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Beyond Bank Low Rate Car or Personal Loan

Interest rate from
6.99% p.a.
Comparison rate from*
7.62% p.a.based on $30,000
over 5 years
Upfront fee
$175

Details

Rates and fees information correct as at 8 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 6.99% p.a. fixed

  • 7.62% p.a.based on $30,000
    over 5 years

Fees
  • $175.00

  • $5.00

  • $20.00

  • $0.00

  • $0.00

Other financial bits
  • $5,000.00

  • none

  • 1 Year

  • 7 Years

  • Vehicle

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • Maximum age of vehicle is 6 years.

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Beyond Bank personal loans rated by the Mozo community?

Overall customer rating
8.2/10
Price
7.9/10
Features
7.1/10
Customer service
8.8/10
Convenience
8.5/10
Trust
8.5/10

Latest reviews of Beyond Bank Low Rate Car or Personal Loan

  • Overall 10/10
    Good for life long members.

    Very competitive rates.

    Read full review

    Very competitive rates.

    Price
    10/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Loraine, South Australia reviewed 7 months ago
  • Overall 10/10
    Great rates, look no further

    Greatest loan rates and hassle free to get a loan. Friendly and helpful staff. Issues resolved over internet or email.

    Read full review

    Greatest loan rates and hassle free to get a loan. Friendly and helpful staff. Issues resolved over internet or email.

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Mihiri, Queensland reviewed about 3 years ago
  • Overall 7/10
    Inflexible support

    Paid off over 20000 in loans in last 10 yrs, wanted a small redraw 550 for car repairs on a car loan initially 5,500 when down to about 4000. Counter staff talked me into applying for alternative product - 500 overdraft as it would be paid off in 2 pays and increased flexibility. Declined for small income. Car failed. I now walk or bus. Have been a member approx. 45 years, recruited about 500 new members in credit union early years, promised special features after 30 yrs service. Very disappointed. Was a friendly savings & loans society now just a bank.

    Read full review

    Paid off over 20000 in loans in last 10 yrs, wanted a small redraw 550 for car repairs on a car loan initially 5,500 when down to about 4000. Counter staff talked me into applying for alternative product - 500 overdraft as it would be paid off in 2 pays and increased flexibility. Declined for small income. Car failed. I now walk or bus. Have been a member approx. 45 years, recruited about 500 new members in credit union early years, promised special features after 30 yrs service. Very disappointed. Was a friendly savings & loans society now just a bank.

    Price
    7/10
    Features
    5/10
    Customer service
    4/10
    Convenience
    7/10
    Trust
    5/10
    Less
    Tony, South Australia reviewed about 5 years ago
  • Overall 5/10
    Good Product, customer service not great

    The product itself is great, but the staff during the application process were terrible. They forgot to include the cost of insurance so when the loan was about to go through they were going to charge us more than we applied for. Then when it did get approved none of the things the loan were going towards were actually paid. It took phonecalls to national managers to fix the mistakes of one person. This is not common of the bank itself, we have had very good dealings with other branches. It just seems to be the one branch that has poor customer service.

    Read full review

    The product itself is great, but the staff during the application process were terrible. They forgot to include the cost of insurance so when the loan was about to go through they were going to charge us more than we applied for. Then when it did get approved none of the things the loan were going towards were actually paid. It took phonecalls to national managers to fix the mistakes of one person. This is not common of the bank itself, we have had very good dealings with other branches. It just seems to be the one branch that has poor customer service.

    Price
    6/10
    Features
    6/10
    Customer service
    1/10
    Convenience
    6/10
    Trust
    5/10
    Less
    Sue, Australian Capital Territory reviewed over 5 years ago
  • Overall 10/10
    Can't praise Beyond Bank high enough.

    I've taken out a few personal loans with Beyond Bank (or its predecessors) over a number of years. This most recent experience largely mirrored earlier ones. Very competitive rates, knowledgeable staff, quick loan assessment process, all sorted within days. While taken out for investment purposes, I can repay this loan early without penalty. If only all banks were this efficient.

    Read full review

    I've taken out a few personal loans with Beyond Bank (or its predecessors) over a number of years. This most recent experience largely mirrored earlier ones. Very competitive rates, knowledgeable staff, quick loan assessment process, all sorted within days. While taken out for investment purposes, I can repay this loan early without penalty. If only all banks were this efficient.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    David, Australian Capital Territory reviewed over 5 years ago
Beyond Bank

About Beyond Bank

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

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