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Beyond Bank Flexi Personal Loan (Unsecured)

Advertiser disclosure

The details shown below are for a variable loan of at least $5,000

The details shown below are for a fixed loan of at least $5,000

Choose the version of this loan that suits you best

  • Loan: $5,000

  • Loan: $5,000

Interest rate from
12.99% p.a.
Comparison rate from
13.25% p.a.based on $30,000
over 5 years
Upfront fee
$175
Interest rate from
12.99% p.a.
Comparison rate from
13.25% p.a.based on $30,000
over 5 years
Upfront fee
$175

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Variable

  • 12.99% p.a.variable

  • 13.25% p.a.based on $30,000
    over 5 years

Fees
  • $175.00

  • $0.00

  • $20.00

  • $0.00

  • $0.00

Other financial bits
  • $5,000.00

  • none

  • 1 Year

  • 7 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 29 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 12.99% p.a. fixed

  • 13.25% p.a.based on $30,000
    over 5 years

Fees
  • $175.00

  • $0.00

  • $20.00

  • $0.00

  • $0.00

Other financial bits
  • $5,000.00

  • none

  • 1 Year

  • 7 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Beyond Bank personal loans rated by the Mozo community?

Overall
8.2/10
Price
7.9/10
Features
7.1/10
Customer service
8.8/10
Convenience
8.5/10
Trust
8.5/10

Latest reviews of Beyond Bank Flexi Personal Loan (Unsecured)

  • Overall 4/10
    Don't rate Beyond Bank very highly

    Find the rates high, don't stand by the customer very well when times are hard!

    Read full review

    Find the rates high, don't stand by the customer very well when times are hard!

    Price
    3/10
    Features
    1/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    4/10
    Less
    Eric, New South Wales reviewed over 2 years ago
  • Overall 10/10
    Great customer service

    Staff ensured payments were made when there was a mix up with scheduling and transfers. One of the customer service officers manually processed payments for weeks.

    Read full review

    Staff ensured payments were made when there was a mix up with scheduling and transfers. One of the customer service officers manually processed payments for weeks.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Cole, Australian Capital Territory reviewed about 6 years ago
  • Overall 9/10
    Awesome customer service & competetive rates

    Beyond Bank are an excellent financial institution. The staff at the Salisbury Branch were really supportive & helpful when I applied for two personal loans over the last few years.

    Read full review

    Beyond Bank are an excellent financial institution. The staff at the Salisbury Branch were really supportive & helpful when I applied for two personal loans over the last few years.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10
    Less
    Mozo community reviewer, South Australia reviewed about 7 years ago
  • Overall 10/10
    Competitive interest rates and great products

    Awesome staff, great range of products and great interest rates.

    Read full review

    Awesome staff, great range of products and great interest rates.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Mozo community reviewer, South Australia reviewed over 7 years ago
  • Overall 7/10
    Customer focus and support absolutely exemplary!

    Friendly, happy and approachable staff together with hassle free and smooth and time efficient application process.

    Read full review

    Friendly, happy and approachable staff together with hassle free and smooth and time efficient application process.

    Price
    6/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Mozo community reviewer, Australian Capital Territory reviewed over 7 years ago
Beyond Bank

About Beyond Bank

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

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