Qudos Bank Unsecured Personal Loan (Variable)

11.64% p.a.

12.69% p.a.based on $10,000
over 3 years

$150

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Rates

  • Variable

  • 11.64% p.a.variable

  • 12.69% p.a.based on $10,000
    over 3 years

Fees

  • $150.00

  • $0.00

  • $0.00

  • none

  • $0.00

Other financial bits

  • $5,000.00

  • $25,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • none

About Qudos Bank

Qudos Bank (previously Qantas Credit Union) is a customer owned bank and was established in 1959. Qudos Bank has an A2 investment grade rating and offers a full range of banking products including credit cards, home loans, personal loans and saving accounts.

How are Qudos Bank personal loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
6.7

Based on 7
Qudos Bank personal loans reviews

7.4 6.7 6.0 5.6 6.3

Read Qudos Bank personal loan reviews by the Mozo community

Latest reviews of Qudos Bank Unsecured Personal Loan (Variable)

Qudos Bank

Qudos Bank Unsecured Personal Loan (Variable) personal loan review

Overall rating   8 / 10

Pretty good.

Not the cheapest but good service.

Full review

Not the cheapest but good service.

    Price   7 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Judith (NSW), reviewed almost 3 years ago

Qudos Bank

Qudos Bank Unsecured Personal Loan (Variable) personal loan review

Overall rating   8 / 10

Cheap and friendly

It has great interest rates and friendly service. They don't have very good communication though and takes forever to get a loan approved. They have no ATM at my local town so I have to use another branch's ATM which can cost a fee each time....

Full review

It has great interest rates and friendly service. They don't have very good communication though and takes forever to get a loan approved. They have no ATM at my local town so I have to use another branch's ATM which can cost a fee each time. Internet banking is easy as well which is great.

    Price   8 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   2 / 10

    Trust   5 / 10

Less

Rose (NSW), reviewed almost 4 years ago

Qudos Bank

Qudos Bank Unsecured Personal Loan (Variable) personal loan review

Overall rating   9 / 10

Takes a little longer but worth it

Qantas Credit Union is a great brand, very trustworthy. It does take a little longer than other financial institutions to obtain credit cards or personal loans from application, but the benefits out weigh the application process. Very basic...

Full review

Qantas Credit Union is a great brand, very trustworthy. It does take a little longer than other financial institutions to obtain credit cards or personal loans from application, but the benefits out weigh the application process. Very basic internet banking though.

    Price   9 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Hayden (VIC), reviewed over 4 years ago

Qudos Bank

Qudos Bank Unsecured Personal Loan (Variable) personal loan review

Overall rating   0 / 10

Rotten fees

Terrible fees.

Full review

Terrible fees.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Yvette (WA), reviewed almost 5 years ago

Qudos Bank

Qudos Bank Unsecured Personal Loan (Variable) personal loan review

Overall rating   10 / 10

Easy set up with minimal cost involved

I have now had a couple of personal loans held via Qantas Credit Union. They are a great/no frills service who don't overcharge. They don't have an application nor monthly service fee. They don't bog you down with options you don't require...

Full review

I have now had a couple of personal loans held via Qantas Credit Union. They are a great/no frills service who don't overcharge. They don't have an application nor monthly service fee. They don't bog you down with options you don't require therefore are not charged accordingly. It was easy to set up and easy to manage ongoing. The only negative really is the number of branches.

    Price   8 / 10

    Features   -1 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Mozo reviewer (NSW), reviewed about 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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