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Beyond Bank credit card reviews

Beyond Bank
Beyond Bank's overall rating for credit cards

(as rated by the Mozo community)

8.9 / 10

based on 25 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Beyond Bank

Beyond Bank Low Rate

balance transfer rate

0% p.a. for 12 months and then 12.49% p.a.

purchase rate

12.49% p.a.

annual fee

$49

 Contact provider or click here for more Beyond Bank credit cards

Recent Beyond Bank credit card reviews

Beyond Bank

Beyond Bank Credit Card review

Overall rating   10 / 10

Good customer service

You're always treated well and they have excellent service from staff.

Full review

You're always treated well and they have excellent service from staff.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Adele, South Australia, reviewed over 1 year ago

Beyond Bank

Beyond Bank Low Rate Low Rate review

Overall rating   10 / 10

Excellent and secure

Credit Union and not a bank as I pay $2 to become a member and have no fees on debit visa card account

Full review

Credit Union and not a bank as I pay $2 to become a member and have no fees on debit visa card account

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Derren, South Australia, reviewed almost 2 years ago

Beyond Bank

Beyond Bank Low Rate Low Rate review

Overall rating   10 / 10

You name it, they do it best

Been with them from the first day they opened!!!

Full review

Been with them from the first day they opened!!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Steve, New South Wales, reviewed about 4 years ago

Beyond Bank

Beyond Bank Low Rate Low Rate review

Overall rating   9 / 10

Great bank and great people

Never had a problem with the card or bank, always no hassles to use.

Full review

Never had a problem with the card or bank, always no hassles to use.

    Price   10 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   6 / 10

Less

Craig, Australian Capital Territory, reviewed over 4 years ago

Beyond Bank

Beyond Bank Low Rate Low Rate review

Overall rating   1 / 10

My credit union was taken over by beyond bank

I have a visa debit card with an overdraft, I think the interest rate is too high and I'm always getting overdue fees and extra charges. I was with Wagga credit union.

Full review

I have a visa debit card with an overdraft, I think the interest rate is too high and I'm always getting overdue fees and extra charges. I was with Wagga credit union.

    Price   0 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   2 / 10

Less

Lisa, New South Wales, reviewed over 4 years ago

Beyond Bank

Beyond Bank Low Rate Low Rate review

Overall rating   10 / 10

Low fees, easy application

Great card easy to use and pay off , simple application and quick acceptance.

Full review

Great card easy to use and pay off , simple application and quick acceptance.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Nic, Victoria, reviewed over 4 years ago

Beyond Bank

Beyond Bank Credit Card review

Overall rating   9 / 10

Very competitive

They are reliable, professional, and courteous.

Full review

They are reliable, professional, and courteous.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Carol, Australian Capital Territory, reviewed over 4 years ago

Beyond Bank

Beyond Bank Credit Card review

Overall rating   8 / 10

Excellent accessibility and service

Staff in the local branch are friendly and helpful, always follow through on queries. Opening hours longer than competitors.

Full review

Staff in the local branch are friendly and helpful, always follow through on queries. Opening hours longer than competitors.

    Price   9 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sheree, South Australia, reviewed over 4 years ago

Beyond Bank

Beyond Bank Credit Card review

Overall rating   9 / 10

Excellent customer features and staff

The people and staff in this bank are very friendly and helpful in every way no matter what question or problem you may have, they will go out of their way to sort things out for you.

Full review

The people and staff in this bank are very friendly and helpful in every way no matter what question or problem you may have, they will go out of their way to sort things out for you.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Ros, South Australia, reviewed almost 5 years ago

Beyond Bank

Beyond Bank Low Rate Low Rate review

Overall rating   10 / 10

Competitive rates and excellent customer service

Beyond Bank Staff are always very friendly and competent.

Full review

Beyond Bank Staff are always very friendly and competent.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Geoff, South Australia, reviewed about 5 years ago

Beyond Bank

Beyond Bank Low Rate Low Rate review

Overall rating   8 / 10

Beyond bank - look no further

I like this bank because they make things easy and simple and are always very friendly.

Full review

I like this bank because they make things easy and simple and are always very friendly.

    Price   7 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Alicia, South Australia, reviewed about 5 years ago

Beyond Bank

Beyond Bank Low Rate Low Rate review

Overall rating   10 / 10

Best service in market

Great rate, quick and easy.

Full review

Great rate, quick and easy.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Justin, New South Wales, reviewed about 5 years ago

Beyond Bank

Beyond Bank Low Rate Low Rate review

Overall rating   8 / 10

Knocks the big banks' rates out of the park!

Best interest rate in town. Go the credit unions, taking it to the Big 4 banks finally!

Full review

Best interest rate in town. Go the credit unions, taking it to the Big 4 banks finally!

    Price   10 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Hugh, New South Wales, reviewed over 5 years ago

Beyond Bank

Beyond Bank Low Rate Low Rate review

Overall rating   10 / 10

Just friendly

They support the Christmas, welcoming people and willing to help without being over pushed. I have banked with them for 30 years and won't change, overall great service.

Full review

They support the Christmas, welcoming people and willing to help without being over pushed. I have banked with them for 30 years and won't change, overall great service.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Joanne, South Australia, reviewed almost 6 years ago

Beyond Bank

Beyond Bank Rewards review

Overall rating   10 / 10

Great customer service...Well done Beyond Bank

In all the years we have been with Beyond Bank we have received excellent service from their friendly staff and very competitive rates. We recommend to everyone to join one of the best banks we have ever dealt with.

Full review

In all the years we have been with Beyond Bank we have received excellent service from their friendly staff and very competitive rates. We recommend to everyone to join one of the best banks we have ever dealt with.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Name not supplied, South Australia, reviewed about 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

    		 Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Citi Platinum (Balance Transfer Offer)

    Citi Platinum (Balance Transfer Offer)

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $199 $0 in the first year

    		 Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $199 $0 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1250 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    		 Go to site

    More info

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 865 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    		 Go to site

    More info

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6072 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    		 Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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