors. What DO they cover? Very expensive for no cover!
Read full reviewNRMA does not cover most incidents related to damage to homes. I have had claims rejected caused by water leakage ("seepage" is not covered.) by neglect by tenants, and by leaking bathroom floors. What DO they cover? Very expensive for no cover!
NRMA Insurance is a renowned and reliable company who has effectively supported me with my insurance needs. They provide competitive packages and have great supportive resources. On the negative side, they're slow with enquiries and it's hard to speak to a human when you need help.
Read full reviewNRMA Insurance is a renowned and reliable company who has effectively supported me with my insurance needs. They provide competitive packages and have great supportive resources. On the negative side, they're slow with enquiries and it's hard to speak to a human when you need help.
When I've called them with a claim I have found them to be understanding, kind and reassuring. However, their premiums may be a little higher than other insurers. I have stuck with them over the years because they are reliable.
Read full reviewWhen I've called them with a claim I have found them to be understanding, kind and reassuring. However, their premiums may be a little higher than other insurers. I have stuck with them over the years because they are reliable.