If you’re on the hunt for a green personal loan to help pay for an upcoming home reno project, then allow us to introduce you to the Handypay Green Personal Loan. Not only does this loan offer competitive fixed rates from 5.79% p.a. (6.36% p.a. comparison rate*) on loans from as little as $2,000 to $75,000 with 1-7 year loan terms, but it’s specifically designed for the purpose of funding home renovations. Now, who’s keen to go green?
The Handypay Green Personal Loan is a home renovation loan that helps fund things like solar panels, battery storage, inverters, solar heating and cooling, rainwater tanks, energy-efficient renovations and more.
The loan comes with competitive fixed rates which start from 5.79% p.a. (6.36% p.a. comparison rate*) on loans between $2,000 and $75,000 and flexible 1 to 10-year loan term options.
On top of this, you’ll get to choose between either weekly, fortnightly or monthly repayment options. This means you’ll be able to work your regular repayments around your budget and lifestyle.
What’s also worth noting is that the Handypay Green Personal Loan is an unsecured loan, so you won’t have the stress of potentially losing your car, house or other expensive assets as you won’t be required to have any security items against the loan.
Another handy feature that comes with this loan is the ability to make free extra repayments, meaning you’ll be able to pay off your loan as quickly as you want without copping a penalty for it.
Be aware that the loan comes with a $250 upfront fee and a $35 late payment fee should you ever miss a repayment.
The Handypay Green Personal Loan helps fund things like solar panels, battery storage, inverters, solar heating and cooling, rainwater tanks, energy-efficient renovations and more - making it a great option to consider for Aussies that are looking to start a green home renovation project.
Keep in mind that the Handypay Green Personal Loan comes with a $250 upfront fee that you’ll need to budget for, plus a $35 late payment fee if you ever miss a repayment.
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Fixed |
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5.79% p.a. fixed |
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6.36% p.a.based on $30,000 |
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$250.00 |
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$0.00 |
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$35.00 |
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$0.00 |
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0 |
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$2,001.00 |
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$75,000.00 |
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1 Year |
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10 Years |
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Unsecured |
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Weekly, Fortnightly, Monthly |
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yes |
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no |
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Rate for the first 36 months, reverting to a standard offer from 6.29% p.a. (comparison rate 6.80% p.a.) for the remaining term. |
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Can be used for verifiable green initiatives e.g. solar panels, solar battery, solar inverters, solar heating and cooling, rainwater tanks or energy efficient renovations. |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
OurMoneyMarket
Low Rate Personal Loan
5.45% p.a.to 8.48% p.a.
6.07% p.a.to 8.84% p.a.based on $30,000
over 5 years
Harmoney
Unsecured Personal Loan
5.35% p.a.to 19.09% p.a.
6.14% p.a.to 19.99% p.a.based on $30,000
over 5 years
Plenti
Unsecured Personal Loan (Fixed)
6.39% p.a.to 7.89% p.a.
6.39% p.a.to 8.49% p.a.based on $30,000
over 5 years
Wisr
Unsecured Personal Loan
5.95% p.a.to 17.45% p.a.
6.79% p.a.to 17.86% p.a.based on $30,000
over 5 years
Latitude
Personal Loan
5.75% p.a.to 25.99% p.a.
6.68% p.a.to 29.2% p.a.based on $30,000
over 5 years
NOW Finance
Unsecured Personal Loan
5.95% p.a.to 19.95% p.a.
5.95% p.a.to 19.95% p.a.based on $30,000
over 5 years
Alex Bank
Personal Loan
4.99% p.a.to 14.99% p.a.
4.99% p.a.to 14.99% p.a.based on $30,000
over 5 years
loans.com.au
New Car Loan - Prime Special
6.09% p.a.
6.64% p.a.based on $30,000
over 5 years
Latitude
Car Loan
6.99% p.a.
8.24% p.a.based on $30,000
over 5 years
Wisr
Secured Car Loan
4.49% p.a.to 13.59% p.a.
5.31% p.a.to 14.49% p.a.based on $30,000
over 5 years
Great Southern Bank
Secured Car Loan (Fixed)
6.79% p.a.
7.16% p.a.based on $30,000
over 5 years
OurMoneyMarket
Low Rate Personal Loan
5.45% p.a.to 8.48% p.a.
6.07% p.a.to 8.84% p.a.based on $30,000
over 5 years
Plenti
Unsecured Personal Loan (Fixed)
6.39% p.a.to 7.89% p.a.
6.39% p.a.to 8.49% p.a.based on $30,000
over 5 years
Harmoney
Unsecured Personal Loan
5.35% p.a.to 19.09% p.a.
6.14% p.a.to 19.99% p.a.based on $30,000
over 5 years
Wisr
Unsecured Personal Loan
5.95% p.a.to 17.45% p.a.
6.79% p.a.to 17.86% p.a.based on $30,000
over 5 years
Alex Bank
Personal Loan
4.99% p.a.to 14.99% p.a.
4.99% p.a.to 14.99% p.a.based on $30,000
over 5 years
NOW Finance
Unsecured Personal Loan
5.95% p.a.to 19.95% p.a.
5.95% p.a.to 19.95% p.a.based on $30,000
over 5 years
OurMoneyMarket
Low Rate Personal Loan
8.49% p.a.to 11.19% p.a.
8.85% p.a.to 11.56% p.a.based on $30,000
over 5 years
