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Qudos Bank Unsecured Personal Loan (Variable)

Interest rate from
10.74% p.a.
Comparison rate from*
11.79% p.a.based on $10,000
over 3 years
Upfront fee
$150

Details

Rates and fees information correct as at 13 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Variable

  • 10.74% p.a.variable

  • 11.79% p.a.based on $10,000
    over 3 years

Fees
  • $150.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

Other financial bits
  • $5,000.00

  • $25,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Qudos Bank personal loans rated by the Mozo community?

Overall customer rating
6.8/10
Price
6.7/10
Features
6.2/10
Customer service
6.4/10
Convenience
6.2/10
Trust
6.8/10

Latest reviews of Qudos Bank Unsecured Personal Loan (Variable)

  • Overall 8/10
    Pretty good.

    Not the cheapest but good service.

    Read full review

    Not the cheapest but good service.

    Price
    7/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    9/10
    Less
    Judith, New South Wales reviewed almost 5 years ago
  • Overall 8/10
    Cheap and friendly

    It has great interest rates and friendly service. They don't have very good communication though and takes forever to get a loan approved. They have no ATM at my local town so I have to use another branch's ATM which can cost a fee each time. Internet banking is easy as well which is great.

    Read full review

    It has great interest rates and friendly service. They don't have very good communication though and takes forever to get a loan approved. They have no ATM at my local town so I have to use another branch's ATM which can cost a fee each time. Internet banking is easy as well which is great.

    Price
    8/10
    Features
    3/10
    Customer service
    3/10
    Convenience
    2/10
    Trust
    5/10
    Less
    Rose, New South Wales reviewed almost 6 years ago
  • Overall 9/10
    Takes a little longer but worth it

    Qantas Credit Union is a great brand, very trustworthy. It does take a little longer than other financial institutions to obtain credit cards or personal loans from application, but the benefits out weigh the application process. Very basic internet banking though.

    Read full review

    Qantas Credit Union is a great brand, very trustworthy. It does take a little longer than other financial institutions to obtain credit cards or personal loans from application, but the benefits out weigh the application process. Very basic internet banking though.

    Price
    9/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Hayden, Victoria reviewed over 6 years ago
  • Overall 0/10
    Rotten fees

    Terrible fees.

    Read full review

    Terrible fees.

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Yvette, Western Australia reviewed over 6 years ago
  • Overall 10/10
    Easy set up with minimal cost involved

    I have now had a couple of personal loans held via Qantas Credit Union. They are a great/no frills service who don't overcharge. They don't have an application nor monthly service fee. They don't bog you down with options you don't require therefore are not charged accordingly. It was easy to set up and easy to manage ongoing. The only negative really is the number of branches.

    Read full review

    I have now had a couple of personal loans held via Qantas Credit Union. They are a great/no frills service who don't overcharge. They don't have an application nor monthly service fee. They don't bog you down with options you don't require therefore are not charged accordingly. It was easy to set up and easy to manage ongoing. The only negative really is the number of branches.

    Price
    8/10
    Features
    -1/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Mozo community reviewer, New South Wales reviewed almost 7 years ago
Qudos Bank

About Qudos Bank

Qudos Bank (previously Qantas Credit Union) is a customer owned bank and was established in 1959. Qudos Bank has an A2 investment grade rating and offers a full range of banking products including credit cards, home loans, personal loans and saving accounts.

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