Beyond Bank Low Rate Car or Personal Loan

7.99% p.a.

8.62% p.a.based on $30,000
over 5 years

$200

Rates

  • Fixed

  • 7.99% p.a. fixed

  • 8.62% p.a.based on $30,000
    over 5 years

Fees

  • $200.00

  • $5.00

  • $20.00

  • $0.00

  • $0.00

Other financial bits

  • $5,000.00

  • none

  • 1 Year

  • 7 Years

  • Vehicle

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • Maximum age of vehicle is 6 years.

  • none

About Beyond Bank

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

How are Beyond Bank personal loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
9.0

Based on 13
Beyond Bank personal loans reviews

8.9 8.5 8.7 9.3 8.9

Read Beyond Bank personal loan reviews by the Mozo community

Latest reviews of Beyond Bank Low Rate Car or Personal Loan

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) personal loan review

Overall rating   10 / 10

Great rates, look no further

Greatest loan rates and hassle free to get a loan. Friendly and helpful staff. Issues resolved over internet or email.

Full review

Greatest loan rates and hassle free to get a loan. Friendly and helpful staff. Issues resolved over internet or email.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Mihiri (QLD), reviewed over 1 year ago

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) personal loan review

Overall rating   7 / 10

Inflexible support

Paid off over 20000 in loans in last 10 yrs, wanted a small redraw 550 for car repairs on a car loan initially 5,500 when down to about 4000. Counter staff talked me into applying for alternative product - 500 overdraft as it would be paid off in...

Full review

Paid off over 20000 in loans in last 10 yrs, wanted a small redraw 550 for car repairs on a car loan initially 5,500 when down to about 4000. Counter staff talked me into applying for alternative product - 500 overdraft as it would be paid off in 2 pays and increased flexibility. Declined for small income. Car failed. I now walk or bus. Have been a member approx. 45 years, recruited about 500 new members in credit union early years, promised special features after 30 yrs service. Very disappointed. Was a friendly savings & loans society now just a bank.

    Price   7 / 10

    Features   5 / 10

    Customer service   4 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Tony (SA), reviewed over 3 years ago

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) personal loan review

Overall rating   5 / 10

Good Product, customer service not great

The product itself is great, but the staff during the application process were terrible. They forgot to include the cost of insurance so when the loan was about to go through they were going to charge us more than we applied for. Then when it did...

Full review

The product itself is great, but the staff during the application process were terrible. They forgot to include the cost of insurance so when the loan was about to go through they were going to charge us more than we applied for. Then when it did get approved none of the things the loan were going towards were actually paid. It took phonecalls to national managers to fix the mistakes of one person. This is not common of the bank itself, we have had very good dealings with other branches. It just seems to be the one branch that has poor customer service.

    Price   6 / 10

    Features   6 / 10

    Customer service   1 / 10

    Convenience   6 / 10

    Trust   5 / 10

Less

Sue (ACT), reviewed over 3 years ago

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) personal loan review

Overall rating   10 / 10

Can't praise Beyond Bank high enough.

I've taken out a few personal loans with Beyond Bank (or its predecessors) over a number of years. This most recent experience largely mirrored earlier ones. Very competitive rates, knowledgeable staff, quick loan assessment process, all sorted...

Full review

I've taken out a few personal loans with Beyond Bank (or its predecessors) over a number of years. This most recent experience largely mirrored earlier ones. Very competitive rates, knowledgeable staff, quick loan assessment process, all sorted within days. While taken out for investment purposes, I can repay this loan early without penalty. If only all banks were this efficient.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

David (ACT), reviewed over 3 years ago

Beyond Bank

Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) personal loan review

Overall rating   10 / 10

Excellent products and friendly, helpful staff

Beyond Bank represents what a bank should offer. Always have time to sit down and discuss any concerns with customers, always a friendly welcome into the branch. I have found their redraw facility on loans extremely useful without having to go...

Full review

Beyond Bank represents what a bank should offer. Always have time to sit down and discuss any concerns with customers, always a friendly welcome into the branch. I have found their redraw facility on loans extremely useful without having to go through the process of increasing loan amounts.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Margaret (WA), reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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