nib Travel Insurance

About nib

Established in 1952, nib is one of Australia’s fastest growing health funds. Along with travel insurance, they offer health and life insurance to Aussies and New Zealanders. Offering a range of competitive travel insurance options underwritten by Lloyd’s, nib has your wellbeing in mind.

Cover information and limits in the table below verified as correct at 16 April 2024. Other information correct at the time of writing.

nib travel insurance policies

When you buy a travel insurance policy from nib, you can choose between comprehensive or select coverage. As well as choosing cover for a single traveller or for a family. Take a look at the full list of options in the table below:

Are pre-existing medical conditions covered under nib travel insurance policies?

There are over 30 medical conditions that will be covered automatically and at no extra charge under nib travel insurance policies. Some conditions may have special eligibility criteria, so it's final to read the PDS and reach out to nib if you're not sure about your personal circumstances. You should always declare a pre-existing condition to your travel insurance provider to have on your certificate of insurance, otherwise, any claims you later make related to your condition may not be eligible. 

What optional additions are there with a nib travel insurance policy?

With a nib travel insurance policy, you’ll have the option to add extra features to tailor your cover to your trip. You can choose to increase cover for valuable items or for rental vehicles, to remove excess by paying an extra premium, or to add cover for snow sports to your policy.

Is it possible to cancel my nib policy?

Yes! You have 14 days to cancel your policy and get a full refund of your premium. You can also cancel after this cooling-off period, but you won’t be entitled to a refund. You also aren’t entitled to a refund if you’ve made a claim on your policy or have already started your trip.
To cancel, just give nib a call.

How to make a claim with nib

If all goes according to plan, you’ll never need to know how to make a claim on your travel insurance policy. But sometimes the unexpected does happen, so it’s a good idea to know the process and keep in mind what you need to do to make your claim successful. Here are a few key steps to making a claim with nib travel insurance:

• Get a claims form, by contacting nib, either by email, phone or by visiting their website.
• Fill out the form in as much detail as you can. The more detail you can provide, the quicker and easier the claims process will be.
• Include any receipts, medical certificates, police reports or statements from transport companies that might be relevant to your claim. You’ll have to send the originals in with your claim, but don’t forget to keep a copy for yourself as well.
• Put your claim in no later than 30 days after your return home.
• You should hear back from nib within 10 business days.

Compare nib policies with other Australian insurance providers

Travel insurance is the most important thing you’ll pack for your upcoming trip, so why wouldn’t you take the time to compare all the options available to you and make sure you’re getting the best possible deal? And now, it’s easier than ever with Mozo’s travel insurance comparison tool to do the hard work for you. You just need to give us some details like your destination and travel dates, and we’ll show you a range of the travel insurance policy options that are available to you.

And while you’re there, hop across to our travel hub for all the latest hints, tips and tricks on saving money while you trek across the globe. If you’re in the market for some tips from genuine travellers like yourself, our best $20 series is a must-read for some ideas on how to spend an inexpensive afternoon abroad.