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Adelaide Bank home loan reviews

Adelaide Bank
Adelaide Bank's overall rating for home loans

(as rated by the Mozo community)

6.7 / 10

based on 277 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Adelaide Bank

Recent Adelaide Bank home loan reviews

Adelaide Bank

Adelaide Bank SmartFit (LVR>90%, Owner Occupier, Principal & Interest) SmartFit review

Overall rating   10 / 10

Would recommend

I think their customer service is good, they are very helpful with any questions.

Full review

I think their customer service is good, they are very helpful with any questions.

    Customer service   10 / 10

Less

Elizabeth, Victoria, reviewed over 1 year ago

Adelaide Bank

Adelaide Bank Home Loan review

Overall rating   10 / 10

Great customer service

While we go through financial hardship they are helping us.

Full review

While we go through financial hardship they are helping us.

    Price   9 / 10

Less

Loretta, South Australia, reviewed about 2 years ago

Adelaide Bank

Adelaide Bank SmartSaver (LVR<90%, Owner Occupier, Principal & Interest) SmartSaver review

Overall rating   8 / 10

Very happy customer

Very happy with service staff as they are very competent and friendly.

Full review

Very happy with service staff as they are very competent and friendly.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Barry, South Australia, reviewed about 3 years ago

Adelaide Bank

Adelaide Bank Home Loan review

Overall rating   9 / 10

They have great customer services.

The reason why I like this bank is because they have great services.

Full review

The reason why I like this bank is because they have great services.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Edwin, South Australia, reviewed about 3 years ago

Adelaide Bank

Adelaide Bank SmartFix (Owner Occupier, Principal & Interest) (Fixed) SmartFix review

Overall rating   9 / 10

Great products, great customer service

Have never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone

Full review

Have never had any problems with Adelaide bank setting up the loan, re fixing interest rates, withdrawal facilities and contacting on the phone

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Donna, South Australia, reviewed over 3 years ago

Adelaide Bank

Adelaide Bank SmartFit (LVR>90%, Owner Occupier, Principal & Interest) SmartFit review

Overall rating   5 / 10

Good interest rates

Online banking is so old looking and clunky

Full review

Online banking is so old looking and clunky

    Price   6 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   4 / 10

    Trust   6 / 10

Less

Rochelle, Western Australia, reviewed over 3 years ago

Adelaide Bank

Adelaide Bank Home Loan review

Overall rating   8 / 10

Great customer service

They are easy to talk to and you actually speak to someone in Australia

Full review

They are easy to talk to and you actually speak to someone in Australia

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Kathryn, South Australia, reviewed over 3 years ago

Adelaide Bank

Adelaide Bank Home Loan review

Overall rating   8 / 10

Pretty good overall

Online apps are amazing. Very flexible.

Full review

Online apps are amazing. Very flexible.

    Price   8 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Bronwyn, Queensland, reviewed over 3 years ago

Adelaide Bank

Adelaide Bank Special Home Loan review

Overall rating   10 / 10

Ok

Ok

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Julleess88@hotmail.com, Victoria, reviewed almost 4 years ago

Adelaide Bank

Adelaide Bank SmartFix (Owner Occupier, Principal & Interest) (Fixed) SmartFix review

Overall rating   8 / 10

Nothing to say

Hi

    Price   10 / 10

    Features   10 / 10

    Customer service   5 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Jackson, Victoria, reviewed almost 4 years ago

Adelaide Bank

Adelaide Bank Home Loan review

Overall rating   5 / 10

Good for low doc loan, but don't rely on promises

They offered us a good deal to begin with but were very disappointed when the weren't able to keep to the agreed promise.

Full review

They offered us a good deal to begin with but were very disappointed when the weren't able to keep to the agreed promise.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   2 / 10

Less

Catherine, Victoria, reviewed almost 4 years ago

Adelaide Bank

Adelaide Bank Home Loan review

Overall rating   4 / 10

Customer service is acceptable at this time

Adelaide Bank does not have many bank machines in WA.

Full review

Adelaide Bank does not have many bank machines in WA.

    Price   5 / 10

    Features   6 / 10

    Customer service   5 / 10

    Convenience   2 / 10

    Trust   5 / 10

Less

Igors, Western Australia, reviewed about 4 years ago

Adelaide Bank

Adelaide Bank Home Loan review

Overall rating   9 / 10

Good customer service

Not enough branches.

Full review

Not enough branches.

    Price   10 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   6 / 10

    Trust   10 / 10

Less

Dawn, South Australia, reviewed about 4 years ago

Adelaide Bank

Adelaide Bank SmartFit (LVR>90%, Owner Occupier, Principal & Interest) SmartFit review

Overall rating   3 / 10

Change lenders

Don't seem to stack up against other lenders - available for contact during business hours Adelaide time, making it more difficult to contact them from other states. Online banking solution again seems limited compared to other banks.

Full review

Don't seem to stack up against other lenders - available for contact during business hours Adelaide time, making it more difficult to contact them from other states. Online banking solution again seems limited compared to other banks.

    Price   4 / 10

    Customer service   1 / 10

    Convenience   1 / 10

    Trust   2 / 10

Less

Patric, Western Australia, reviewed about 4 years ago

Adelaide Bank

Adelaide Bank Home Loan review

Overall rating   10 / 10

Interest rate

Great home loan rate.

Full review

Great home loan rate.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Mary, New South Wales, reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    3.03% p.a. variable

    comparison rate*

    3.05% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 3.03% p.a. variable
    • Comparison rate*: 3.05% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.2

    Based on 637 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k

    interest rate

    3.09% p.a. variable

    comparison rate*

    3.09% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k
    • Interest rate: 3.09% p.a. variable
    • Comparison rate*: 3.09% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    3.09% p.a. variable

    comparison rate*

    3.05% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 3.09% p.a. variable
    • Comparison rate*: 3.05% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Need more information?
    Go to site

    More info

  • Featured product

     

    ME Flexible Home Loan (Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package)

    ME Flexible Home Loan (Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package)

    • A flexible Home Loan with Member Package for Owner Occupiers including a low rate, redraw and offset.
    • Annual Fee of $395. Loan size $400k-$699k
    • No fee to fix your rate after you settle.

    interest rate

    3.34% p.a. variable

    comparison rate*

    3.78% p.a.

    upfront fees

    $200

    Go to site

    More info

    • A flexible Home Loan with Member Package for Owner Occupiers including a low rate, redraw and offset.
    • Annual Fee of $395. Loan size $400k-$699k
    • No fee to fix your rate after you settle.
    • Interest rate: 3.34% p.a. variable
    • Comparison rate*: 3.78% p.a.
    • Upfront fees: $200
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $400,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.7

    Based on 902 ME home loan reviews

    Need more information?
    Go to site

    More info

  • ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request

    interest rate

    3.38% p.a. variable

    comparison rate*

    3.42% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request
    • Interest rate: 3.38% p.a. variable
    • Comparison rate*: 3.42% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $160.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    6.9

    Based on 3846 ANZ home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 530 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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