Interest rate from
5.99% p.a.
Comparison rate from
6.34% p.a.based on $30,000
over 5 years
Upfront fee
$250
Go to site

Mozo editorial review Handypay Green Loan

Last updated: 20 January 2021.

binocular icon
What's hot
  • Competitive fixed rates from 5.99% p.a. (6.34% p.a. comparison rate*)
  • Free extra repayments
  • No monthly or early repayment fees
What's not
  • $250 upfront fee
  • $35 late repayment fee
Mozo snapshot

If you’re on the hunt for a green personal loan to help pay for an upcoming home reno project, then allow us to introduce you to the Handypay Green Personal Loan. Not only does this loan offer competitive fixed rates from 5.99% p.a. (6.34% p.a. comparison rate*) on loans from as little as $2,001 to $75,000 with 1-10 year loan terms, but it’s specifically designed for the purpose of funding home renovations. Now, who’s keen to go green?

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Key features

The Handypay Green Personal Loan is a home renovation loan that helps fund things like solar panels, battery storage, inverters, solar heating and cooling, rainwater tanks, energy-efficient renovations and more.

The loan comes with competitive fixed rates which start from 5.99% p.a. (6.34% p.a. comparison rate*) on loans between $2,001 and $75,000 and flexible 1 to 10-year loan term options.

On top of this, you’ll get to choose between either weekly, fortnightly or monthly repayment options. This means you’ll be able to work your regular repayments around your budget and lifestyle.

What’s also worth noting is that the Handypay Green Personal Loan is an unsecured loan, so you won’t have the stress of potentially losing your car, house or other expensive assets as you won’t be required to have any security items against the loan.

Another handy feature that comes with this loan is the ability to make free extra repayments, meaning you’ll be able to pay off your loan as quickly as you want without copping a penalty for it.

Be aware that the loan comes with a $250 upfront fee and a $35 late payment fee should you ever miss a repayment.

snapshot
Who is it good for

The Handypay Green Personal Loan helps fund things like solar panels, battery storage, inverters, solar heating and cooling, rainwater tanks, energy-efficient renovations and more - making it a great option to consider for Aussies that are looking to start a green home renovation project.

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Any catches

Keep in mind that the Handypay Green Personal Loan comes with a $250 upfront fee that you’ll need to budget for, plus a $35 late payment fee if you ever miss a repayment.

Picture of Rhianna Dews
Rhianna Dews
Money writer

Rhianna Dews is a lending writer and millennial money expert here at Mozo. Her work is aimed at keeping twenty-something readers up to date with the latest trends in finance and providing budgeting and debt busting tips. She has a Master of Journalism and Communications from the UNSW.

Details

Rates and fees information correct as at 3 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 5.99% p.a. fixed

  • 6.34% p.a.based on $30,000
    over 5 years

Fees
  • $250.00

  • $0.00

  • $35.00

  • $0.00

  • 0

Other financial bits
  • $2,001.00

  • $75,000.00

  • 1 Year

  • 10 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

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