Beyond Bank credit card reviews

Beyond Bank
Beyond Bank's overall rating for credit cards

(as rated by the Mozo community)

8.9 / 10

based on 25 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Beyond Bank

Recent Beyond Bank credit card reviews

Beyond Bank

Beyond Bank Credit Card review

Overall rating   10 / 10

Good customer service

You're always treated well and they have excellent service from staff.

Full review

You're always treated well and they have excellent service from staff.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Adele, South Australia, reviewed over 1 year ago

Beyond Bank

Beyond Bank Low Rate Credit Card review

Overall rating   10 / 10

Excellent and secure

Credit Union and not a bank as I pay $2 to become a member and have no fees on debit visa card account

Full review

Credit Union and not a bank as I pay $2 to become a member and have no fees on debit visa card account

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Derren, South Australia, reviewed over 1 year ago

Beyond Bank

Beyond Bank Low Rate Credit Card review

Overall rating   10 / 10

You name it, they do it best

Been with them from the first day they opened!!!

Full review

Been with them from the first day they opened!!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Steve, New South Wales, reviewed almost 4 years ago

Beyond Bank

Beyond Bank Low Rate Credit Card review

Overall rating   9 / 10

Great bank and great people

Never had a problem with the card or bank, always no hassles to use.

Full review

Never had a problem with the card or bank, always no hassles to use.

    Price   10 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   6 / 10

Less

Craig, Australian Capital Territory, reviewed almost 4 years ago

Beyond Bank

Beyond Bank Low Rate Credit Card review

Overall rating   1 / 10

My credit union was taken over by beyond bank

I have a visa debit card with an overdraft, I think the interest rate is too high and I'm always getting overdue fees and extra charges. I was with Wagga credit union.

Full review

I have a visa debit card with an overdraft, I think the interest rate is too high and I'm always getting overdue fees and extra charges. I was with Wagga credit union.

    Price   0 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   2 / 10

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Lisa, New South Wales, reviewed almost 4 years ago

Beyond Bank

Beyond Bank Low Rate Credit Card review

Overall rating   10 / 10

Low fees, easy application

Great card easy to use and pay off , simple application and quick acceptance.

Full review

Great card easy to use and pay off , simple application and quick acceptance.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Nic, Victoria, reviewed about 4 years ago

Beyond Bank

Beyond Bank Credit Card review

Overall rating   9 / 10

Very competitive

They are reliable, professional, and courteous.

Full review

They are reliable, professional, and courteous.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Carol, Australian Capital Territory, reviewed about 4 years ago

Beyond Bank

Beyond Bank Credit Card review

Overall rating   8 / 10

Excellent accessibility and service

Staff in the local branch are friendly and helpful, always follow through on queries. Opening hours longer than competitors.

Full review

Staff in the local branch are friendly and helpful, always follow through on queries. Opening hours longer than competitors.

    Price   9 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sheree, South Australia, reviewed about 4 years ago

Beyond Bank

Beyond Bank Credit Card review

Overall rating   9 / 10

Excellent customer features and staff

The people and staff in this bank are very friendly and helpful in every way no matter what question or problem you may have, they will go out of their way to sort things out for you.

Full review

The people and staff in this bank are very friendly and helpful in every way no matter what question or problem you may have, they will go out of their way to sort things out for you.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Ros, South Australia, reviewed over 4 years ago

Beyond Bank

Beyond Bank Low Rate Credit Card review

Overall rating   10 / 10

Competitive rates and excellent customer service

Beyond Bank Staff are always very friendly and competent.

Full review

Beyond Bank Staff are always very friendly and competent.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Geoff, South Australia, reviewed over 4 years ago

Beyond Bank

Beyond Bank Low Rate Credit Card review

Overall rating   8 / 10

Beyond bank - look no further

I like this bank because they make things easy and simple and are always very friendly.

Full review

I like this bank because they make things easy and simple and are always very friendly.

    Price   7 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Alicia, South Australia, reviewed over 4 years ago

Beyond Bank

Beyond Bank Low Rate Credit Card review

Overall rating   10 / 10

Best service in market

Great rate, quick and easy.

Full review

Great rate, quick and easy.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Justin, New South Wales, reviewed over 4 years ago

Beyond Bank

Beyond Bank Low Rate Credit Card review

Overall rating   8 / 10

Knocks the big banks' rates out of the park!

Best interest rate in town. Go the credit unions, taking it to the Big 4 banks finally!

Full review

Best interest rate in town. Go the credit unions, taking it to the Big 4 banks finally!

    Price   10 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Hugh, New South Wales, reviewed about 5 years ago

Beyond Bank

Beyond Bank Low Rate Credit Card review

Overall rating   10 / 10

Just friendly

They support the Christmas, welcoming people and willing to help without being over pushed. I have banked with them for 30 years and won't change, overall great service.

Full review

They support the Christmas, welcoming people and willing to help without being over pushed. I have banked with them for 30 years and won't change, overall great service.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Joanne, South Australia, reviewed over 5 years ago

Beyond Bank

Beyond Bank Credit Card review

Overall rating   10 / 10

Great customer service...Well done Beyond Bank

In all the years we have been with Beyond Bank we have received excellent service from their friendly staff and very competitive rates. We recommend to everyone to join one of the best banks we have ever dealt with.

Full review

In all the years we have been with Beyond Bank we have received excellent service from their friendly staff and very competitive rates. We recommend to everyone to join one of the best banks we have ever dealt with.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Name not supplied, South Australia, reviewed almost 6 years ago

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Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum (Purchase Rate Offer)

    Citi Platinum (Purchase Rate Offer)

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 20.99% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 0% p.a. for 13 months then 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1249 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • ME frank Credit Card

    ME frank Credit Card

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases

    balance transfer rate

    No current offer

    purchase rate

    11.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate: No current offer
    • Annual fee: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    8.0

    Based on 204 ME credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6069 ANZ credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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